Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Britain from India Starting ₹515

Great Britain consists of the countries of England, Wales, and Scotland. Surrounded by the Atlantic Ocean, this island is one of the most visited places owing to its rich history, heritage, and scenic glory. Great Britain is also an ideal destination for work and education. If you travel to Great Britain from India, you will need a travel insurance plan to accompany you.
Digit’s International Travel Insurance for Great Britain covers and benefits you in unpredictable situations such as flight delays, passport loss, luggage delay, medical emergencies, political unrest, and other mishaps.
Whether you’re going on a holiday, a work trip, or studying in Great Britain, this guide will explain why having overseas trip insurance is important for your trip.
Is Travel Insurance Mandatory for Britain?
Yes, comprehensive travel insurance is necessary for Great Britain when travelling from India. It should also cover all overseas medical costs, including medical repatriation/evacuation, repatriation of remains and legal fees. Digit's International Travel Insurance plan offers medical coverage that makes it the ideal plan to have.
What is the Cost of Travel Insurance for Britain from India?
A $50,000 Britain Travel insurance plan from India for four days for one adult starts from ₹515 (excluding GST).
Britain Visa for Indian Passport Holders
To travel to Great Britain, you must apply for a tourist visa. The process takes about two weeks; however, the best practice is to keep three weeks in hand.
What’s Great About International Travel Insurance for Britain by Digit?
Britain Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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×
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
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Home to Home Cover |
×
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Hazardous or Adventure Sports |
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Coverage at Home Country |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's Not Covered?
While ours is a travel insurance that covers most things that could go wrong on vacation, we are completely open in all that we do. Understanding what your travel insurance does not cover is just as critical as knowing what is covered. The following are some exclusions that our travel insurance will not cover.
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
- Acts of war are not covered.
- Flight delays aren't covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts won't be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to visa rejection are not covered.
How to Buy International Travel Insurance for Britain with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Britain Travel Insurance from India?
- Get Coverage for Hospitalisation - It is a cover for unexpected emergencies requiring hospitalization due to an illness or acute pain. We will pay reasonable charges as mentioned in your policy.
- Receive Compensation for Lost/Stolen Baggage - If your checked-in bag is lost permanently by the airline, we will cover you and pay your sum insured on a pro-rata basis.
- Losing Your Passport is No Worry- If you lose your passport, visa, driving license, or temporary permit while abroad, and it stops you from continuing your trip. Then we'll cover costs incurred in issuance of emergency certificate or duplicate passport, so that you can get back on enjoying your trip.
- Receive Hijack Distress Allowance - In case your trip gets interrupted because the common carrier is hijacked, we'll pay you for each day of the hijacking, up to the amount mentioned in your policy.
- Home to Home cover - We provide coverage for your medical expenses, evacuation, and accidents during travel from home to the departure point and during return journey from port to home (up to 12 hours from the planned trip).
- Trip Abandonment - If it is not possible for you to continue with the trip due to unavoidable circumstance as mentioned in policy, we will pay any unused and additional charges.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Britain’s Official Currency?
The British Pound Sterling (£, GBP) is Britain's official currency. Each pound is divided into 100 pence (100p = £1).
The most common banknotes are £5, £10, £20, £50 and £100. £1 notes also exist, but these are extremely rare, as only notes printed by The Bank of Scotland remain in circulation, and printing of new £1 notes ceased in 2001.
The coins in circulation are 1p, 2p, 5p, 10p, 20p, 50p and £1 and £2. Special editions of £5 coins are sometimes released, but their circulation is theoretical.
As of 17th July 2024, the currency exchange rates of GBP are as follows:
Note: You cannot use any currencies other than GBP anywhere in Britain.
Compare Great Britain Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for Great Britain, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Terms of claims. The terms and conditions can often be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance, right?
What is Britain Famous For?
When visiting a destination for its rich history and heritage, Great Britain stands apart from the crowd. Britain is famous for its marvelous architecture, breathtaking views, and world-class festivals, which attract tourists from all across the globe. So, whether you plan on taking a long walk by the majestic lakes or having a swell time in one of the famous British pubs, this place has it all.
When is the Best Time to Visit Britain?
The best time to visit Great Britain depends on what you want to experience. If you want to experience the British summer, the best time to visit is from June to August. In case you want to avoid the peak season rush, you can plan your vacation during the months of March to May.
Safety Tips When Travelling to Britain
Here are a few safety precautions that you can take while visiting Great Britain:
- Keep photos of your passport and all your important documents.
- Leave copies of your documents at home, and details of your holiday with a trusted person.
- Take a note of your “in case of emergency” (ICE) details.
- Take note of the travel safety warnings, local laws and customs.
- Check out details of the nearest Indian Embassy or Consulate.
- Check the locks, doors and windows of your hotel.
- Opt for a travel insurance policy.
- One must be aware of tourist scams and fraudsters when visiting this country.
Having a travel insurance policy is crucial, especially when you are travelling abroad. It provides financial coverage for any unwanted expenses that you may face due to medical emergencies, theft, loss of valuables, flight delays, and more.