Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Bali-Indonesia from India Online, Starting ₹395

Bali is among the most picturesque locations on earth, and a trip to this beautiful island in Indonesia can be the experience of a lifetime!
But wait! Consider purchasing a Bali travel insurance policy before planning your trip. This policy can help cover all unforeseen expenses incurred during travel emergencies. For instance, you may suffer from a severe illness during the trip, leading to hospitalisation.
At such times, your travel insurance for Bali from India can safeguard your finances from the added medical liabilities. Your policy should cover most of the medical expenses while you recover. With other benefits, your international travel insurance policy is a much-needed financial safeguard during your travels. Thus, ensure you opt for Bali-Indonesia travel insurance when visiting the country.
Is Travel Insurance Mandatory for Indonesia?
No, travel insurance is not mandatory for your visit to Indonesia. However, buying travel insurance for Indonesia is still essential for tourists. Whether you intend to participate in adventure sports or simply do other touristy things, unforeseen risks may be lurking around the corner in Indonesia. These policies can minimise your financial loss from such dangers.
What is the Cost of Travel Insurance for Indonesia from India?
A $50,000 Bali Travel insurance plan from India for 4 days for 1 adult starts from ₹395 (excluding GST).
Bali Indonesia Visa for Indian Passport Holders
If you plan a trip to Indonesia, understanding the process and requirements of getting an Indonesian visa for Indians is essential. Indonesia offers various visa types for Indian travellers, depending on the purpose of their visit.
The common types of visas are Tourist, Business, Social-cultural, and Transit visas.
Visa Type | Maximum Stay Duration | Validity | Purpose | Number of Entries |
B1 - Visa on Arrival (VOA) | 30 days (extendable for another 30 days) | 90 days | Short-term tourism - for leisure activities, visiting family/friends, attending meetings, conferences, exhibitions, or yachting in Indonesia | Single Entry |
B211A - Single Entry Visa | 60 days (extendable twice for a maximum stay of 180 days) | 90 days | Short-term tourism - for leisure activities, visiting family/friends, attending meetings, conferences, exhibitions, or yachting in Indonesia | Single Entry |
D212 - Multiple Entry Visa | 60 days stay per visit | 1, 2 or 5 years | Multiple visits for social/cultural activities, participating in meetings, incentives, conventions, and exhibitions. | Multiple Entries |
Business Visa | 60 days stay per visit | 1, 2 or 5 years | Business activities, attending meetings, conferences | Multiple Entries |
What’s Great About International Travel Insurance for Bali by Digit?
Indonesia Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
||
Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
|
✔
|
✔
|
Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
✔
|
✔
|
Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
✔
|
✔
|
Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
✔
|
✔
|
Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
✔
|
✔
|
Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
✔
|
✔
|
Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
|
✔
|
✔
|
Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
×
|
×
|
Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
✔
|
✔
|
Smooth Transit Covers |
||
Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
✔
|
✔
|
Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
✔
|
✔
|
Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
✔
|
✔
|
Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
|
✔
|
✔
|
Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
|
✔
|
×
|
Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
|
✔
|
✔
|
Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
✔
|
✔
|
Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
✔
|
✔
|
Other Coverages |
||
All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
×
|
×
|
Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
✔
|
✔
|
Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
|
✔
|
✔
|
Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
|
✔
|
✔
|
Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
|
×
|
✔
|
Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
|
×
|
×
|
Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
|
✔
|
✔
|
Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
|
✔
|
✔
|
Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
|
✔
|
✔
|
Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
|
×
|
×
|
Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
×
|
✔
|
Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
×
|
×
|
Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
×
|
✔
|
Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
|
✔
|
✔
|
Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
×
|
✔
|
Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
×
|
✔
|
Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
|
×
|
×
|
Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
|
×
|
×
|
Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
×
|
×
|
Home to Home Cover |
×
|
✔
|
Hazardous or Adventure Sports |
✔
|
✔
|
Coverage at Home Country |
×
|
×
|
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
How to Buy International Travel Insurance for Indonesia with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Indonesia Travel Insurance from India?
- Personal Liability for Damage to Third Parties - Suppose you are on a road trip in Indonesia and get into an accident with a local car with your rental vehicle. With travel insurance from Digit, however, you will be covered for any such liabilities along with the liability for damaging the rental vehicle.
- Losing Your Passport is No Worry - If you lose your passport or it is stolen, expenses related to its re-issuance would be covered under Digit’s international travel insurance policy.
- Luggage Delays in Transit Become Easier to Deal with - You may experience baggage delays in transit while travelling to a foreign country. A travel insurance policy from Digit will help cover the financial losses during such times.
- Sudden Cancellation of Plans to Visit Indonesia - Emergencies or death in your family can suddenly hamper your plans to visit Indonesia. Cancelling at such a time can lead to substantial financial losses. A Bali travel insurance plan from Digit eliminates such losses in case of trip cancellations.
- Reasonable Premium Amount for Comprehensive Protection - Digit’s Indonesia Travel Insurance plans start at just ₹395 per adult (excl. 18% GST) for a 4-day stay in Indonesia, with a sum insured of $50,000.
- Get Coverage for Hospitalisation - Indonesia has one of the world's highest infection rates for mosquito-borne diseases. It is likely that you too, may suffer from such conditions upon your visit, leading to hospitalisation and expensive treatments. Your travel insurance for Indonesia from India can help recover such expenses if you do fall sick.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
List of Network Hospitals in Indonesia with Digit
Disclaimer: This list is not a comprehensive list of network hospitals in Indonesia. Last updated on 31st July-2025. In case of emergencies, we recommend to reach out to Digit insurance team first to check about the hospitals.
What is Indonesia's Official Currency?
The official currency of Indonesia is the Rupiah. The currency code for Rupiahs is IDR, and the currency symbol is Rp. Coins in circulation include IDR1000, IDR500, IDR200, IDR100, and IDR50.
As of 21st June 2024, the currency exchange rates of IDR are as follows:
Note: USD is also accepted in Bali. However, hotels and tour companies often inflate USD prices. You may get lower rates by paying IDR. Conversions from USD to INR are based on current forex rates and are subject to change.
How Much Foreign Currency Can I Bring to Indonesia?
You can carry cash up to USD 7,500 or ₹25,000 INR to Bali; if you carry more than that, you need to declare the amount in Custom Declaration(CD Form). Failure to declare the amount carries an administration penalty.
What is Indonesia Famous For?
Bali, Indonesia's most famous island, is located west of Java in the Lesser Sunda Islands. It is world-renowned for its scenic rice terraces, fragrant cuisine, and a galore of culture and tradition. With its elaborate temples, endless coastline, some of the world's best coral reefs, waterfalls, and beautiful beaches in Bali impeccably combines leisure and adventure.
While in Indonesia, you can enjoy witnessing exotic wildlife, such as the Komodo Dragon. If you are an adventure junkie, make sure that you experience scuba diving and snorkelling. Apart from the enthralling sights and locations, it would help if you also absorbed as much of the rich cultural heritage of the Indonesian populace as you can.
When is the Best Time to Visit Bali-Indonesia?
The best time to visit Indonesia (including Bali) where the weather remains the most pleasant between:
April to October - The dry and cool conditions in Bali between these months make travelling easier and more comfortable, especially for Indian tourists.
May to September - Indonesia, as a whole, also experiences relatively dry and pleasant weather conditions between these few months.
At other times, short and heavy bursts of rainfall can meddle with your travel plans.
Safety Tips When Travelling to Indonesia
Although safer than many other Asian destinations, tourists must adopt the following safety measures while travelling to Indonesia:
- Beware of Alcohol Poisoning - Do not drink alcohol at places other than reputed institutions.
- Scams are Common - Credit card fraud is common in most Asian countries, and Indonesia is not an exception to this. Con artists are also waiting to scam you so beware of who you believe.
- Check the Source for Information - Rely only on the official government websites for travel-related information about Indonesia.
List of Indian Consulates and Embassy in Indonesia
List of Airports in Indonesia
The following is the list of international and domestic airports in Indonesia: