Bharat Griha Raksha Insurance Policy Online starting ₹530/year*

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What is Bharat Griha Raksha policy?

What’s covered under Bharat Griha Raksha policy?

Theft

Theft

Loss to the building or its content because of theft within seven days from the occurrence of the covered peril is covered by the policy.

Earthquake

Earthquake

There is nothing one can do to avoid potential losses when it comes to natural calamities. However, the Bharat Griha Raksha policy will ensure that you are covered for the losses.

Fire

Fire

In India, many houses catch fire due to various factors. It causes a lot of damage to the home and its belongings. The standard policy comes in handy in such unfortunate scenarios.

Flood

Flood

Another factor that causes damage to a house is flood. During the rainy season, flood wreak havoc and cause massive damage to the residential place and its belongings.

Aircraft and explosion

Aircraft and explosion

The Bharat Griha Raksha policy covers damage caused by explosion and an airplane colliding into a residential complex.

Storms

Storms

The policy also covers damage caused by hurricanes to a house and its belongings.

Terrorism

Terrorism

Damage caused to the building or its content because of an act of terrorism is covered under the policy.

What’s not covered

Type of plans available

There are three types of Bharat Griha Raksha policy. They are -

Only Building Cover

Building + Content Cover

Only Contents Cover

The policy will cover the damage caused to the building under this type of the policy. It means the damage incurred to the structure of the building.

Under this type, the policy covers both the building and the things and articles located in it.

The third type of the policy covers all the home content which is declared irrespective of the sum insured

Types of houses covered

The Bharat Griha Raksha policy is designed to suit different types of houses. They are -

Villas

The policy covers an independent villa or a house. It protects the home from potential risks and other unforeseen circumstances.

Standalone building

The Bharat Griha Raksha policy will cover the standalone establishment or a rented building where you and your family reside, if there is any damage.

Flats

The standard home insurance policy also covers independent flats located in standalone buildings or are part of housing societies. It doesn’t matter whether you have rented the flat or own it; the coverage remains the same.

FAQs about Bharat Griha Raksha Policy