Cashless Health Insurance

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All about Cashless Health Insurance

Difference between Cashless Claim and Reimbursement Claim

Health insurance policies have two types of processes for claim settlement, one is a cashless settlement and the second one is reimbursement claim. Let’s understand the two:

Cashless Claim

Reimbursement Claim

The Insurance company will directly pay for your hospital expenses and you get a hassle-free medical treatment.

The insured has to pay all the bills from his/her pocket and can claim reimbursement from the insurance company.

Prior approval needs to be taken.

No prior approval is required.