Long Term Two Wheeler Insurance for 3 Years

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A Detailed Guide about Long Term Two Wheeler Insurance

What Does Two-Wheeler Insurance for 3 Years Mean?

A two-wheeler insurance for 3 years frees vehicle-owners from the necessity of renewing their insurance policy every year.

The Insurance Regulatory and Development Authority (IRDA) has extended this facility of multi-year insurance policies for standalone third-party liability covers and the ones combined with own-damage covers for two-wheelers.

What do these entail?

Cover type


Third Party Liability Cover

This insurance policy covers the liabilities arising from bodily injury or death of a third person or any damage to a third-party vehicle, caused by your two-wheeler.

Own Damage Cover

Covers liabilities arising from any loss or damage caused to your own vehicle, either natural or man-made.

You can also avail a 3 year insurance policy for two wheelers as a bundled policy, including 3 years of third-party liability cover+ 1 year of Own Damage Cover.

As for comprehensive three-year insurance covers, these can be availed only for two-wheelers that have been purchased after 1st September 2018.


Know more about Comprehensive Two Wheeler Insurance.

What Will be your Premium for Two Wheeler Insurance for a 3 Years Policy?

Premium Calculation for Long Term Two Wheeler Insurance


Premium Amount (OD+TP) GST excluded

3 Years


2 Years


1 Year


Check Two Wheeler Insurance Premium Calculator and calculate the Premium for your vehicle.

Benefits of Availing a Long Term Two Wheeler Insurance for 3 Years

FAQs about Two Wheeler Insurance for 3 Years