How to Track the Performance of ULIP?

How Can You Track ULIP Performance Accurately?

What Are the Tips on Handling Risks And Safeguarding ULIP Investment?

FAQs About Tracking ULIP Performance

How can you track ULIP performance over a long duration?


You can use Compounded Annual Growth Rate (CAGR) to determine the ULIP performance over a long duration. For this, you can use the following formula:

CAGR = {[(Current NAV/Initial NAV) ^ (1/number of years)]-1} x 100

Which factors influence ULIP performance?

ULIP performance depends on factors like expense ratio, age of fund, portfolio ratio, stock selection, market timing, managerial turnover, fund flow, cash flow, risk-returns parameters, past performance, etc.

What are the different fund options that ULIP offers to investors?

Some common fund options offered under ULIP policies include Equity Funds, Fixed Interest and Bond Funds, Cash Funds, and Balanced Funds. You can select any of these funds based on your goal from the ULIP investment.

How can you maximise your returns from ULIP investments?

To boost the returns from ULIPs, you can increase your investment amount, allocate more money in equity funds, switch funds to minimise losses and avoid prematurely withdrawing. Furthermore, you can start your investment journey at an early age and go for long-term investments for higher profits.

What are the advantages of tracking ULIP performance?

Tracking ULIP performance allows you to predict the profit and losses and estimate price fluctuations. Hence, you can switch funds at the right time to safeguard your investments from immense losses.