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A Group Health Insurance is a type of health insurance plan that covers for a group of people who work under the same organization. This is often offered as a valuable benefit for employees as the premium for the same is borne by the employer. The group health insurance coverage can be extended to the family members of the employees in some cases. This insurance plan is also referred to as corporate health insurance or employee health insurance.
However, the price for the same is comparatively a lot lesser as compared to individual health insurance plans and also benefits employers in tax reductions, therefore making it beneficial for both the employer and employee.
At Digit, we offer both a comprehensive employee health insurance plan to cover for your employees from all illnesses and diseases, and a COVID-19 specific group cover to ensure your employees are covered against this grave pandemic.
Digit Health Plus Policy (Revision) - GODHLGP21487V032021
Premium |
Starting at ₹1302 per employee |
Copayment |
No Age Based Copayment |
Cashless Hospitals |
10500+ Cashless Hospitals Across India |
Buying & Claim Process |
Paperless Process, Digital Friendly |
Point of Contact |
Single Point of Contact |
Treatment for Coronavirus |
Covered under group health insurance and offered as a separate group cover as well. |
Be the employer that actually cares about its employers. As the name suggests, a group health insurance is a type of health insurance policy dedicated to a group of people, working under one common umbrella.
Most commonly bought for employees of both young startups and large organizations, a group health insurance plan does not only benefit employees but, the employer too as people today are most likely to favor and retain with organizations offering useful benefits such as a health insurance.
Typically, any organization with 10 or more members should protect their employees with a health insurance. If you aren’t sure whether you need one, we break it down for you.
Individual Health Insurance |
Group Health Insurance |
In this case, every individual is the direct point of contact with their respective insurer. |
Here, the company is the direct point of contact with the respective group health insurance provider. |
Every individual holds the right to cancel their policy at any point in time. |
In the case of a group health insurance, only the employer has the right to cancel the policy. |
An individual policy is valid for as long as an individual has paid the respective premium year on year. |
A group health policy is valid for as long as the employee is part of the respective organization. |
An individual health policy is primarily dependent on an individual’s age, medical history, health conditions etc. |
A group health policy is primarily dependent on the organization's strength; both financial and employee strength. |
Typically, in any individual health insurance the insurer will have pre-medical checkups conducted, basis which policies are issued. |
In a group health insurance plan, pre-medical check-ups are not conducted by the insurer, which reduces risk on policies being declined. |
Digit Group Health Insurance |
Digit Illness Group Insurance (COVID-19) |
The Digit Group Health Insurance is a comprehensive corporate health insurance plan that covers all employees of an organization from hospitalization expenses arising out of illnesses, diseases and accidents. Additionally, Digit’s Group Health Insurance also covers the COVID-19, despite it being a pandemic. |
Given the current situation, we understand that many businesses may not want to opt for a complete group health insurance cover given the premium costs and the ongoing financial insecurities currently. However, it has been recommended that employers cover their employees for at least the COVID-19. That’s why, we’ve created a customized cover for the same to help cover for all employees from the COVID-19 at an afforable group health insurance premium. |
Disclaimer: This data includes members covered under Digit Health Plus Policy (Revision) and Digit Illness Group Insurance Policy since inception till 13th September 2021.