Cumulative Bonus in Health Insurance

Get up to 100% Cumulative Bonus with Digit Health Insurance
Happy Couple Standing Beside Car
{{healthCtrl.residentPincodeError}}
Send OTP OTP Sent {{healthCtrl.mobileNumberError}}

I agree to the  Terms & Conditions

Port my existing Policy
{{healthCtrl.residentPincodeError}}
Send OTP OTP Sent {{healthCtrl.mobileNumberError}}
{{healthCtrl.otpError}}
Didn't receive SMS? Resend OTP

I agree to the  Terms & Conditions

Port my existing Policy

YOU CAN SELECT MORE THAN ONE MEMBER

{{healthCtrl.patentSelectErrorStatus}}

  • -{{familyMember.multipleCount}}+ Max {{healthCtrl.maxChildCount}} kids
    (s)

DONE
Renew your Digit policy instantly right
Loader

Analysing your health details

Please wait moment....

All about Cumulative Bonus in Health Insurance

What’s the limit of cumulative bonus?

Unlike no-claim bonus in car insurance, there isn’t any year-wise fixed cumulative bonus and this differs from every insurer. Few insurers go as high as 50% too. 

With Digit, you can be rewarded with a 50% increase in Sum Insured for every claim-free year, up to a maximum of 100%, i.e. when you don’t make a claim for two consecutive years.

Cumulative Bonus Table as per Digit’s Health Insurance Policies

Claim-free Years

Cumulative Bonus (Smart Option)

Cumulative Bonus (Comfort Option)

After 1 year

10%

50%

After 2 years

20%

100%

After 3 years

30%

N/A

After 4 years

40%

N/A

After 5 years

50%

N/A

Benefits of Cumulative Bonus in Health Insurance

Explain it like I'm five

We're making insurance so simple, now even 5-year-olds can understand it.

Maya loves eating chocolates every day. Her parents tell her that if she goes without eating chocolates for a week, she will get a truffle cake and also, her favourite choco-bar every Sunday. Her parents’ offer is just like the cumulative bonus in health insurance.

FAQs about Cumulative Bonus in Health Insurance