The second type of health insurance claims are reimbursement claims. In this type of claim, you can visit any hospital, not just those under your insurer’s cashless network. Here, you get your treatment done at the hospital, pay out of your pocket, and then apply for a reimbursement for the expenses with your insurer.
At the time of making the claim, you’ll need to submit all your hospital bills, prescriptions, and medical documents. These will need to be approved before your claim is processed, meaning that it can take slightly more time to get through.