General
International Travel Insurance
Premium starting ₹395
100% Claims Settled (FY 23-24)
Travel Insurance for Hong Kong from India Online, Starting ₹395
Are you planning a trip to Hong Kong to soak in the Chinese culture? Well, before you say ‘Ni hao’ to Hong Kong, you should buy travel insurance.
But why does one need Hong Kong travel insurance?
Well, traveling, especially to international destinations, can be fraught with many unforeseen dangers. So, in any case, it is better to have a travel insurance plan without needing to claim it than not to have one at all during emergencies.
Still, before learning about such an insurance policy, here is more about Hong Kong and the fantastic times you will probably experience during your travel there.
Table of Contents
Is Travel Insurance Mandatory for Hong Kong?
No, travel insurance is not mandatory for a trip to Hong Kong. However, that should not stop you from availing travel insurance for Hong Kong from India. Things tend to go wrong on trips, especially when travelling abroad. Opting for such an insurance plan should limit unplanned and unforeseen stress on your finances during the travel.
What is the Cost of Travel Insurance for Hong Kong from India?
A $50,000 Hong Kong travel insurance plan from India for 4 days for 1 adult starts from ₹395 (excluding GST).
Hong Kong Visa for Indian Passport Holders
Hong Kong is a much-loved tourist destination. It has beautiful theme parks, beaches and islands, museums and monasteries, and other avenues for sightseeing. Combining culture, history, and entertainment in one exciting package, Hong Kong is one of the most glamorous cities in the world, attracting tourists throughout the year.
Indian passport holders do not need a visa to travel to Hong Kong if they are visiting the country for 14 days or less. In this case, Indian citizens have the provision for visa-free entry into Hong Kong through visa on arrival for indians (pre-arrival registration). However, if one wishes to extend their stay in Hong Kong for more than 14 days, he/she must apply for a Hong Kong visa.
What’s Great About International Travel Insurance by Digit?
Hong Kong Travel Insurance Plans that fit your needs
Basic Option
Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option
This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!
Basic Option
Comfort Option
|
Medical Cover |
||
|
Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
✔
|
✔
|
|
Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
✔
|
✔
|
|
Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
✔
|
✔
|
|
Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
×
|
✔
|
|
Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
✔
|
✔
|
|
Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
×
|
✔
|
|
Smooth transit covers |
||
|
Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
×
|
✔
|
|
Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
×
|
✔
|
|
Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
✔
|
✔
|
|
Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
✔
|
✔
|
|
Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
×
|
✔
|
|
Flexible Trip |
||
|
Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
✔
|
✔
|
|
Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
×
|
✔
|
|
Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
×
|
✔
|
|
Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
×
|
✔
|
|
Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
×
|
✔
|
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance for Hong Kong, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Hong Kong with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Hong Kong Travel Insurance Policy from India?
Now that you have decided to purchase travel insurance, the next step is picking the right insurance provider.
Digit is one of the foremost travel insurance companies in India, providing a range of beneficial features in their travel insurance products.
Listed below are some of the advantages that you can look forward to when you buy travel insurance from Digit:
- Loss of Passport, Driving License and Temporary Permit - If you lose your passport, visa, driving license, or temporary permit while abroad, it stops you from continuing your trip. Then we'll cover costs incurred in issuance of an emergency certificate or duplicate passport so that you can get back on enjoying your trip.
- Home to Home cover - We provide coverage for your medical expenses, evacuation, and accidents during travel from home to the departure point and during return journey from port to home (Up to 12 hours from the planned trip).
- Hijack Distress Allowance - In case your trip gets interrupted because the common carrier is hijacked*, we'll pay you for each day of the hijacking, up to the amount mentioned in your policy.
- Escort of a Minor Child - If you end up in the hospital unexpectedly, we'll cover the costs for a family member, relative, or friend to bring back up to two unattended minor children to their home country or city, which includes the actual cost of round-trip economy class tickets for the escort and return tickets for the kids, minus any refund for the kids' scheduled return tickets.
- Accidental Treatment and Evacuation Exigencies - If you meet with an accident during your trip, resulting in hospitalization, the cost of treatment will be covered. We will pay reasonable and customary charges as mentioned in the policy.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Hong Kong’s Official Currency?
The official currency of Hong Kong is the Hong Kong dollar (HKD), often shown as "$" or "HK$." The dollar is divided into 100 cents, and each 10 cents is called a "houh."
HKD banknotes are in six denominations: HK$10, HK$20, HK$50, HK$100, HK$500 and HK$1,000. The Hong Kong dollar is divided into 100 cents and issued in seven denominations: 10c, 20c, 50c, HK$1, HK$2, HK$5 and HK$10.
As of 16th July 2024, the currency exchange rates of HKD are as follows:
Note: Some shops or restaurants may accept other currencies like US dollars and Chinese Renminbi.
What is Hong Kong Famous For?
Hong Kong is actually a country within China rather than a completely different nation. However, it is part of a special administrative region, meaning that Hong Kong enjoys certain privileges that other Chinese areas don’t.
The first thing you will notice on your trip is that the country is full of skyscrapers. Hong Kong remains an odd mix of the modern-day hustle and bustle with its cultural heritage. You can enjoy the lovely parks or hike across one of the many stunning trails.
If all that walking makes you hungry, the country serves some of the best Chinese delicacies on the planet. Visit these eateries and try their mouth-watering dim-sums.
When is the Best Time to Visit Hong Kong?
Autumn is the best time to visit Hong Kong since the weather remains calm, dry, and comfortable. To get maximum delight out of your international trip, you need to factor in the climatic conditions of your destination during your journey.
If you are looking for optimal travel temperatures, September to December is the best time. The temperatures range between 21 degrees and 27 degrees Celsius.
Another popular time for tourists to visit Hong Kong is during the winter months, December through February. During these months, the country receives the least rainfall while temperatures stay within the comfortable 13 to 19 degrees Celsius range.
Safety Tips When Travelling to Hong Kong
Hong Kong is a relatively safe country. Nonetheless, as a tourist here, you must beware of a few things:
- Violent crimes are uncommon, although petty theft and pickpocketing are rampant.
- Typhoons are common in the country. Tourists must check the weather forecast every day before venturing out.
- Some locals may try to scam foreign tourists, which is why you should beware of offers and prospects that seem too good to be true.