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Buy New Car Insurance Online

We know you are very happy and proud of yourself that you finally bought that dream car, a brand new shiny beauty. You even did your car’s puja right? to thank god? We all do! Of course, you are blessed to have everything going good for yourself and you should be thankful for that. Now one most important thing to keep that pride and happiness intact is getting your new car insured, why and how, we will tell you.

Imagine! You plan a weekend getaway with your friends in your new car. In loud music, chit-chatting, suddenly you hear a loud sound and you realise your tyre has burst out. Now in this situation, if you have the right insurance policy with add-ons, you are all sorted. Make a claim and be a smart car owner. But if you don’t have an insurance policy, you will be in stress because it will be a big jolt on your finances.

Relax! We will tell you all about it.

Why is it Important to Insure your New Car?

Insurance is your new car’s shield against unexpected events. If you have car insurance, you know you are ready to face it all. Car Insurance helps cover your new car against theft, financial loss caused by accidents and any subsequent liabilities you may come across unexpectedly. In India, driving a car, new or old without valid insurance is illegal. It is mandatory to have car insurance as per the Motor Vehicles Act, 1988.

Types of Car Insurance for New Cars

Third party

A Third-party car insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.

Comprehensive

A Comprehensive car insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.

Difference between Comprehensive & Third party Policies

Comprehensive Policy

Third-Party Policy

A Comprehensive Car Insurance Policy covers third-party damages, along with coverage to your car in case of damages due to accidents, fire or natural calamities, theft & total Loss of car.

A Third-Party Car insurance policy covers any personal damages like the injury to someone else. In such a case, there is no limit to liability.

This is one intelligent choice a new car owner should make.

This policy is usually bought by customers who drive very less or carry old cars.

With this policy, you can opt for the most beneficial add-ons which can give your car a complete coverage.

With this policy you can’t opt for add-on covers.

The premium of a comprehensive insurance policy is higher than that of third-party insurance.

Third-party insurance policy is less expensive

We recommend a Comprehensive Car Insurance to most customers over third-party liability, especially to new car owners. A third-party insurance policy is beneficial if you don’t drive your car or if it’s too old, in such cases a third party car insurance is enough for maintaining basic protection. Make sure to choose the right policy.

Things to consider when buying insurance for your New Car

There are several factors to keep in mind when buying car insurance for your new car. Paying attention to them will ensure that you fetch an ideal level of cover. Some of these factors are given below:

Policy type - Know the policy types, it is very important to know the options you have to make an appropriate decision. Choose third-party insurance or a comprehensive plan depending on your insurance needs.
Add-Ons - Choosing the right add-ons along with your policy can give you maximum benefits. Some of these are, Zero Depreciation cover, NCB cover, Invoice Protection cover and Engine Protect cover. Learn about add-ons and choose the right ones.
Claim procedure - This is very important; this process should be super-fast and hassle-free. Check the claim history of the insurer from all the sources possible.
Compare rates online - Go online for comparing the rates, you can also buy your policy online, there are varied options available. The best part of buying a policy online especially with us is there is no paperwork involved, just put your details online and you are sorted.
Right IDV - Right IDV plays an important role in choosing or renewing the policy. Higher the IDV, higher is the compensation at the time of unforeseen situations. We let you customise your IDV.

Is it a good idea to buy New Car Insurance from the Dealer?

We know you will be very happy to escape all the time, energy that will go into looking for the right insurance company online or offline, so most of the owners take the insurance policy offered by the dealers only. It saves time and of course, it is convenient. But is it the right thing to do? Let’s see what can go wrong if you plan to buy a policy from your dealer.

You will get limited options - Once you have purchased the car from the dealer, the second thing they would like to sell you is the insurance policy. Options which your dealer will be very limited as compared to the other online insurance companies. Your car dealer will have tie-ups with specific insurance companies and will offer you insurance solutions provided by these companies only.
Best Add-ons - You sure will not get the best add-ons from dealers. The comprehensive policy does not cover it all until and unless it is accompanied with apt add-ons.
Can’t compare rates - Comparing rates is very important but when you plan to buy insurance from a dealer you will not get this opportunity.

We recommend go online, do some research or buy a policy online only. The process is fast, no paper-work and you get your peace of mind because you don’t compromise. You choose your insurance policy.

Why choose Digit for New Car Insurance?

We treat our customers like VIPs, know how…

Super-Fast claims

On average, we settle claims for car insurance in 11 days flat!

Cashless Repairs

1400+ Cashless Network Garages for you to choose from across India

Doorstep Pickup & Repair

Doorstep pickup, repair and drop with 6 months repair warranty - for repairs at our network garages

24*7 Support

24*7 call facility even on National Holidays

Smartphone-enabled Self Inspection

Just click the damages on your phone and you are done

High IDV per rupee

With us, you can customize your IDV as per your choice!

How to Buy New Car Insurance Policy Online?

Step 1 - Fill your Vehicle’s Make, Model, Variant, Registration Date (select new car) & the city you drive in. Press ‘Get Quote’and choose your choice of Plan

Step 2 - Choose between a Third-Party Liability Only or a Standard Package (Comprehensive Insurance).

Step 3 - Give us details about your No Claim Bonus earned

Step 4 - You will get quote for your premium. If you have chosen a Standard Plan you can customize it further by selecting add-on’s, setting the IDV and confirming if you have a CNG car. You will see the final premium on the next page.