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Simplifying Life Insurance in India
What would you like to Protect Today?
Explore Digit Life Insurance Plans Available in India
Digit Glow Term Life Insurance
Suitable for self-employed and young salaried professionals who want smart and early protection.
Choose your sum assured, from ₹2.25 Lakhs up to ₹1 Crore, to match your financial goals.
0% GST on Premium
No physical forms or waiting, just buy your policy online with PAN and Aadhaar.
Digit Glow Plus Term Life Insurance
Suitable for salaried professionals, entrepreneurs, and high-income earners.
Access up to ₹20 crore sum assured to cover your extensive financial goals and liabilities.
Terminal Illness Benefit is included and covered at no additional cost.
Gain long-term protection up to Age 85 that supports post-retirement responsibilities.
Digit ICON Guaranteed Return Savings Plan
Suitable for Risk-averse investors and individuals planning for long-term financial goals
Guaranteed returns immune to market fluctuations
Life cover + savings
Multiple payout options like lump sum, income, or both
Digit Life Healthy Glow Policy
Suitable for families and individuals who want all-in-one protection
Combines Health and Life Insurance in one plan
Covers Hospitalisation, Critical Illness, Maternity, and Accidental Death
Provides death benefit ensuring your family is financially secured
Cashless Claims and Worldwide Coverage
Digit Sukoon Pension Plan
Suitable for individuals seeking predictable retirement income and financial certainty.
Get lifelong annuity with options that return up to 100% of your Purchase Price
Receive benefits on diagnosis of Critical Illness or Accidental Total & Permanent Disability.
Get your Purchase Price back at milestone ages while continuing annuity payouts.
Access liquidity through lump-sum withdrawal and annuity advancement options
Digit Boss Pension Plan
Suitable for individuals looking for retirement income with growth potential.
Benefit from a unique combination of guaranteed annuity and Nifty 50 Index-linked upside.
Choose up to 80% guaranteed income based on your comfort with market exposure.
Participate in market upside without compromising on lifelong income.
Enjoy lifelong income without giving up growth opportunities.
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Kamesh Goyal and Fairfax come together yet again!
How we plan to Simplify Life Insurance?
How we plan to Simplify Life Insurance?
Hyper-flexible products
Customizable plans with different optional benefits & payout options.
Totally paperless processes
Digital processes and only soft copy required for claims.
Jargon-free documents
No hidden clauses with simplified terms & explanations.
Digit Life in the News
Digit Life in the News
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Key Highlights from Digit Life in FY 2025-26
Digit Life achieved significant growth in FY 2025-26, expanding its reach and delivering greater financial support to customers and their families. The milestones reflect our scale, strength, and continued commitment to keeping our promises.
Digit Life Death Claim Settlement Performance in FY 2025-26
- 76% of death claims settled within 3 days
- 36% settled within just 1-2 days (highest share)
- Average claim settlement time: 1.82 days
- Fastest claim settled in less than 1 day
- End-to-end settlement time improved to 6 days (vs. 13.78 days in FY24-25)
- Only 1% of claims took 7-15 days, with very few extending beyond that
₹4.58 Billion Worth Claims Paid in FY 2025-26
28,000+ Claims Settled in FY 2025-26
Interesting Digit Life Stories from FY 2025-26
- Mondays and Tuesdays are the most popular days for purchasing Digit term and savings plans, though nearly 20% of purchases still happen on weekends.
- Women are prioritising protection earlier, particularly in the 21–30 age group, and show strong participation again in the 50+ segment.
- Non-metro customers begin their financial planning journey earlier than metro customers, who often start investing later in life.
- Gen Z customers are choosing higher coverage amounts, contributing to 50%+ growth in base sum assured and 60%+ growth in coverage levels among 21–30-year-olds.
- Digit Life customers collectively represent over 450 million years of life experience, reflecting the trust placed in us across generations.
Become an Agent with Digit Life Today
Become an Agent with Digit Life Today
Tools & Calculators to Simplify Your Life!
Financial Calculators
Tax-related Calculators
Investment Calculators
Health and Fitness Calculators
Retirement Planning Calculators
Simplification of KYC Updation Process for Customers
Centralised Know Your Customer (KYC) is managed by CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest)
You can now Fetch your CKYC card at: https://www.ckycindia.in/kyc/getkyccard
Benefits of CKYC
- CKYC Number once created can be used for availing any financial products
- Fast and Secure onboarding across financial institutions
How to get CKYC?
- Submit KYC form and documents to financial service provider for creation of CKYC Number
- Your details will be shared with CERSAI for secure checks and storage
- Get a unique 14 digit CKYC number
Where it is used?
- At all Financial Institutions for availing regulated financial services
Frequently Asked Questions
How is Digit Life Insurance different?
Who can buy Digit Life Insurance?
You are a new company, how should I trust you?
Is Digit Life Insurance approved by the regulator?
Renew & Download Policy Document, Check Challan, Credit Score, PUC & more
Anytime, Anywhere. Only on Digit App!
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Scan to Download
IRDA Licensed Life Insurance Company in India - IRDAI Reg. No. 165
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