General
Life
Insurance is complicated. We're here to simplify it.
Let's talk about bread.
The way we know it today, in those neat, even slices, wasn't always how it was. A century ago, you had to knife it, tear it, or bite off a chunk from the loaf. Complicated, right? Especially now that you can pop a slice in the toaster and be done in 90 seconds.
Insurance today? Very much like that unsliced loaf. Cumbersome. Unnecessarily complicated. Most people don't know what they're buying, and when it's time to claim, the paperwork, the fine print, the endless 'please hold', make the whole thing feel like punishment.
So, in 2017, we asked a simple question: What if insurance wasn't like that?
That question became our mission: To Make Insurance Simple.
We went back to the basics. We rewrote the documents. We redesigned the processes. Asked what a 15-year-old would understand and built from there. Because if a 15-year-old can't understand what they're buying, nobody should have to buy it.
What Drives Us Every Day
Our Mission
To make insurance simple. Not just simple-looking. Actually simple.
Simple to understand. Simple to buy. Simple to claim. No fine print traps. No 'please hold.'
Simplicity
We write insurance documents that a teenager can read. We design processes that don't need a manual. If something feels complicated, we haven't done our job yet.
Transparency
We publish Transparency Reports. Before you buy, we show you exactly what's covered and what isn't. No surprises when it matters most.
Empathy
When you file a claim, something has already gone wrong. We don't make it worse. We move fast, speak clearly, and show up like we mean it.
Technology for Humans
Technology isn't our selling point. It's our backbone. We use it so you never have to deal with paperwork, queues, or agents who 'will call you back.'
Big on Numbers. Bigger on What They Mean
10 Crore+
Policies Sold
6 Crore+
Vehicles Insured
3.8 Crore+
Lives Insured
35 Lakh+
Claims Settled
13,500 Crore+
Paid in Claims
The Honest Journey of How We Got Here!
From a Bold Idea to India's One of Leading Insurers
2017
- Questioned the Status Quo
Launched with a single mission: bring simplicity to an industry that had forgotten what simple felt like. Day 1 — 100% on the cloud. No legacy systems. No legacy thinking.
- Made Documents 15-year-olds Understand
Handed insurance documents to teenagers and watched their faces. Then rewrote everything they couldn't follow. The result? Policies people actually read.
- Simplified Processes with Technology.
Changed the way everything is done from policy issuance to claims to renewal.
2018 & 2019
- Scaled with Trust.
By May 2018, 1.5 Lakh customers gave a brand-new insurance company a chance. ₹94 Crore in Gross Written Premium. Expanded to 4 lines of business in under two years.
When you build something people actually understand, they come.
2020
- Acted with Agility
The world changed in 2020. We moved faster than most. Launched one of India's first COVID-19 specific illness covers. Expanded WhatsApp support across the full customer journey.
2021
- Reached New Heights.
5 awards won, including Digital Insurer of the Year at the 25th Asia Insurance Industry Awards, Singapore. 98% claim settlement ratio in Health. 97% in Commercial Lines. 28 policies issued per minute. 1 claim closed every 2 minutes.
2022
- Clocked Exponential Growth.
Crossed ₹5,000 Crore annual gross premium in just 5 years. Industry average growth: 10.9%. Ours: 62%.
Served 99.56% of India's postal codes. Insured 3.85 Lakh EVs. Covered nearly 40,000 corporates under group health.
2023
- Unlocked New Levels.
Crossed ₹7,200 Crore in annual gross premium. Launched Digit Life Insurance because if we could simplify general insurance, why should life insurance be any different?
2024
- Stepped onto the Public Stage.
In May 2024, became one of India’s youngest insurance companies to be listed on the stock exchanges. Crossed $1 Billion in Gross Written Premium in FY24. Earned the confidence of 4.7 Crore customers along the way.
2025
- Crossed a Landmark. Faster Than Most.
Became one of the fastest insurers in India to cross ₹10,000 Crore in Gross Written Premium in FY25. Settled close to 30 Lakh claims. Stayed profitable with a PAT of ₹425 Crore.
2026
- Expanded the Footprint.
Covered 8.4 Crore customers. Built a strong AUM of ₹22,922 Crore. Reached a 6.2% market share in motor insurance. Clocked ₹11,294 Crore in revenue, with Profit After Tax growing 28% to ₹544 Crore in FY26.
- Delivered When It Mattered Most.
Around 6 in 10 cashless hospitalisation approvals completed within 20 minutes. 92% health reimbursements settled within a week. 71% motor repair approvals done within 12 hours.
- Recognised Across the Board.
Earned 100+ national and global awards for excellence.
We Didn’t Stop at One Kind of Insurance
What started as a mission to simplify general insurance grew into something bigger — a connected ecosystem across general insurance, life insurance, and reinsurance. One goal, three layers of protection.
Three Companies. One Philosophy.
- Go Digit General Insurance
This is where it all started. - Digit Life Insurance
Because life insurance needed simplification too. - Valueattics Re
India’s first private-sector reinsurer, breaking the near-monopoly of state-owned GIC Re.
Whatever Life Throws at You, We've Got a Plan for That
We cover the things that matter. Vehicles, health, home, travel, and the businesses that make India run.
Meet Our Chief Simplifiers
Kamesh Goyal
Chairman
Jasleen Kohli
Managing Director & Chief Executive Officer
Ravi Khetan
Chief Financial Officer
Adarsh Agarwal
Appointed Actuary
Parimal Heda
Chief Investment Officer
Rajeev Singh
Chief Technical and Risk Officer
Rasika Kuber
Chief Compliance Officer
Easwara Narayanan Muthuswamy
Chief Operating Officer
Vivek Chaturvedi
Chief Marketing Officer and Head of Direct Sales, Health & Travel
Gangadhar S J
Head of Technology
Amrit Jaidka Arora
Chief Human Resources Officer
Ganesan Ramesh
Internal Auditor
Tejas Saraf
Company Secretary
Awards & Industry Recognition That Made Us Proud
We don’t chase awards. We chase better products, simpler experiences, and faster claims. But when the industry notices, we’ll admit it feels pretty good. With 100+ awards and recognitions along the way, the appreciation only reminds us to keep raising the bar.
29th Asia Insurance Industry Awards (AIIA) 2025
Digital Insurer of the Year;
Woman Leader of the Year: Jasleen Kohli, MD & CEO, Digit Insurance
Business Today “100 Most Powerful Women in Business 2025”
Ranked #42: Jasleen Kohli MD & CEO, Digit Insurance
Fortune India 500
List of India's Largest Companies; Rank: 274
Business Today 500 (BT500) 2025
India's Most Valuable Companies (Ranked 246 based on market cap)
Financial Express (FE1000) 2025
Digit Ranked 261 among FE 1000, India's Finest Companies
Synnex India Insurance Summit & Awards 2026
General Insurance Company of the Year
ICC Emerging Asia Insurance Awards 2025
Best Innovation led by Technology & InsurTech Award
Best Customer-Oriented Company Award
ET Human Capital Awards 2026
Silver Award in “Excellence in HCM Innovation and Implementation”
Listen to Our Customers’ Real Experiences
Rated 4.8 on Google. 4.9 on Facebook. 4.2 on the App Store (21K+ reviews). 4.8 on Play Store (1L+ reviews). We're not perfect but we're genuinely trying, and people notice.
- "My car was broken down at midnight on a highway. I called Digit. They sent a towing team. My car was in a garage and repaired within days. Thanks team." — Motor Insurance Customer
- "Claim settled in less than 5 days. Paperless. Everything online. The garage was near my place. I couldn't believe how smooth it was." — Car Insurance Customer
- "Transparent policies and affordable rates. Their support team is quick to respond and actually helpful. I feel genuinely covered." — Health Insurance Customer
- "I bought bike insurance from Digit. Very polite and prompt service. Extra care taken to get the policy issued as soon as possible." — Bike Insurance Customer
Read more reviews at godigit.com/reviews or check us out on Policybazaar, InsuranceDekho, or Google.
A note on feedback we're acting on.
We also read the tough reviews. The ones about claim delays, policy clause confusion, and support misses. Every one of them goes straight to the team. We're not done improving and we never will be.
We Went Public with Same Mission & Better Transparency
Go Digit General Insurance Limited is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE). CIN: L66010PN2016PLC167410.
For investor relations, public disclosures, annual reports, and financial data, visit: https://www.godigit.com/investor-relations
We also publish a Transparency Report because 'trust us' isn't good enough. We want you to see exactly how we're doing.
Inside each report: claim settlement data, grievance numbers, customer feedback trends, product updates, and the honest truth about where we're falling short.
The Life of the Simplifiers of Digit
We hire curious people. People who ask 'why does this have to be this way?' before accepting anything as given. People who'd rather fix the problem than file a report about it.
Here's what our team actually says
- "I joined to build tech. I stayed because the pantry is legendary." — Engineer, Bengaluru
- "My job title is 'Claims Simplifier.' My mum still doesn't know what that means. But our customers do." — Claims Team
- "We were told to simplify insurance. Nobody said it would be easy. That's why it's fun." — Product Team
🤝 Want to join? godigit.com/careers
🌐 Life at Digit on Instagram: @digitinsurance
We're on the Internet
Follow us for claim stories, insurance explainers, honest answers to questions you were afraid to ask, and the occasional thing that makes you snort-laugh.
