Compare Bike Insurance

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96% Claim

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Disclaimer:Tata Capital Limited (“TCL”) registered with IRDAI (License No. CA0896, valid till 21-Jan-2027), acts as a Corporate Agent “Composite” for Go Digit General Insurance Limited. Please note that, TCL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms and conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary.

The Registered office of TCL is Tata Capital Limited, 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam, Marg, Lower Parel, Mumbai-400013.
The Registered Office of Go Digit: Go Digit General Insurance Limited, 1st Floor, Fairmont, Hiranandani Business Park, Powai, Mumbai – 400076.
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How to Compare Bike Insurance Online & Choose the Right Policy?

Why Should You Compare Bike Insurance?

Reliability of the Insurers

Reliability of Insurers

You can compare and rank the insurance companies on the basis of their reliability. You can search for people’s reviews and get to know which companies are great at their service and good at settling the claims. Then it will be easy to find an obvious Insurance company to go for. 

Know Your Policy Terms

Know Your Policy Terms

When you understand the policy on your own, you don’t have to rely on any expert or an insurance agent. When you are thoroughly informed about what’s covered in the policy and what’s not, you can make unbiased decisions on your own. This can only be possible if you study and compare the policies from numerous insurers.

Be Aware of the Compatibility in the Claim Process

Be Aware of Compatibility in Claim Process

A proper research and comparison of various policies will let you know about the claim processes of top insurance companies, you will get to know about the actions to be taken after an actual claim that you would be raising. Then you proceed with one which proves to be the most compatible with you.

Find an Affordable Deal

Find an Affordable Deal

You can check the deals offered by the top insurance companies available in India. Checking the premiums against the coverage that various companies provide will enable you to make sensible decisions and save money. 

Avail Offers and Discounts

Avail Offers and Discounts

Certain insurance companies might be offering great discounts on some of their bike insurance plans, which you will miss if you are ignorant to do research and comparison. You will not want to miss the discounts for sure!

Factors You Should Consider while Comparing Bike Insurance Online

How to Compare Two-Wheeler Insurance Policy?

Compare Two-Wheeler Insurance Online Compare Two-Wheeler Insurance Offline
Open your laptop from the comfort of your drawing room. Log on to websites comparing the policies, and you’re all set. Visit a reputed, independent insurance agent in your area who can broker the right policies for you at a negotiated amount.
Fill in the details of your bike on your own. Include specifications, IDV, and add-ons if needed. Help the agent with all the details of your bike so that he can process the information to provide you with suitable policies.
New-age fintech companies will produce tabulated lists of policies and rates according to the details specified by you. The broker will produce a number of quotes from different companies after doing his research.

Checklist to Remember while Comparing Bike Insurance Online

Checklist to Remember while Comparing Bike Insurance Online

  • Reliability of the Insuring Company: Insurance companies are by the dozen in the market. Putting a little time into doing a background check of the insuring company is a must. You could look at reviews online while also ascertaining the ratio of claim settlement ratio of the company. 
  • What will You be Paying: Insurance premium calculators will shed light on the amount range you will be paying for coverage. As you fill in the details and press the button, your insurance premium amount will pop up. Look at the cost of add-ons and weigh it against the actual risks involved.
  • Clarity of Your Needs: As a policy buyer, it is your prerogative to know what kind of add-ons you will need while going for a bike insurance policy. To cover all your needs, clarity is important before going ahead and zeroing in on the perfect policy with the right add-ons.
  • Both Deductibles: This is a gamble, so play your cards right. Only you know the specific risks you want to be covered for, over the others. Opting for higher voluntary deductibles for low-risk cover options will reduce the load on your premium.

Benefits of Comparing Bike Insurance Online

Saves Time

Saves Time

The convenience factor is a major benefit of comparing bike insurance online. Keeping your details ready, you can get free quotes online and compare different policies which will surely save some valuable time.

Easy Procedure

Easy Procedure

The process to be followed is simple to compare bike insurance online. You can do your research at your own time as comparing insurance online puts you at full liberty to choose and select a policy according to your specific needs.

Insurance Premium Calculator

Insurance Premium Calculator

We all have different requirements when it comes to choosing a policy. With access to tools like premium calculator, comparing insurance online will have the DIY person in you going “yay!” You can calculate your premium even at 2 in the night, if you wish to!

Decision-Making

Decision-Making

Comparing bike insurance online will give you more options as compared to manually visiting an insurance broker. Choosing the right coverage is of utmost importance and the internet is the best place to mix and match different add-ons for your policy.

Types of Two-Wheeler Insurance Policies

TP bike insurance coverage

Third-Party Bike Insurance

Third-party bike insurance is mandatory by law and only covers damages or injuries caused to other people, vehicles, or property in an accident involving your two-wheeler.
Comprehensive bike insurance coverage

Comprehensive Bike Insurance

A comprehensive bike insurance policy provides complete protection by covering both third-party liabilities and damage to your own two-wheeler resulting from accidents, theft, fire, or natural disasters.
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Own Damage Bike Insurance

An own damage bike insurance policy covers only your two-wheeler against own damage or loss from accidents, theft, fire, and natural calamities, and it does not include third-party coverage.

Third-Party

Comprehensive

Own Damage

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Why Choose Digit Two-Wheeler Insurance Policy?

Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement

Cashless Repairs

Cashless Repairs

9000+ Cashless Network Garages for you to choose from across India

Smartphone-Enabled Self Inspection

Smartphone-Enabled Self Inspection

Quick and paperless claims through Smartphone enabled processes that make you go "That's it?"

Super-fast Claims

Super-Fast Claims

We’ve settled 96% of all two-wheeler claims! Experience claims that make you go “that’s it?”

Customize your Vehicle IDV

Customize Your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Complimentary Wellness Benefits

Get exclusive wellness benefits on the Digit App offered by top-rated health and wellness partners.

Key Features of Digit's Two-Wheeler Insurance

Key Features Digit Benefit
Premium Starting from ₹714
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 8 Add-ons available
Cashless Repairs Available at 9000+ Garages
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

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