Different Types of Car Insurance in India: Meaning & Coverage Explained
When you take a new car, you protect it with utmost force in the world. You do everything to keep it safe and in the best condition. And to aid you in this, your car insurance takes a step forward.
Your car insurance protects you and your car from unnecessary hassle during adversary conditions and ensures that you are car gets the best treatment always.
Types of Car Insurance plans in India
Third-Party
Comprehensive
Damages/Losses to own car due to an accident |
×
|
✔
|
Damages/Losses to own car in case of fire |
×
|
✔
|
Damages/Losses to own car in case of a natural calamity |
×
|
✔
|
Damages to Third-Party Vehicle |
✔
|
✔
|
Damages to Third-Party Property |
✔
|
✔
|
Personal Accident Cover |
✔
|
✔
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
Theft of your car |
×
|
✔
|
Doorstep Pick-Up & Drop |
×
|
✔
|
Customize your IDV |
×
|
✔
|
Extra protection with customized add-ons |
×
|
✔
|
Know more about the difference between comprehensive and third party insurance
Car Insurance Coverage
Car Insurance Add-ons
The other important thing that is available only with a comprehensive insurance cover, are some important addons. Let’s see what they are:
Which is a better Car Insurance?
Taking a comprehensive car insurance cover is always advisable as it provides complete protection of not only someone else’s car like a Third-Party car insurance, but also the Own damages to your car, as well as any injury to the owner driver.
Also, with a comprehensive cover, the service benefits are a great addon: Pick-up Repair and Drop with a 6 months repair warranty in over 6000+ Digit authorized cashless garages, Smartphone enabled self-inspection are some of the benefits that we offer at Digit .
Do choose your car insurance wisely, so it covers you completely when you are in need!