Infertility affects over 27.5 million couples in India, with 1.5% more males than women affected. (2).
Therefore, medical professionals have argued that reproductive treatments should be covered by health insurance plans immediately.
Earlier, there was no coverage provided for infertility treatment in India. Still, with the sudden rise in the demand for IVF and other infertility treatments, companies have started giving IVF coverage in health insurance. It either comes as a cover or an add-on.
Different insurers may offer different levels of health insurance coverage for infertility treatments. Therefore, before buying one, it is advised to review the inclusions and exclusions and the extent of coverage for infertility.
Furthermore, a lengthy initial waiting period in health insurance, sub-limit, or capping may be included in a health insurance plan that covers infertility treatment. Therefore, it's critical to evaluate health insurance policies to identify one that offers the best coverage for infertility treatment.