A Critical Illness cover is a health insurance benefit included in your health insurance plan or made available through an add-on cover, depending on your insurer and type of health insurance plan chosen.
The same covers you against specific critical illness diseases; the most common ones being Cancer, Lung or Liver Failure, Paralysis of Limbs and many other critical illnesses. At Digit, a Critical Illness benefit is currently included by default in all our health insurance plans, with zero additional cost.
What do you mean by Critical Illnesses?
Critical Illnesses are serious medical conditions that deeply affect an individual’s health, lifestyle and finances on a crucial level. Some examples are illnesses such as Cancer, Sclerosis, Coma, Heart Attacks, Paralysis, etc.
Unfortunately, it’s not uncommon now that we often read and learn about cases of cancer, that are only increasing with time. Whether it is someone you know, or an article or post you’ve read about in the paper, or the internet; Critical Illnesses like Cancer and many others such as serious heart conditions, liver failures, lung failures, et al have become a sad part and parcel of the lives of many.
This not only affects one’s health and wellbeing but also affects one’s finances. Fortunately, though, a health insurance today can help in managing these expenses in a cost-effective manner so you or your loved ones can ensure better health and wellbeing, with ease.