General
International Travel Insurance
Premium starting ₹395
100% Claims Settled (FY 23-24)
Travel Insurance for China from India Online, Starting ₹395
China is an ancient and big country—almost as big as Europe! Lots of people live there—more than in America and Europe combined. You can find many exciting things to do in China, from the famous Great Wall to tall buildings in Shanghai.
But it's essential to be safe when traveling. Buy travel insurance for China before going to China would help.
Table of Contents
Is Travel Insurance Mandatory for China?
No, travel insurance is not mandatory for your visit to China. However, buying travel insurance for China is still essential for tourists. Whether you intend to participate in adventure sports or do other touristy things, unforeseen risks may lurk in China. These policies can minimize your financial loss from such dangers.
What is the Cost of Travel Insurance for China from India?
A $50,000 China Travel insurance plan from India for 4 days for 1 adult starts from ₹395 (excluding GST).
China Visa for Indian Passport Holders
From its breathtaking landscapes, high rises, impressive skylines, cultural diversity, and, of course, its famous markets! China offers an enlightening travel experience with a distinctive culture close to India. To experience this, all Indians must get a China visa before departure.
What’s Great About International Travel Insurance by Digit?
China Travel Insurance Plans that fit your needs
Basic Option
Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option
This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!
Basic Option
Comfort Option
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Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance for China, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for China with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for China Travel Insurance Policy from India?
- Personal Accident - If you meet with an accident on your trip that leads to partial or total permanent disability or death, we will cover you up to the limits mentioned in the policy schedule.
- Accidental Death and Disability (Common Carrier) - It covers you for accidental injuries while riding as a fare-paying passenger on a flight or other passenger transport, leading to permanent disability or death.
- Personal Liability & Bail Bond - It covers you for any amount that you pay to a third-party or the legal expenses incurred, due to an accident or damage during your trip.
- Home Buildings and Contents - It shields your house against damage or loss due to theft, natural calamities, riots, and other situations mentioned in your policy when you’re away.
- Financial Emergency Cash - If you fall prey to pickpockets on a trip, this will cover you for the amount of travel funds lost.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is China’s Official Currency?
The Chinese yuan renminbi (simplified Chinese: 人民币), or CNY, which means 'people's currency', is the official currency of the People's Republic of China. The term' renminbi' refers to the currency's name, while 'yuan' refers to the basic unit of the Chinese currency. The symbol of the renminbi is ¥.
The largest banknote is 100 yuan, followed by 50 yuan, 20 yuan, 10 yuan, five yuan, and one yuan. One yuan can be further divided into jiao and fen. There are 10 jiao in a yuan, like dimes in a dollar, and ten fen in a jiao.
As of 7th August 2024, the currency exchange rates of CNY are as follows:
Note: Some hotels, international airports, and shopping malls may accept other major currencies, such as the US dollar (USD), Euro (EUR), and Hong Kong dollar (HKD).
What is China Famous For?
China is a densely populated country, China is famous for its well-preserved historical places, exotic natural beauty, and unique flora and fauna that can be discovered on a trip. However, before embarking on your journey, you must know the famous places in China and what gives it a distinguished identity.
When is the Best Time to Visit China?
The best times to visit China are spring (April–May) and autumn (September–October). During these periods, you’ll find pleasant weather and stunning natural landscapes. Consider April, September, or mid to late October if you prefer good weather and fewer crowds.
Safety Tips When Travelling to China
- Beware of Alcohol Poisoning – Do not drink alcohol at places other than reputed institutions.
- Check the Source for Information – Rely only on the official government websites for travel-related information about Indonesia.
List of Indian Consulates and Embassy in China
List of Airports in China
The following is the list of international and domestic airports in China:
For a worry-free trip to China, choose a comprehensive travel insurance policy that safeguards you against any unexpected events. At Digit, your well-being is our top priority, and we strive to ensure you travel with peace of mind. Our international travel insurance plans offer extensive coverage options at an affordable price, making your journey even more enjoyable.