Car Insurance Premium Calculator
A car insurance calculator is an online tool that helps you get the quote for your car insurance premium. All you need to do is enter your car's registration number and the car insurance calculator will generate the premium quote for you. You can further customize this with add-on covers of your choice and your accumulated NCB.
How to use Car Insurance Calculator?
Here’s a step by step explanation on how to use Digit's car insurance calculator and get the right insurance for your car!
Enter your Car’s Make, Model, Variant, Registration Date & your City.
Click on ‘Get Quote’ & choose your plan.
Choose between a Third-Party Liability Only or a Comprehensive Package.
Tell us about your last insurance policy- Date of Expiry, Claims Made & No Claim Bonus Earned.
You will now see your car insurance premium on the bottom right of the loaded page.
If you’ve chosen a Standard/Comprehensive Plan, you can set your IDV and customize your plan further by selecting add-ons like Zero Depreciation, Return to Invoice, Gear & Engine Protection and more.
You will now see your final car insurance premium calculated on the right side of the page.
Benefits of Car Insurance Calculator
Why is it important to use Car Insurance Calculator?
Confused whether you should blindly go for any car insurance premium or calculate car insurance premium on your own and make an informed decision? Here's why you should go for the later and use a car insurance calculator in India for the same.
Calculate Insurance Premium for New & Old Cars
Car Insurance Calculator for New Cars
In your car insurance policy, your premium is dependent on the age of your car. Therefore, the car insurance premium for a new car may be higher than an old car. However, rest assured that your IDV and Sum Insured too will be higher since your car is brand new.
You can use the car insurance premium calculator and see how and by how much your car insurance premium will differ based on the combination of options you choose.
Car Insurance Calculator for Old Cars
If you have an old car, your car insurance premium will be a lot lower as compared to a new car since your car insurance premium is largely dependent on the age of your car.
Types of Car Insurance Policies in India
Comprehensive Car Insurance Premium Calculator
A comprehensive car insurance is a type of insurance plan that gives your car 360-degree coverage. From protecting you from losses caused to third parties to covering your own damages and allowing a range of add-on covers, a comprehensive car insurance is the only type of car insurance plan that allows for so much customization. This is where your comprehensive car insurance premium calculator comes into use, as you can try how different add-ons affect your car insurance premium – making your decision a lot simpler and more straightforward.
Read more about the Important Components of a Comprehensive Car Insurance Premium.
Third-Party Car Insurance Premium Calculator
A Third-Party Car Insurance is the most basic kind of insurance, as per law. The same covers for only damages and losses against third parties, such as if your car hits a person, damages property or vehicle.
Read more about the important Components of a Third-Party Car Insurance Premium.
Third Party Car Insurance Premium Rates in India
Private cars with engine capacity
Not exceeding 1000cc
Exceeding 1000cc but not exceeding 1500cc
Tips to Reduce your Car Insurance Premium
You can reduce your car insurance premium by looking at the following:
Key Features of Car Insurance by Digit
Starting from ₹2072
No Claim Bonus
Up to 50% Discount
7 Add-ons available
Available at 5800+ Garages with Doorstep Pickup & Drop
Smartphone-enabled Claim process. Can be done online within 7 minutes!
96% Claims Settled for Private Cars
Own Damage Cover
Damages to Third-Party
Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages
How to file a Car Insurance Claim?
After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Just call on 1800-258-5956. No forms to be filled
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!Read Digit’s Claims Report Card