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Why should I buy Commercial Taxi Insurance?
- If you or your organization does own any kind of taxis or private cabs, it is mandatory by law to at least buy a Liability Only Policy. This financially covers your business, keeps your profit margin in check and reduces downtime in case your taxi causes damages and losses to a third-party property, person or vehicle.
- Businesses are usually prone to risks and if you’re an asset heavy business with many taxis, the risk only magnifies. In such cases, it is wise to purchase a standard or comprehensive package policy for your taxis or cabs as it will protect your vehicle and the owner-driver from any losses caused due to natural calamities, accidents, terrorist activities, fires, thefts and malicious acts, among other unforeseen circumstances.
- A cab that comes with a valid insurance also assures your customers/passengers that you’re a responsible and serious business.
- An insured taxi or cab ensures your business doesn’t face any unplanned losses or downtime, which means you can instead spend your money and time towards your business growth.
What is Covered in Commercial Taxi Insurance?
What’s not Covered
It is equally important to know what’s not covered in your commercial taxi insurance policy so that there are no surprises when you make a claim. Here are some such situations:
Types of Commercial Taxi Insurance Plans
Based on the requirement of your taxi, we primarily offer two commercial taxi insurance policies. However, considering the risk and frequent use of such commercial vehicles, it’s recommended to take a Standard Package Policy that will financially protect the taxi and the owner-driver as well.
Damages caused by your passenger carrying vehicle to any third-party person or property
Damages caused to any third-party person or property by the vehicle being towed by your insured passenger carrying vehicle.
Loss or damages to your own passenger carrying vehicle due to natural calamities, fire, theft or accidents.
Injury/death of owner-driver
If owner-driver doesn’t already have a Personal Accident Cover from before
How to Claim?
Call us at 1800-103-4448 or drop us an email at email@example.com
Keep your details such as policy number, location of the accident, date & time of the accident, and contact number of the insured/caller handy to make our process easier.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!Read Digit’s Claims Report Card