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Buy Taxi Insurance Online

To protect your Taxi with a secure and customized insurance plan, email us at

Why do you need a Taxi Insurance?

  • If you or your organization does own any kind of taxis or private cabs, it is mandatory by law to at least buy a Liability Only Policy. This financially covers your business, keeps your profit margin in check and reduces downtime in case your taxi causes damages and losses to a third-party property, person or vehicle.
  • Businesses are usually prone to risks and if you’re an asset heavy business with many taxis, the risk only magnifies. In such cases, it is wise to purchase a standard or comprehensive package policy for your taxis or cabs as it will protect your car and the person using it from any losses caused due to natural calamities, accidents, terrorist activities, fires, thefts and malicious acts, among other unforeseen circumstances.
  • A cab that comes with a valid insurance also assures your customers/passengers that you’re a responsible and serious business.
  • An insured taxi or cab ensures your business doesn’t face any unplanned losses or downtime, which means you can instead spend your money and time towards your business growth.

Why Digit Taxi Insurance?

We treat our customers like VIPs, know how…

Super-Fast claims

90.4% claims settled in 30 days, with superfast claim process

24*7 Support

24*7 call facility even on National Holidays

Car With Amber Protective Cover

High IDV per rupee

With us, you can customize your IDV as per your choice!

What is Covered in Taxi Insurance?

Accidents

Accidents

  • Damages caused to your taxi in case of an accident.
Theft

Theft

  • Loss or damage of your taxi due to theft.
Fire

Fire

  • Damages caused to your taxi due to a fire.
Natural Disasters

Natural Disasters

  • Damages caused to your taxi due to any natural calamity.
Personal Accident

Personal Accident

  • If there is an accident of your taxi, leading to an injury or death of the driver using it.
Third Party Losses

Third Party Losses

  • Any damages caused by your taxi to a third party or its passengers.
Towing Disabled Vehicles

Towing Disabled Vehicles

  • Any damages caused to your taxi in cases where its being towed.

What's Not Covered

If the driver of the claimed for taxi is drunk or driving without a valid license
Any damage that is not a direct result of the accident/natural calamity/etc
Any damage caused due to a contributory negligence of the driver (such as driving when there’s an existing flood)
Some situations are covered in add-ons. If you haven’t bought those add-ons, those benefits can’t be covered (for example, tyre damage is only covered if it were damaged during an accident/natural calamity/etc, in other cases an add-on for the same can be bought)

Types of Taxi Insurance Plans

Based on the requirement of your taxi, we primarily offer two policies. However, considering the risk and frequent use of such commercial vehicles, it’s recommended to take a Standard Package Policy that will financially protect your taxi and the driver using it as well.


Benefits

Liability Only Policy

Standard Package Policy

Damages caused by your taxi to any third-party person or property

Covered

Covered

Damages caused by your taxi to a third-party vehicle

Covered

Covered

Loss or damages to your own Taxi due to natural calamities, fire, theft or accidents

Not Covered

Covered

Injury/death of owner/driver

Not Covered

Covered

Add-ons

Breakdown Assistance Cover - This add-on provides 24x7 assistance for your taxi up to 500 km from the city. This add-on can be extremely beneficial in case your car breaks down en route a passenger drop. This way, your passengers won’t be waiting for too long in case of an emergency and the journey too will get easier for you and them. 🙂 

Return to Invoice Add-On - In case your brand-new taxi is damaged beyond repair or stolen, this add-on makes sure you get the last invoice value of the same (this means, it doesn’t account for any depreciation). Additionally, we also provide for the new registration and road tax of the new taxi to be bought. This makes for a beneficial add-on for new taxis or cabs opting for an insurance. 

Zero Depreciation/Bumper-Bumper Add-On - Generally, every car and its parts depreciates/decreases in value. This includes parts such as the bumper, metal or fiber parts of the car. In case of a damage- depreciation is deducted from the claim money. However, having this add-on considers zero depreciation and you get to have the full value of the cost of repair/replacement. This add-on is extremely beneficial if your taxi is less than 5 years old. 
Tyre Protect Cover - This add-on covers common scenarios where an accidental damage happens only to the tyre alone; such as tyre bursts, bulges and cuts. 

Engine & Gear-Box Protection Add-On - This add-on covers damages of your taxi or cab’s engine and gearbox which is not caused at the time of an accident.

 

How to Claim?

Call us at 1800-103-4448 or drop us an email at

Keep your details such as policy number, location of the accident, date & time of the accident, and contact number of the insured/caller handy to make our process easier.

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

Know More About Taxi Insurance