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1. Details
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2. Choose plan
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3. Payment
- Hyundai Verna
- Maruti Alto
- Hyundai
- Hyundai Santro Xing
- Maruti Wagon R
- Ford Figo
- Maruti Swift
- Honda City
- Fiat
Comprehensive
₹ {{bikeCtrl.localStorageValue.discountedPremium |rupeeFormatWithComma | removeDecimal}}
₹ {{bikeCtrl.localStorageValue.CompPremium | rupeeFormatWithComma | removeDecimal}}
₹ {{bikeCtrl.localStorageValue.TPcoverPremium | rupeeFormatWithComma | removeDecimal}}
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(+ 18% GST)
View Breakdown
Breakdown
{{bikeCtrl.localStorageValue.planType}}
(PA Cover (1
year))
{{bikeCtrl.localStorageValue.planType}}
₹{{bikeCtrl.localStorageValue.discountedPremium | rupeeFormatWithComma}}
₹{{bikeCtrl.localStorageValue.TPcoverPremium | rupeeFormatWithComma}}
{{bikeCtrl.selectedAddonsInsideModel.length}} Add-on(s)
₹{{bikeCtrl.AddonsPremium}}
₹{{bikeCtrl.AddonsPremium + bikeCtrl.localStorageValue.TPpaCoverPremium}}
Discount
₹{{bikeCtrl.localStorageValue.discountedPremium - bikeCtrl.localStorageValue.CompPremium}}
₹0
Net Premium
Excl. GST(18%)
₹{{bikeCtrl.localStorageValue.CompPremium | rupeeFormatWithComma | removeDecimal}}
₹{{bikeCtrl.localStorageValue.TPcoverPremium | rupeeFormatWithComma | removeDecimal}}
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Cost Breakup
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Original Cost
Rs. 15,000
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NCB Discount (25%)
- Rs. 1,250
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PAN Card Discount
-10%
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In Circle Benefit Discount
-10%
Why do we need this?
Putting it simply, this is the chocolate mom gave you for being a good child. In our case, if you have been a good driver and have had no claims, you get a bonus, a sort of a discount in your premium. This accumulates over years if you have had no claim.
Where can I check my current NCB?
Your last NCB is written on your previous policy certificate. Alternatively you can ask your previous insurer to share an NCB certificate with you.
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Save quote and proceed later
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Drive less, Pay less - Classic Lite
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What is this advantage?
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Prefer to read? Here you go:
- Drive less? Then pay less also. To be precise if you drive less than 8,000km during the policy period, you get bigger savings.
- You can get your bike repaired at any workshop you like. But we recommend exploring our Partner Garages first for an additional 6 months repair guarantee.
- And if you realise you’re going to exceed 8,000km? Just let us know. If your bike is stolen after the 8,000km mark, you still get the full claim.
- But if your bike is in an accident after crossing the 8,000km mark and you hadn’t informed us, we will pay you 75% of your claim and rest will have to be paid by you.
Standard Package
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How to use your Standard Package?
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What is covered
- Common damages to your own bike like accidents, fire, theft, collisions, natural disasters etc
- Damage caused by your bike to someone else’s bike or property
- Smart-phone enabled self inspection and audio forms for claim processing
- Cashless repairs at 1000+ network garages across India
- Covers third party liability for 5 years and Own damage for 1 year
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What is not covered
- Depreciation, i.e. wear and tear, to certain parts of the vehicle, depending on the age of the bike.
Basic third party
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Understand the In-circle benefit in 2 mins
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Prefer to read? Here you go:
- Basic third-party liability
- Personal accident cover of ₹ 1 lakh each for XX passengers
- Legal liability to paid driver
Rs. 3000
Third Party + Fire and Theft
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Understand the In-circle benefit in 2 mins
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Prefer to read? Here you go:
- Fire cover
- Theft cover
- Basic third-party liability
- Personal accident cover of ₹ 2 lakh for owner-driver
- Personal accident cover of ₹ 1 lakh each for XX passengers
- Legal liability to paid driver
Rs. 3000
Third Party Liability Only
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How to use someone's third party insurance if they hit your bike?
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What is covered
- Injury or death caused by your bike to other people
- Damage caused to other people’s vehicles or property
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What is not covered
- Damage to your bike during an accident, fire, natural disasters, etc.
- Any injury to a person sitting behind on the bike.
Standard Package
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How to use your Standard Package?
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Who do we recommend this for?
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If you care about your bike a wee bit, you have to choose this one as this covers the damages to your own bike along with the damages to someone else's bike in an accident.
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What is covered
- Common damages to your own bike like accidents, fire, theft, collisions, natural disasters etc
- Damage caused by your bike to someone else’s bike or property
- Pick-up, Repair & Drop facility with 6 months repair warranty - for repairs done at our network garages.
- Smart-phone enabled self inspection and audio forms for claim processing
- Cashless repairs at 1000+ network garages across India
- Covers third party liability for 5 years and Own damage for 1 year
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What is not covered
- Depreciation, i.e. wear and tear, to certain parts of the vehicle, depending on the age of the bike.
Zero Depreciation
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Do I really need this?
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Why do I need this?
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Let us give an example, even if you have a new bike but don't have this add-on and your bike's bumper has to be replaced after an accident, you will have to pay half of the replacement cost (as plastic parts come under a 50% depreciation slab). But with this addon, you pay nothing, zero:).
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What it covers?
- This has the power of Zero depreciation that locks the value of your bike's depreciating parts(the ones that generally get damaged in a collision and are expensive to replace).
- The depreciating parts are rubber, nylon, plastic parts, batteries, fibre glass components and wooden parts.
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What is covered
- Common damages to your own bike like accidents, fire, theft, collisions, natural disasters etc
- Damage caused by your bike to someone else’s bike or property
- Pick-up, Repair & Drop facility with 6 months repair warranty
- Smart-phone enabled self inspection and audio forms for claim processing
- Covers third party liability for 5 years and Own damage for 1 year
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What is not covered
- Depreciation, i.e. wear and tear, to certain parts of the vehicle, depending on the age of the bike.
Rs. 3000
Consumables
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Who needs this?
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Why not I take only Zero dep?
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Consumables' replacements or repairs are small expenses but in an accident they can total to a big amount, so again would be good to have this addon.
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What it covers?
- This covers cost of replacing or repairing consumables like oil filters, lubricants, air conditioner gas, grease, washers and the like.
In-circle Benefit
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Understand the In-circle benefit in 2 mins
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Included
- 10% discount on your premium
- Vehicle needs to be repaired only at Digit Partner Garages
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Not Included
- If repaired at non Digit Partner Garages, only 80% of the total claim will be covered
- View all Partner Garages in Mumbai
Modal title
- Honda Activa
- Bajaj Avenger
- Bajaj Pulsar
- Yamaha Alpha
- Yamaha Fazer
Yamaha Service Centre
022 2345 4323
Shop-2,3,4 Kawali Compound, NM Joshi Marg, Lower Parel West
GET DIRECTIONSChoose Add-ons
0 {{bikeCtrl.selectedAddonsNumber}} / {{bikeCtrl.localStorageValue.availableAddonCount}} selected
Parts Depreciation Cover (Zero Dep/ Bumper to Bumper) (valid for {{bikeCtrl.customPlan}} year)
₹ {{bikeCtrl.localStorageValue.addonsValue.partsDepreciationCover.premium | rupeeFormatWithComma}}
Most Popular
Like everything in life, your bike too loses its value with time. This loss of value is called as "depreciation". This is why, in case of a damage you won't receive full costs of repairs and replacements since the depreciation of your bike is deducted from your claim amount. This add-on ensures no depreciation is charged and you get complete cost of repairs and replacements during claims, provided it's repaired at a Digit Authorized Workshop. You can claim under this add-on twice a year.
+ Add to your planConsumable Cover (valid for {{bikeCtrl.customPlan}} year)
₹ {{bikeCtrl.localStorageValue.addonsValue.consumableCover.premium | rupeeFormatWithComma}}
Most of us think the cost of replacement of parts like screws, engine oils, nuts & bolts, grease is covered in the standard package policy, sadly it is not. But with this addon, we cover this cost.
+ Add to your planEngine and Gear-Box Protection Cover (valid for {{bikeCtrl.customPlan}} year)
₹ {{bikeCtrl.localStorageValue.addonsValue.engineAndGearBoxProtectionCover.premium | rupeeFormatWithComma}}
Recommended as you drive in {{bikeCtrl.localStorageValue.residentCity}}
If an accident causes a damage to an engine, it is covered under a standard package policy. But if it is a consequential damage, it is not covered. For example, if your bike is towed roughly or during floods you switch on the engine, which causes damage to the engine or gearbox, this addon comes to your rescue, covering the repair charges. Btw, the cost of replacement of an engine is approx. 40% of vehicle cost, which is huge.
+ Add to your planReturn to Invoice Cover (valid for {{bikeCtrl.customPlan}} year)
₹ {{bikeCtrl.localStorageValue.addonsValue.returnToInvoiceCover.premium | rupeeFormatWithComma}}
If your bike gets stolen or it’s totally damaged or its repair cost estimated is more than 75% of its IDV, we cover the cost of buying a similar new bike i.e. you get the Ex-showroom price or last invoice value, Btw, we have also included the cost of registering the new vehicle and the road tax for it.
+ Add to your planBreakdown Assistance (RSA) (valid for {{bikeCtrl.customPlan}} year)
₹ {{bikeCtrl.localStorageValue.addonsValue.breakdownAssistanceCover.premium | rupeeFormatWithComma}}
When your bike breaks down, we will be there to make sure you don’t have a break down! This add-on provides 24*7 roadside assistance for your bike up to 500 kms from the city in case of scenarios such as flat battery or tyre, minor repairs, legal assistance or if you need towing facilities.
+ Add to your planStandard Package + 0 {{bikeCtrl.selectedAddonsNumber}} Addons
₹ {{bikeCtrl.AddonsPremium | rupeeFormatWithComma}}
(+ 18% GST)
Why do we need this?
Your city helps us in calculating your right premium. The safer your city and area is, the lower the risk and premium and vice versa.
Why does this matter?
The expiry date helps us calculate the premium. And it makes sense to have correct details across your bike documents.
Where can you find this?
If you received a physical copy of your insurance document, your insurer’s name will be mentioned there.
If you have received a softcopy through mail, just search for ‘car insurance” and you will find subsequent mails from your previous insurer.
Why does this matter?
If you haven’t made a claim in your current policy, you will be eligible for something called an NCB (No Claim Bonus) - a discount on your premium amount. Think of this as a sort of reward for being a good rider !
What is No Claim Bonus?
Putting it simply, this is the chocolate mom gave you on being a good child. In our case, if you have been a good driver and have had no claims, you get a bonus, a sort of a discount in your premium. This accumulates over years if you have had no claim.
How is NCB calculated?
NCB is calculated basis the number of years you have had no claim successively. For instance if you had no claim for 3 years, it will be 35%, for 5 years it will be 50%.
Where can I check my current NCB?
Your last NCB is written on your previous policy certificate. Alternatively you can ask your previous insurer to share an NCB certificate with you.
Why does it matter?
We want to make you an offer you can’t refuse! And the previous policy expiry date helps us arrive at the ideal premium for you.
What is IIB?
IIB is backed by IRDA, the insurance regulator. IIB acts as a single platform for the insurance industry, by maintaining data of all insurance companies and provide industry level analysis.
What is IIB?
IIB is backed by IRDA, the insurance regulator. IIB acts as a single platform for the insurance industry, by maintaining data of all insurance companies and provide industry level analysis.
Choose your cover
Third Party Liability Only
Coverage
Only covers other people, vehicles and property in the event of an accident. This cover is mandatory as per law.
Learn more
- Damage to someone else's property
- Injury or death caused to someone else
- Covers third party liability for 5 years
Learn more
Coming soon….
Recommended for just ₹{{bikeCtrl.localStorageValue.CompCoveragePremium-bikeCtrl.localStorageValue.TPPremium}} extra
Standard Package
Coverage
93% of customers choose this one
Covers not only other people, property & vehicles, but also your bike
Learn more
- Covers third party liability for 5 years and Own damage for 1 year.
- Covers your bike against any damage due to accidents
- Covers against theft, natural disasters & fire
Learn more
You ride a great bike!
– Team Digit
Has your previous policy expired?
What is your policy expiry date?
When did it expire?
Why does this matter?
Why does it matter?
We want to make you an offer you can’t refuse! And the previous policy expiry date helps us arrive at the ideal premium for you.
Previous Policy Company Name
Current Policy Company Name
Where can you find this?
If you received a physical copy of your insurance document, your insurer’s name will be mentioned there.
If you have received a softcopy through mail, just search for ‘car insurance” and you will find subsequent mails from your previous insurer.
Have you made a claim in your
existing policy?
Why does this matter?
If you haven’t made a claim in your current policy, you will be eligible for something called an NCB (No Claim Bonus) - a discount on your premium amount. Think of this as a sort of reward for being a good rider !
What’s your current No Claim Bonus?
What is No Claim Bonus?
Putting it simply, this is the chocolate mom gave you on being a good child. In our case, if you have been a good driver and have had no claims, you get a bonus, a sort of a discount in your premium. This accumulates over years if you have had no claim.
Could we have your digits?
This will be our primary mode of contact with you. We promise not to send any spam or memes.
Third Party Liability Only
Max Protect
Classic Lite
- Why should you pay as much as a heavy driver! Drive less, pay less. You won’t find this advantage with anyone around.
Standard Package
Only covers other people, vehicles and property in the event of an accident. This cover is mandatory as per law.
- Covers damage caused to someone else’s property
- Covers injury or death caused to someone else
Plan Duration
Why do we have only one plan for. Gov. did this to you. Thus vote
Plan Duration
5 Years
Personal Accidental Cover
Personal Accidental cover
₹ {{bikeCtrl.localStorageValue.TPpaCoverPremium |rupeeFormatWithComma}}Having a personal accident cover is mandatory by law. This provides coverage for bodily injury or death of the owner-driver in case of an unfortunate accident. (If you drive your own car, you are the owner-driver)
By not choosing, you agree to either already having a PA cover, or not having a valid driving license.