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Commercial Vehicle Insurance

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Why choose a Commercial Vehicle Insurance by Digit?

We treat our customers like VIPs, know how…

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 call facility even on National Holidays

Super-Fast claims

Smartphone enabled self-inspection processes takes minutes!

What's covered in a Commercial Vehicle Insurance?

Accidents

Damages and losses caused to the vehicle due to an accident.

Theft

Any damages and losses caused to the vehicle in the case of a theft.

Fire

Any damages or losses caused to the vehicle in an unfortunate case of fire.

Natural Disasters

Any damages and losses caused to your vehicle due to floods, earthquakes and other natural calamities.

Personal Accident

Covers for any personal injuries or death of the owner-driver of the vehicle.

Third Party Losses

Covers for losses and damages caused to a third-party vehicle, property or person due to the insured vehicle, in the case of an accident or collision.

Towing Disabled Vehicles

Covers for any damages caused to your vehicle in cases where it's being towed.

What’s not covered?

It is equally important to know what’s not covered in your commercial vehicle insurance policy so that there are no surprises when you make a claim. Here are some such situations:

Key Features of Commercial Vehicle Insurance by Digit

Key Features	Digit Benefit
Claim Process	Paperless Claims
Customer Support	24x7 Support
Additional Coverage	PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc
Damages to Third-Party	Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

Types of Commercial Vehicle Insurance Plans

Based on the type of your vehicle and number of vehicles you want to insure, we offer two primary plans you can choose from.

Liability Only

Standard Package

Damages caused by your vehicle to any third-party person or property.	✔	✔
Damages caused to any third-party person or property by the vehicle being towed by your insured vehicle.	✔	✔
Loss or damages to own vehicle due to natural calamities, fire, theft or accidents.	×	✔
Injury/death of vehicle owner-driver If the owner-driver doesn’t already have a Personal Accident Cover from before	✔	✔

How to claim?

Call us at 1800-258-5956 or drop us an email at hello@godigit.com

Keep your details such as policy number, location of the accident, date & time of the accident, and contact number of the insured/caller handy to make our process easier.