Commercial Car Insurance

Commercial Vehicle Package Policy for your Taxi/Cab

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What is Commercial Car Insurance for Taxi/Cabs?

Why should I insure my Taxi with a Commercial Car Insurance?

Why Choose Commercial Vehicle Package Policy for your Taxi by Digit?

We treat our customers like VIPs, know how…

Widespread garages

Widespread garages

1400+ garages across India

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

High IDV per rupee

High IDV per rupee

With us, you can customize your IDV as per your choice!

What is Covered in Commercial Car Insurance?

Accidents

Accidents

Damages caused to your commercial car in case of an accident.

Theft

Theft

Loss or damage of your commercial car due to theft.

Fire

Fire

Damages caused to your commercial car due to a fire.

Natural Disasters

Natural Disasters

Damages caused to your commercial car due to any natural calamity.

Personal Accident

Personal Accident

If there is an accident of your commercial car, leading to an injury or death of the owner.

Third Party Losses

Third Party Losses

Any damages caused by your commercial car to a third party or its passengers.

Towing Disabled Vehicles

Towing Disabled Vehicles

Any damages caused to your commercial car in cases where it’s being towed.

What’s not Covered

It is equally important to know what’s not covered in your commercial taxi insurance policy so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party Liability Only Policy, damages to own vehicle won’t be covered.

Drunk Riding or without a Licence

If the owner-driver of the claimed for taxi is drunk or driving without a valid licence.

Contributory Negligences

Any damage caused due to a contributory negligence of the owner-driver (such as driving when there’s an existing flood) 

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged taxi is being used incorrectly and the engine gets damaged, it will not be covered)

Types of Commercial Car Insurance Plans

Based on the requirement of your cab or taxi, we primarily offer two policies. However, considering the risk and frequent use of such commercial vehicles, it’s always recommended to take a Standard/Comprehensive Package Policy that will financially protect the taxi and the owner-driver as well.

Liability Only

Standard Package

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How to Claim?

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

What our customers have to say about us

Abhishek Yadav

Amazing service and most cooperative staffs. They firstly removed my tension from my damaged vehicle and after that they assisted me to got my vehicle repaired. Thanks a ton.....

Prajwal Gs

Mohammed Rizwan has guided me very well and followed up with all the information on renewal of my Vehicle Insurance ... Appreciate his dedicated work and i am sure it is not easy job to educate customer and he really needs good Applause from Digit ..Again Good Spirit Mohammed Rizwan :)👍👏

Vikas Thappa

I had a wonderful experience while prossesing my vehicle insurance with Digit Insuarnce . It is so customer friendly equipped with apt technology. Claim got resorted within 24 hrs even without physically meeting any person. The customer centers handled my calls well. My special recognition to Mr Ramaraju Kondhana who was handled the case in a excellent way.

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What type of taxi/cabs are covered in a Commercial Car Insurance?

To simply put it, all cars used for commercial purposes; to transport passengers from one place to another are covered in a commercial car insurance.

If you are a company that owns more than hundreds of cabs and taxis to provide for taxi services; you can buy a taxi insurance to cover for all your cabs.

If you own a private car and use it for commercial purposes; such as to transport people from one city to another; then you need a cab insurance to protect both you and your car from any unfortunate losses. 

If you own more than one car, in order to run a small business. This could include everything from on-demand services to office-cab services. In this case too, you’ll need to cover for each of your cabs so that you’re covered from any unfortunate losses and damages.

Know more about Commercial Car Insurance for Taxi/Cabs?

FAQs about Commercial Car Insurance for Taxi/Cabs in India