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Certified & Licensed by IRDAI (Reg.No.158) Indian Insurance Regulator
Cloud Customer Care
Trusted by 15 Lakh Indians for their insurance needs
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Avail cashless Facility 1000+ Garages Pan India

We will treat you like a VIP

We’re making insurance simple: simple products and simple processes. Whether it’s buying or claiming, we give you a simply awesome experience.

Super-Fast claims

90.4% claims settled in 30 days, with superfast claim process

Advance Cash for Repair

So you can repair your car from the garage of your choice

Vip Pick Up Drop

Doorstep Pickup & Repair

Doorstep pickup, repair and drop with 6 months repair warranty

Cloud Customer Care

24*7 Support

24*7 call facility even on National Holidays

Self Inspection Car Four Wheeler

Smartphone Enabled Self Inspection

Just click the damages on your phone and you are done

What’s Covered in Digit Car Insurance

Hatchback Damaged Driving

Accidents

  • Common damages to your own car like accidents & collisions
Getaway Car

Theft

  • If unfortunately your car gets stolen

Fire

  • Common damages due to Fire

Natural Disasters

  • Damages due to any natural calamities
Man With Hand Injured

Personal Accident

  • If there is a car accident and unfortunately it leads to death or disability of the owner
Banged Cars

Third Party Losses

  • Damage your car causes to someone else's car or any other property

What’s not Covered

It is equally important to know what’s not covered in your car insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

You were driving drunk or without a valid driving license.
You hold a learner’s license and were driving without a valid driving license-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

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