Tyre Protect Add-on Cover in Two-wheeler Insurance

The add-on cover of Tyre Protect in two-wheeler insurance covers the cost of replacing damaged tyre(s) in the insured vehicle. Under this add-on cover, labour charges towards removing and refitting of tyre as well as cost incurred towards wheel balancing are also covered. Benefits under Tyre Protect can be utilized only for a maximum of two tyres of the insured vehicle during each year of the policy period. 

Note: Tyre Protect add-on cover in Two-wheeler Insurance has been filed as Digit Two- Wheeler Package Policy – Tyre Protect with Insurance Regulatory and Development Authority of India (IRDAI) with UIN number IRDAN158RP0006V01201718/A0019V01201718.

The Tyre Protect add-on cover won’t offer coverage for the following in addition to the exclusions listed under the base insurance policy :

• Cost incurred for puncture/tyre repair. 

• Damage caused due to unauthorized repair or because of poor workmanship at the time of manufacturing/assembly or while undertaking repair. 

• Damage to the insured vehicle because of improper storage or transportation.

• Damages which do not affect the performance of the insured vehicle. 

• Theft of tyre(s)

• Loss or damage of wheel accessories, rims, suspension or any other part/accessories as a result of damage to the tyre(s).

• Cost incurred for routine maintenance and adjustments of wheels/tyres/tubes. 

• Claim filed towards wheel balancing or where the insured vehicle was not repaired at Digit Authorized Repair Shop will not be entertained. 

• Loss for which the opportunity to inspect the damage/loss before commencement of repair is not provided is not covered.

• Loss covered under manufacturer’s warranty/recall campaign/any other such packages.

• Damage resulting from neglect of periodic maintenance.

Disclaimer - The article is for informational purposes, collected across the internet and with respect to Digit’s Policy Wordings document. For detailed coverage, exclusions, and conditions about Digit Two Wheeler Package Policy – Tyre Protect (UIN: IRDAN158RP0006V01201718/A0019V01201718), go through your policy document carefully.