Difference Between Comprehensive and Zero Depreciation Insurance

Switch to the 5 Star Rated Insurance

Trusted by 1.5 crore customers

Enter Your Car Registration number

Mobile Number

+91

Enter Mobile Number to Proceed

+91

OR ENTER YOUR CAR NUMBER

DON'T KNOW YOUR CAR NUMBER?

or renew digit policy

I agree to the Terms & Conditions

Registration Number

{{(bikeCtrl.bikeLocalStorageValues.vehicle.isVehicleNew)?'New bike registration city':'City'}}

Previous policy expiry

Not Expired

Expired

DON'T KNOW REGISTRATION NUMBER?

I KNOW MY REGISTRATION NUMBER

IT'S A NEW BIKE

OR RENEW DIGIT POLICY

x {{country}}

Most Popular(You can select more than one)

{{country}}

Try agian later

Get Quote

Pin Code

Agent Code

In case, you wish to buy a plan for your siblings, aunts, uncles or any other relatives, you can buy a separate plan for them.

Add Members you want to insure

Mobile Number

Try agian later

Port my existing Policy

Agent Name: {{healthCtrl.integraAgentDetails.agentName}}

State: {{healthCtrl.integraAgentDetails.state}}

SP Name: {{healthCtrl.integraAgentDetails.spName}}

SP Code: {{healthCtrl.integraAgentDetails.spCode}}

Try agian later

Pin Code

Agent Code

Agent name: {{healthCtrl.integraAgentDetails.agentName}}

State: {{healthCtrl.integraAgentDetails.state}}

SP Name: {{healthCtrl.integraAgentDetails.spName}}

SP code: {{healthCtrl.integraAgentDetails.spCode}}

Mobile Number

+91 {{healthCtrl.mobileNumberError}}

Try agian later

done

I agree to the Terms & Conditions

You can select more than one member

{{familyMember.name}}

-{{familyMember.multipleCount}}+ Max {{healthCtrl.maxChildCount}} kids

(s)

Registration Number

Mobile Number

+91

City

Mobile Number

+91

OR ENTER YOUR REGISTRATION NUMBER

DON'T KNOW YOUR REGISTRATION NUMBER

or renew digit policy

I agree to the Terms & Conditions

Get Quote

Switch to the 5 Star Rated Insurance

	Comprehensive policy with Zero Dep cover	Comprehensive policy without Zero dep cover
Premium amount	Slightly higher than a normal comprehensive policy	Lower than a policy with the Zero Dep addon
Claim settlement amount	Higher as depreciation is not considered	Lower as depreciation is considered for all body parts that need to be repaired
Repairing of Plastic parts	With the Zero Dep addon, no depreciation is considered for such parts	50% depreciation on such parts are considered before paying the claim
Age of the covered car	With Zero Dep addon, the depreciation rates are considered as nil	With age, the depreciation of your car keeps increasing and will not be covered in the claim

Difference between Comprehensive and Zero Depreciation Insurance

What is Comprehensive Insurance?

Now, here’s where Zero Depreciation makes a grand entry!

Difference between Comprehensive policy vs Zero dep Insurance policy

Benefit of taking Zero Depreciation Cover

Get our app