Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Finland from India Online, Starting ₹515

Traveling to Finland is a beautiful holiday choice in the north of Europe. With over 40 national parks and 70% of the country covered in forests and nature, a trip to Finland means entering one of the happiest countries in the world!
In Finland, you can hike through mountains, go ice-swimming, hop onto boats and ferries to visit beautiful lighthouses, saunas (there are over 3 million saunas in Finland!), dog sledding, or even visit husky and reindeer farms. Finland’s southern capital, Helsinki, is also worth a visit. Finland offers all these thrilling adventures, so consider buying Digit Finland travel insurance to keep you safe and secure.
Is Travel Insurance Mandatory for Finland?
Yes, travel insurance is mandatory when traveling to Finland. Finland is a part of the Schengen countries. Hence, to acquire a Schengen visa, you must have valid Travel Insurance.
When travelling to Finland, your overseas trip insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage.
You can check here how to apply for Schengen visa for Indians, and buy your Schengen Visa Insurance online.
What is the Cost of Travel Insurance for Finland from India?
A $50,000 Finland Travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Finland Visa for Indian Passport Holders
You need to apply for a Finland visa before your trip. Before applying, be sure to check all the required documents, charges, and other criteria.
Also, international travel insurance is essential when planning a foreign trip. It provides financial coverage for the loss of valuables, theft, flight cancellation, passport loss, medical expenses, etc.
What’s Great About International Travel Insurance for Finland by Digit?
Finland Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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×
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
×
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×
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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×
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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×
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
×
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
×
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×
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
×
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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×
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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×
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
×
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×
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Home to Home Cover |
×
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Hazardous or Adventure Sports |
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Coverage at Home Country |
×
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×
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's Not Covered?
Digit's Travel Insurance from India to finland covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
How to Buy International Travel Insurance for Finland with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Finland Travel Insurance from India?
- Personal Accident - If you meet with an accident on your trip that leads to partial or total permanent disability or death, we will cover you up to the limits mentioned in the policy schedule.
- Accidental Death and Disability (Common Carrier) It covers you for accidental injuries while riding as a fare-paying passenger on a flight or other passenger transport, leading to permanent disability or death.
- Personal Liability & Bail Bond - It covers you for any amount that you pay to a third-party or the legal expenses incurred, due to an accident or damage during your trip.
- Financial Emergency Cash - If you fall prey to pickpockets on a trip, this will cover you for the amount of travel funds lost.
- Bounced Bookings - Bounced booking might occur when your accommodation or common carrier is overbooked, resulting in you losing your spot! This can happen primarily during the holiday season or during a particular event or festival, where there are chances for an upsurge in bookings to a particular.
- Trip Abandonment - If it is not possible for you to continue with the trip due to unavoidable circumstance as mentioned in policy, we will pay any unused and additional charges.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Finland’s Official Currency?
Finland’s official currency is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Coins are available in 1, 2, 5, 10, 20, and 50 coins.
As of 4th August 2024, the currency exchange rates of the Euro are as follows:
Note: Although the Euro is widely accepted, some parts of Finland may also take the Swedish Krona (SEK), particularly in areas close to the Swedish border.
Compare Finland Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Generally, the terms and conditions can be tricky and hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
What is Finland Famous For?
Finland has a lot to offer its tourists and visitors. Finland is famous for its spectacular lakeside cottages, ice and snow, and splendid architecture; this Nordic country can steal your heart in many ways and leave you craving more. It is a country that can offer you a plethora of experiences.
Your ultimate holiday escape to a fairyland will definitely find its way to this captivating European country. However, before setting your foot in Finland, you must keep an update on the necessary requirements to travel to this country. It will help you plan a hassle-free and unforgettable vacation in this country of incredible landscapes.
When is the Best Time to Visit Finland?
Finland blooms with vibrant flowers, and the best time to visit Finland is from June to August. The climate remains pleasant, and the transport services run smoothly due to favourable weather conditions.
However, if you want to engage in adventurous activities like skiing and snowmobiling and experience the snowy wonderland, winter is your time. Besides, you can also plan during spring and autumn to avoid the crowds and enjoy nature in solitude.
Safety Tips When Travelling to Finland
You must go through the following safety guidelines to ensure a secure and enjoyable Finnish vacation:
- Always carry your identity proof and passport to avoid legal hassles while travelling across the country.
- Finland has low crime records, but snatching or pickpocketing is not unusual, so stay alert.
- Road conditions are challenging during the winter months. Hence, if you are planning your trip from November to March, keep a check.
- Terrorism threats are getting elevated in Finland. So, follow legal instructions and avoid any suspicious gatherings while visiting this country.
- Stay updated with the local rules and regulations to avoid penalties and imprisonment.
- Always keep the Indian Embassy’s contact details handy, so you can reach them during emergencies, consular services or legal matters.
- Keep your family and friends in India updated with your situation in Finland, and don’t forget to leave copies of your documents and passport with them.
- Stay updated with the local news and media to stay protected from unforeseen situations.
List of Indian Consulates and Embassy in Finland
List of Airports in Finland
The following is the list of international and domestic airports in Finland:
The best travel insurance for Finland is a comprehensive policy that covers you against any mishaps during your trip. At Digit, we prioritize your well-being and aim to give you peace of mind while traveling. That’s why our international travel insurance plans provide extensive coverage options at an affordable price.