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All the more reasons to feel the Digit simplicity in your life!


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- I/We, hereby declare that the statements and particulars given in this Proposal form are complete, true and accurate and I/We agree that the Insurance company will not be liable under the insurance contract if it is found that any of my/our statements or particulars or declarations in this proposal form or other documents are incorrect /misleading /Fraudulent in any respect on any matter to the grant of a cover or submission of claim in future.
- I declare that the premium paid under this transaction to Go Digit General Insurance Limited is being paid by me i.e. the proposer/policyholder through a bank account or a Credit/Debit Card or a Prepaid Payment Instrument or a UPI wallet (Wallet), held by me in my name as a primary holder (referred to as “source accountâ€). I confirm that it is not a third party payment made by any other person on my behalf. I understand that in the event of a policy cancellation,the refund of premium as per policy terms and conditions may be credited back to such source account and such electronic transfer will constitute full and final discharge of the Company’s obligation.
- I/We declare that the rate of NCB claimed by me/us is correct and that no claim as arisen in the expiring policy period (copy of the policy enclosed). I/We further undertake that if this declaration is found to be incorrect, all benefits under the policy in respect of Section I of the Policy will stand forfeited.
- I hereby affirmatively warrant that the Assured named herein/owner of the vehicle insured holds a valid Pollution Under Control (PUC) Certificate on the date of commencement of the Policy and the same has been shown to the agent/authorized person of intermediary. I further undertake to renew and maintain a valid and effective PUC Certificate during the duration of the Policy period. If the PUC certificate is not found valid on the date of loss, I understand that the Company reserves the right to cancel the policy.
- I/We, hereby agree that in Case of Break in Insurance, the policy would be issued subject to acceptance of risk after evaluation of the Vehicle Inspection report. Own Damage cover (Section – I) would not commence unless the satisfactory Vehicle Inspection report has been received by us. If the Company does not receive the Vehicle Inspection report or the report is adverse, the Company, at its discretion, will cancel Policy as per the Motor Tariff.
- I/We further declare that l/we will notify in writing any change in the details so furnished hereinabove occurring after the proposal has been submitted but before communication of the risk acceptance by the Company.
- I/We authorize the Company to share information pertaining to my proposal including medical records for the sole purpose of proposal underwriting and/or claims settlement and with any Governmental and/or Regulatory authority.
- By submitting your contact number and email ID, you authorize Go Digit General Insurance (Digit Insurance) to call, send SMS, messages over internet-based messaging application like WhatsApp and email and offer you information and services for the product(s) you have opted for as well as other products/services offered by Digit Insurance. Please note that such authorization will be over and above any registration of the contact number on TRAI’s NDNC registry.
- This policy has been issued based on your declaration of Gross Annual Income and that Base Sum Insured chosen is not more than 10 times of such Gross Annual Income. In the event the declaration is found to be incorrect/wrong and/or non-submission of income proof to justify this declaration, it may result in inadmissibility of claim and/or cancellation of policy.
- I confirm that the Gross Annual Income of the family in this proposal is true and correct and undertake to submit relevant income proof(s) in the event of claim in this regard.
- This is to confirm that the Insured member(s) under this Policy does not work in Nuclear power plants, underground mines, explosives, hazardous material (e.g., fertilizers, asbestos fibre, toxic gases, toxic chemicals, pesticides etc)
- This is to confirm that the Insured member(s) under this Policy does not work in underground mines, in explosive magazines or in electrical installations with high tension supply, or insured is a jockey, circus personnel, engaged in racing on wheels or horseback, big game hunting, mountaineering, winter sports, skiing, ice hockey, river rafting, polo, or in similar activity or occupation
Terms and conditions
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"Drive Less Pay Less" Digit Car Insurance with Pay as You Drive

Does your Insurance Cover the Essentials, Battery, Motor, Charger?

Digit has Paid its Customer 2000 Crores for Car Insurance Claims

"PICK-UP -> REPAIR -> DROP" Digit's Network Garages Handles Everything for Your Car

Digit Health Insurance with Infinite Cumulative Bonus

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Why 5 Crore+ Customers Trust Digit?
Car
Bike
CV
Health
Travel

1.2 Crore+
Policies Sold
75 Lacs+
Cars Insured
8 Lacs+
Claims Settled
3000 Crore+
Paid-in Claims
96%
Claim Settlement Ratio
9000+
Cashless Garages

8 Lacs+
Claim Settled
1000 Crore+
Paid-in Claims
96%
Claim Settlement Ratio
9000+
Cashless Garages

70 Lacs+
Policies Sold
60 Lacs+
Vehicles Insured
1.7 Lacs+
Claims Settled
1600 Crore+
Paid-in Claims
96%
Claim Settlement Ratio
2000+
Cashless Garages

12 Lacs+
Policies Sold
2.5 Crore+
Live Insured
4.5 Lacs+
Claims Settled
2900 Crore+
Paid-in Claims
99%
Claim Settlement Ratio
9000+
Cashless Hospitals

4 Lakhs+
Policies Sold
5500+
Claims Settled
10 Crore+
Paid-in Claims
100%
Claim Settlement Ratio
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Check Vehicle PUC Expiry
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Get your Vehicle Report Card
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Check Credit Score for FREE
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Why choose us?
Why choose us?
Super-Simple Claims
Smart phone enabled Self Inspection done in minutes!
Simple Documents
We are trusted by 5 Crore+ customers.
Totally Paperless
Digital and real-time processes with zero paper work
Wellness Benefits with Digit Health Insurance
Wellness Benefits with Digit Health Insurance


Wellness Benefits
12+ Wellness Partners Offering Valuable Benefits
Tools & Calculators to Simplify Your Life!
Financial Calculators
Tax-related Calculators
Investment Calculators
Health and Fitness Calculators
Retirement Planning Calculators
Our Transparency Reports
Our Transparency Reports
Read all ReportsWhy customers love Digit Today?
Why customers love Digit Today?
One is the best and easiest insurance claims process i have had. Very helpful customer care and efficient surveyors (Mr. Satish Kumar in my case). Just upload the photos and get your claim processed. Reimbursement also done very fast. Great going godigit!!!!
Excellent service. Everything is digitized and recently I had to change the insurance from the previous seller post changing the RC. The whole transaction was handled seamlessly without me visiting their office. I will recommend them for anyone going for two-wheeler insurance.
It was very good experience purchasing a two wheeler insurance policy from Digit. Very polite and prompt service by Poonam Devi. She took extra care in getting the policy issued as soon as possible.
Awesome experience with Digit Insurance. Got a call from settlement agent with in 5 mins. after uploading all the required Pictures and documents. The claim got settlled over the call itself. Received the claim amount very next working day after providing the final invoice.
I am a travel agent, recently we are booked travel insurance for our client, the passenger baggage delayed on day 1.. after tour the passenger are submitted baggage delayed claim with proper document .. withing 8 days the passenger getting his claim in account... super fast after sale service.. 👍😃
I booked travel insurance for 3 people with Digit. I had confusion about the policy details, so I contacted customer care. First of all, getting in touch with their support is extremely easy. So that was great! Secondly, Ms. Sushma from the Customer Happiness team was prompt in escalating my query and coming back with a detailed response within 2 hours. She was very professional and quick. Thank you!
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Author: Team Digit
Last updated: 02-07-2025