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Commercial Vehicle Package Policy for your Taxi

To protect your Taxi with a secure and customized insurance plan, email us at

Why should I Insure my Taxi?

  • If you or your organization does own any kind of taxis or private cabs, it is mandatory by law to at least buy a Liability Only Policy. This financially covers your business, keeps your profit margin in check and reduces downtime in case your taxi causes damages and losses to a third-party property, person or vehicle.
  • Businesses are usually prone to risks and if you’re an asset heavy business with many taxis, the risk only magnifies. In such cases, it is wise to purchase a standard or comprehensive package policy for your taxis or cabs as it will protect your vehicle and the owner-driver from any losses caused due to natural calamities, accidents, terrorist activities, fires, thefts and malicious acts, among other unforeseen circumstances.
  • A cab that comes with a valid insurance also assures your customers/passengers that you’re a responsible and serious business.
  • An insured taxi or cab ensures your business doesn’t face any unplanned losses or downtime, which means you can instead spend your money and time towards your business growth.

Why Digit’s Commercial Vehicle Package Policy for your Taxi?

We treat our customers like VIPs, know how…

Super-Fast claims

90.4% claims settled in 30 days, with superfast claim process

24*7 Support

24*7 call facility even on National Holidays

Car With Amber Protective Cover

High IDV per rupee

With us, you can customize your IDV as per your choice!

What is Covered?



  • Damages caused to your taxi in case of an accident.


  • Loss or damage of your taxi due to theft


  • Damages caused to your taxi due to a fire.
Natural Disasters

Natural Disasters

  • Damages caused to your taxi due to any natural calamity.
Personal Accident

Personal Accident

  • If there is an accident of your taxi, leading to an injury or death of the owner.
Third Party Losses

Third Party Losses

  • Any damages caused by your taxi to a third party or its passengers.
Towing Disabled Vehicles

Towing Disabled Vehicles

  • Any damages caused to your taxi in cases where its being towed.

What's Not Covered

If the owner-driver of the claimed for taxi is drunk or driving without a valid license
Any damage that is not a direct result of the accident/natural calamity etc
Any damage caused due to a contributory negligence of the owner-driver (such as driving when there’s an existing flood) 

Types of Commercial Vehicle Package Plans for your Taxi

Based on the requirement of your taxi, we primarily offer two policies. However, considering the risk and frequent use of such commercial vehicles, it’s recommended to take a Standard Package Policy that will financially protect the taxi and the owner-driver as well.


Liability Only Policy

Standard Package Policy

Damages caused by your passenger carrying vehicle to any third-party person or property



Damages caused to any third-party person or property by the vehicle being towed by your insured passenger carrying vehicle.



Loss or damages to your own passenger carrying vehicle due to natural calamities, fire, theft or accidents.

Not Covered


Injury/death of owner-driver

Covered (If owner-driver doesn’t already have a Personal Accident Cover from before)


How to Claim?

Call us at 1800-103-4448 or drop us an email at

Keep your details such as policy number, location of the accident, date & time of the accident, and contact number of the insured/caller handy to make our process easier.

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

Know more about Commercial Vehicle Package Policy for your Taxi/Cab