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ULIP Calculator

One Time
Monthly
Yearly

Monthly Investment

Enter value between 500 to 1 lakh
500 1 lakh

I want to invest for (Years)

Enter value between 1 to 30
Entered value cannot be greater than stay invested for value
1 30

I will stay invested for (Years)

Enter value between 15 to 30
1 30

Expected return rate (P.A)

Enter value between 1 to 30
%
1 30
12l
2 Yrs
12l
4 Yrs
12l
5 Yrs
12l
6 Yrs
12l
8 Yrs
12l
10 Yrs
12l
12 Yrs
12l
14 Yrs
12l
15 Yrs
12l
16 Yrs
12l
18 Yrs
12l
20 Yrs
12l
22 Yrs
12l
24 Yrs
12l
25 Yrs
12l
26 Yrs
12l
28 Yrs
12l
30 Yrs
You Invest
₹17,761
over 10 years
You Get
₹ 9,57,568
after 10 years

Unit Linked Insurance Plan (ULIP) Calculator

What is a ULIP Calculator?

ulip calculator online

What is a ULIP Calculator?

An online free ULIP calculator is a handy tool that allows investors to determine their expected returns. For this calculation, it evaluates crucial data points like premium, age, tenure, and rate of return.

 

That said, as ULIPs are subject to market risks, this tool will only help investors estimate probable returns.

 

Furthermore, before allocating funds, it is imperative to ensure that the chosen ULIP plan is suited to one’s needs, wherein a ULIP return calculator proves to be resourceful.

Why Should You Use a ULIP Return Calculator?

why you should use ulip calculator

Why Should You Use a ULIP Return Calculator?

ULIP combines the security and safety of an insurance plan, along with the wealth generation of an investment plan. In fact, this duality of ULIP makes it a popular investment vehicle among risk-averse investors. However, given its range of variety, it can be challenging for prospective investors to choose a plan that suits them.

 

A ULIP plan return calculator comes into play at this point. It allows one to compute the premium amount and potential returns. As a result, this tool allows investors to gain foresight into a plan and make an informed investment decision. Most importantly, a ULIP plan calculator ensures that individuals can make an investment based on their financial goals and investment horizon.

How to Calculate ULIP Returns?

The table given below will make the working of the above formula simple for you. In this example, consider the initial NAV to be ₹250, current ULIP NAV as ₹350. Hence, the absolute return will be 40% in a year.

Parameter Value
Initial NAV ₹250
Current ULIP NAV ₹350
Absolute returns 40%

2. Compounded Annual Growth Rate (CAGR)

Going through the table will enable you to easily understand the working of the above formula. In this example, consider the initial ULIP NAV to be ₹25, and after five years, the current ULIP NAV is ₹35. Hence, the CAGR in this case will be 6.96%.

Parameter Value
Initial NAV ₹25
Number of years 5
Current NAV ₹35
CAGR 6.96%

Features and Benefits of ULIP Return Calculator

An online ULIP maturity amount calculator comes with several features, including the ones highlighted below:

user friendly

User Friendly

A ULIP insurance calculator is an easy-to-use digital tool. An investor simply needs to input a few key details into this calculator. As soon as the information is entered, this tool offers a snapshot of ULIP returns.

Flexibility

Flexibility

A ULIP interest rate calculator allows individuals to ascertain the amount to allocate in ULIP. Moreover, investors can alter the variable as per their requirements, which then changes the output.

Transparency

Transparency

Returns on an investment are subject to change as per market fluctuations. ULIP calculator offers transparency as it helps one determine a fund’s returns for a specific period.

Planning

Planning

With a ULIP fund return calculator, one can compare and analyse the estimated returns of different ULIP products in the market. In addition, estimating returns, coupled with a comparative cost-benefit analysis of plans using a ULIP calculator, can help one make better investment decisions.

FAQs about ULIP Calculator