Zero Depreciation Bike Insurance

Several factors affect your Zero Dep premium including the age of your vehicle, the make and model, and the location where you are based.

Several factors affect your Zero Dep premium including the age of your vehicle, the make and model, and the location where you are based.

The premium varies depending on different factors like the vehicle's make and model, age, location, IDV, your insurer, and insurance plan chosen.

The premium varies depending on different factors like the vehicle's make and model, age, location, IDV, your insurer, and insurance plan chosen.

Yes, the zero-depreciation cover is extremely useful if your bike is new, or less than five years old. Know more about New bike insurance.

Yes, the zero-depreciation cover is extremely useful if your bike is new, or less than five years old. Know more about New bike insurance.

This depends on how old your bike is! We wouldn’t recommend opting for a zero-depreciation cover if your bike is close to, or more than five years old. Know more about Old bike insurance.

This depends on how old your bike is! We wouldn’t recommend opting for a zero-depreciation cover if your bike is close to, or more than five years old. Know more about Old bike insurance.

The only conditions are, you can only opt for it in a comprehensive bike insurance policy and only if your bike is less than five years old.

The only conditions are, you can only opt for it in a comprehensive bike insurance policy and only if your bike is less than five years old.

Comprehensive insurance covers two-wheelers against damage due to accidents, theft, fire, natural calamities, and third-party liabilities. Zero-depreciation insurance, on the other hand, is an add-on that doesn’t consider the depreciation costs for bike parts during claims.

Comprehensive insurance covers two-wheelers against damage due to accidents, theft, fire, natural calamities, and third-party liabilities. Zero-depreciation insurance, on the other hand, is an add-on that doesn’t consider the depreciation costs for bike parts during claims.

We usually recommend a zero-dep cover for new bikes. However, since your secondhand bike is less than five years old, you can still opt for a zero cover if the spare parts are expensive. If not, then it’s better that you don’t opt for a zero-dep cover. Know more about second-hand bike insurance.

We usually recommend a zero-dep cover for new bikes. However, since your secondhand bike is less than five years old, you can still opt for a zero cover if the spare parts are expensive. If not, then it’s better that you don’t opt for a zero-dep cover. Know more about second-hand bike insurance.

No, you can't buy a zero-depreciation cover with a third-party bike insurance. A zero-depreciation add-on cover is only applicable in a comprehensive bike insurance.

No, you can't buy a zero-depreciation cover with a third-party bike insurance. A zero-depreciation add-on cover is only applicable in a comprehensive bike insurance.

Yes, bumper-to-bumper insurance coverage and zero-depreciation insurance are the same and both cover the repair costs without depreciation.

Yes, bumper-to-bumper insurance coverage and zero-depreciation insurance are the same and both cover the repair costs without depreciation.

The Own Damage plan covers damage only to your own two-wheeler, and it considers depreciation on bike parts at the time of claim. However, buying the Zero Depreciation add-on cover along with it will help you save claim money as it excludes the value of depreciation on bike parts.

The Own Damage plan covers damage only to your own two-wheeler, and it considers depreciation on bike parts at the time of claim. However, buying the Zero Depreciation add-on cover along with it will help you save claim money as it excludes the value of depreciation on bike parts.

To claim, immediately report the damage to your insurer, provide the required documents and follow the insurer's claim process by visiting their app or website.

To claim, immediately report the damage to your insurer, provide the required documents and follow the insurer's claim process by visiting their app or website.

Zero dep insurance for bike is an add-on cover that can be purchased along with either comprehensive or own damage bike insurance policy.

Zero dep insurance for bike is an add-on cover that can be purchased along with either comprehensive or own damage bike insurance policy.

Yes, it usually covers airbag repairs or replacements without depreciation, however, check the same with your insurer.

Yes, it usually covers airbag repairs or replacements without depreciation, however, check the same with your insurer.

No, wear and tear of tyres is not covered, however, confirm the same with your insurer regarding specific policy details.

No, wear and tear of tyres is not covered, however, confirm the same with your insurer regarding specific policy details.

Raising frequent claims for small scratches will negatively impact your NCB, so it is advisable to raise a claim only when the damage is substantial and requires a lot of money to repair the vehicle.

Raising frequent claims for small scratches will negatively impact your NCB, so it is advisable to raise a claim only when the damage is substantial and requires a lot of money to repair the vehicle.