19 Popular Government Health Insurance Schemes in India 2025

The premiums for such plans differ based on the number of individuals covered. In some cases, schemes need beneficiaries to pay a pre-determined sum as a premium each year. You should check the terms and conditions carefully based on the scheme you are interested in acquiring.

The premiums for such plans differ based on the number of individuals covered. In some cases, schemes need beneficiaries to pay a pre-determined sum as a premium each year.

You should check the terms and conditions carefully based on the scheme you are interested in acquiring.

Government initiatives offering medical insurance can either be from the state government or central government. For instance, state government employees are only eligible to acquire medical insurance coverage provided by the state and vice versa.

Government initiatives offering medical insurance can either be from the state government or central government.

For instance, state government employees are only eligible to acquire medical insurance coverage provided by the state and vice versa.

This particular scheme was previously known as the Rajiv Gandhi Jeevandayee Arogya Yojana. It was renamed the Mahatma Jyotiba Phule Jan Arogya Yojana in 2017.

This particular scheme was previously known as the Rajiv Gandhi Jeevandayee Arogya Yojana. It was renamed the Mahatma Jyotiba Phule Jan Arogya Yojana in 2017.

To become eligible for this scheme, you must fulfil two major criteria. Firstly, you must be a resident of Tamil Nadu. Secondly, your household income is limited to up to Rs.1,20,000 a year.

To become eligible for this scheme, you must fulfil two major criteria. Firstly, you must be a resident of Tamil Nadu. Secondly, your household income is limited to up to Rs.1,20,000 a year.

Certain medical expenses that are covered under the government schemes include medical examination, treatment, consultation, pre-hospitalization, medicine, medical consumables, non-intensive and intensive care services, diagnostic, etc. However, not all government schemes cover these medical expenses. Before opting for a scheme, it is advised to read its policy wordings.

Certain medical expenses that are covered under the government schemes include medical examination, treatment, consultation, pre-hospitalization, medicine, medical consumables, non-intensive and intensive care services, diagnostic, etc.

However, not all government schemes cover these medical expenses. Before opting for a scheme, it is advised to read its policy wordings.

Yes, many health insurance schemes provide coverage for senior citizens. Under PM-JAY, all seniors above 70 years of age, regardless of their socioeconomic situation, will receive health coverage up to Rs. 5 lakh.

Yes, many health insurance schemes provide coverage for senior citizens. Under PM-JAY, all seniors above 70 years of age, regardless of their socioeconomic situation, will receive health coverage up to Rs. 5 lakh.

Yes, pre-existing conditions are covered under government health insurance schemes with zero waiting periods. These policies include Ayushman Bharat, Rashtriya Swasthya Bima Yojana (RSBY), and state-specific schemes. The pre-existing diseases covered include high blood pressure, diabetes, asthma, thyroid disorders, heart conditions, and cancer.

Yes, pre-existing conditions are covered under government health insurance schemes with zero waiting periods. These policies include Ayushman Bharat, Rashtriya Swasthya Bima Yojana (RSBY), and state-specific schemes.

The pre-existing diseases covered include high blood pressure, diabetes, asthma, thyroid disorders, heart conditions, and cancer.

Yes, some government health insurance schemes, such as Mahatma Jyotiba Phule Jan Arogya Yojana, Mukhyamantri Amrutam Yojana, and Universal Health Insurance Scheme, cover maternity and newborn care.

Yes, some government health insurance schemes, such as Mahatma Jyotiba Phule Jan Arogya Yojana, Mukhyamantri Amrutam Yojana, and Universal Health Insurance Scheme, cover maternity and newborn care.

Yes, moving to a new state will change your coverage if you have opted for any state-specific government scheme. However, any state can cover a nationwide scheme.

Yes, moving to a new state will change your coverage if you have opted for any state-specific government scheme. However, any state can cover a nationwide scheme.

The renewal process of government health insurance policy is done in some easy steps: Step 1: Visit the government website to learn about the scheme you want to renew.  Step 2: Click on the “Quick renewal tab” or “Renewal” option Step 3: Enter your details as per requirement Step 4: Review your policy thoroughly for clauses and limits Step 5: Make payment for renewal premium (if any)

The renewal process of government health insurance policy is done in some easy steps:

• Step 1: Visit the government website to learn about the scheme you want to renew. 
• Step 2: Click on the “Quick renewal tab” or “Renewal” option
• Step 3: Enter your details as per requirement
• Step 4: Review your policy thoroughly for clauses and limits
• Step 5: Make payment for renewal premium (if any)

Some government health insurance schemes are available nationwide, whereas some are restricted to a specific state.  The schemes like the Rashtriya Swasthya Bima Yojana (RSBY) and Ayushman Bharat Yojana is to offer universal health coverage nationwide. State-specific programs like the Mahatma Jyotiba Phule Jan Arogya Yojana and the Mukhyamantri Amrutam Yojana meet regional healthcare requirements.

Some government health insurance schemes are available nationwide, whereas some are restricted to a specific state. 

The schemes like the Rashtriya Swasthya Bima Yojana (RSBY) and Ayushman Bharat Yojana is to offer universal health coverage nationwide. State-specific programs like the Mahatma Jyotiba Phule Jan Arogya Yojana and the Mukhyamantri Amrutam Yojana meet regional healthcare requirements.

Yes, some schemes provide coverage for outpatient treatments such as Rashtriya Swasthya Bima Yojana, Karnataka Arogya Sanjeevini Scheme, etc.  Outpatient care includes diagnostic tests, minor procedures, dialysis, health checks, etc.

Yes, some schemes provide coverage for outpatient treatments such as Rashtriya Swasthya Bima Yojana, Karnataka Arogya Sanjeevini Scheme, etc. 

Outpatient care includes diagnostic tests, minor procedures, dialysis, health checks, etc.

The eligibility criteria for purchasing government health insurance depend on age, income, domicile, the number of people in the family, and the type of treatment.  However, the eligibility criteria for each government health insurance scheme are different based on these factors. 

The eligibility criteria for purchasing government health insurance depend on age, income, domicile, the number of people in the family, and the type of treatment. 

However, the eligibility criteria for each government health insurance scheme are different based on these factors. 

Yes, there are certain health insurance schemes applicable for self-employed individuals, such as: Pradhan Mantri Jan Arogya Yojana (PM-JAY) Awaz Health Insurance Scheme Aam Aadmi Bima Yojana

Yes, there are certain health insurance schemes applicable for self-employed individuals, such as:

• Pradhan Mantri Jan Arogya Yojana (PM-JAY)
• Awaz Health Insurance Scheme
• Aam Aadmi Bima Yojana

To check if you qualify for a specific government health insurance scheme, you can visit their official website and read about the eligibility procedure. Factors you can check for eligibility include: Age Income Employment status Family size State of Residence Treatments Covered

To check if you qualify for a specific government health insurance scheme, you can visit their official website and read about the eligibility procedure. Factors you can check for eligibility include:

• Age
• Income
• Employment status
• Family size
• State of Residence
• Treatments Covered

There are many benefits of opting for government health insurance over private plans. It includes: Lower or no premiums applicable Easily affordable by BPL citizens. Access to advanced medical care Financial security backed by the Government

There are many benefits of opting for government health insurance over private plans. It includes:

• Lower or no premiums applicable
• Easily affordable by BPL citizens.
• Access to advanced medical care
• Financial security backed by the Government

Yes, most government health insurance schemes cover alternative therapies like Ayurveda & homeopathy under AYUSH treatment. Central government employees and retirees who are eligible for medical care under the Central Government Health Scheme can take AYUSH treatment. This includes medical care from several medicinal systems, such as Siddha, Yoga, Allopathy, Homoeopathy, and Ayurveda.

Yes, most government health insurance schemes cover alternative therapies like Ayurveda & homeopathy under AYUSH treatment.

Central government employees and retirees who are eligible for medical care under the Central Government Health Scheme can take AYUSH treatment. This includes medical care from several medicinal systems, such as Siddha, Yoga, Allopathy, Homoeopathy, and Ayurveda.

A government scheme's time period (waiting period) can differ from policy to policy. It can vary from 15 days to 60 days, depending on the government insurance you have. For example, under the Yeshasvini Health Insurance Scheme (YCFHS), coverage starts on day 1 of your policy, whereas others can take a few days. However, all Pre-existing diseases covered by health insurance are covered from day one of your policy.

A government scheme's time period (waiting period) can differ from policy to policy. It can vary from 15 days to 60 days, depending on the government insurance you have.

For example, under the Yeshasvini Health Insurance Scheme (YCFHS), coverage starts on day 1 of your policy, whereas others can take a few days.

However, all Pre-existing diseases covered by health insurance are covered from day one of your policy.

Yes, Government health insurance is limited to certain criteria, including age, state, income, type of treatment required, and number of family members. Each government scheme has different limitations, and hence, it is required to read the policy before proceeding.

Yes, Government health insurance is limited to certain criteria, including age, state, income, type of treatment required, and number of family members. Each government scheme has different limitations, and hence, it is required to read the policy before proceeding.

If you are looking for hospitals that accept government health insurance, you must visit their website and look for the list of empaneled hospitals. You can also contact your insurer to find out the list of hospitals that are employed by your government health insurance. For example, if you are covered under the PM-JAY Ayushman Bharat scheme, you can visit their official website and click on the list of impanelled hospitals column. After filling out your details, you can check the nearest hospitals empaneled with PM-JAY at your location.

If you are looking for hospitals that accept government health insurance, you must visit their website and look for the list of empaneled hospitals. You can also contact your insurer to find out the list of hospitals that are employed by your government health insurance.

For example, if you are covered under the PM-JAY Ayushman Bharat scheme, you can visit their official website and click on the list of impanelled hospitals column. After filling out your details, you can check the nearest hospitals empaneled with PM-JAY at your location.

There are certain documents that are required while applying for a government health insurance scheme. It includes: Your Identity Proof: Aadhar Card, PAN Card Age Certificate: 10th mark sheet, birth certificate Income Proof: Salary Slip, BPL certificate Bank Account Information: Passbook copy

There are certain documents that are required while applying for a government health insurance scheme. It includes:

• Your Identity Proof: Aadhar Card, PAN Card
• Age Certificate: 10th mark sheet, birth certificate
• Income Proof: Salary Slip, BPL certificate
• Bank Account Information: Passbook copy

Yes, some government schemes provide provisions for emergency medical care, such as: Central Government Health Scheme (CGHS) Ayushman Bharat (Pradhan Mantri Jan Arogya Yojana - PMJAY) Emergency medical care is provided for accidents, heart strokes, childbirth complications, etc. However, all hospitals in India (private or government) are required to accept any patient who needs emergency medical care, with or without the scheme.

Yes, some government schemes provide provisions for emergency medical care, such as:

• Central Government Health Scheme (CGHS)
• Ayushman Bharat (Pradhan Mantri Jan Arogya Yojana - PMJAY)

Emergency medical care is provided for accidents, heart strokes, childbirth complications, etc. However, all hospitals in India (private or government) are required to accept any patient who needs emergency medical care, with or without the scheme.

To claim any insurance from the government, you need to follow these simple steps: Submit the documents: The required documents for each policy are different, and you have to submit them as per the requirements. Approval: The documents are verified and forwarded for the payment process, which can take up to 15 days. Payment: The payment can take a few days to process after the approval. However, some government schemes, such as PM-JAY, provide cashless covers, in which you do not have to submit any documents for approval. You can visit the hospital, show your health card, and the insurer will take care of the rest.

To claim any insurance from the government, you need to follow these simple steps:

• Submit the documents: The required documents for each policy are different, and you have to submit them as per the requirements.
• Approval: The documents are verified and forwarded for the payment process, which can take up to 15 days.
• Payment: The payment can take a few days to process after the approval.

However, some government schemes, such as PM-JAY, provide cashless covers, in which you do not have to submit any documents for approval. You can visit the hospital, show your health card, and the insurer will take care of the rest.

Yes, there are age limits for enrolling in government health schemes. The age can vary from policy to policy. People between the age of 5 months and 70+ can claim these benefits.

Yes, there are age limits for enrolling in government health schemes. The age can vary from policy to policy. People between the age of 5 months and 70+ can claim these benefits.

No, non-Indian citizens or NRIs cannot take advantage of government health insurance schemes. Still, they can buy specific private health insurance policies with restrictions on coverage, hospitals, high premiums, etc.

No, non-Indian citizens or NRIs cannot take advantage of government health insurance schemes. Still, they can buy specific private health insurance policies with restrictions on coverage, hospitals, high premiums, etc.

PM Modi's 5 lakh health insurance card is none other than the Ayushman Card provided under the Pradhan Mantri Jan Arogya Yojana. This scheme offers Indian citizens a sum of Rs. 5 lakh per family below the poverty line to help the citizens receive quality healthcare without any problem.

PM Modi's 5 lakh health insurance card is none other than the Ayushman Card provided under the Pradhan Mantri Jan Arogya Yojana. This scheme offers Indian citizens a sum of Rs. 5 lakh per family below the poverty line to help the citizens receive quality healthcare without any problem.

The eligibility criteria for Ayushman Bharat Yojana differ in rural and urban areas. In urban areas: Only 11 occupational categories are eligible, such as beggar, ragpicker, driver, delivery assistance, etc. In rural areas: SC/ST households, families with no earning members, landless households, families with physically challenged members, etc. Carefully review the policy wording to know if you are eligible for this scheme.

The eligibility criteria for Ayushman Bharat Yojana differ in rural and urban areas.

In urban areas: Only 11 occupational categories are eligible, such as beggar, ragpicker, driver, delivery assistance, etc.

In rural areas: SC/ST households, families with no earning members, landless households, families with physically challenged members, etc.

Carefully review the policy wording to know if you are eligible for this scheme.

The government provides various free medical insurance plans in India to ensure quality care for all individuals. Some of these medical insurance in India include Ayushman Bharat, Pradhan Mantri Jan Arogya Yojana, Central Government Health Scheme, Rashtriya Swasthya Bima Yojana (RSBY), the Aam Aadmi Bima Yojana (AABY), etc.

The government provides various free medical insurance plans in India to ensure quality care for all individuals.

Some of these medical insurance in India include Ayushman Bharat, Pradhan Mantri Jan Arogya Yojana, Central Government Health Scheme, Rashtriya Swasthya Bima Yojana (RSBY), the Aam Aadmi Bima Yojana (AABY), etc.

To get Pradhan Mantri medical insurance, you can follow these mentioned steps: Step 1: Visit PM-JAY's official website Step 2: Enter your mobile number and the captcha code on the screen Step 3: Enter the OTP sent to your registered mobile number Step 4: Now, choose the state for this program Step 5: Update your information: Name, Ration card number, RSBY URN, or mobile number Step 6: If you qualify, your name will appear on the website's right side Step 7: Choose the 'Family Members' option to see the beneficiary information.

To get Pradhan Mantri medical insurance, you can follow these mentioned steps:

• Step 1: Visit PM-JAY's official website
• Step 2: Enter your mobile number and the captcha code on the screen
• Step 3: Enter the OTP sent to your registered mobile number
• Step 4: Now, choose the state for this program
• Step 5: Update your information: Name, Ration card number, RSBY URN, or mobile number
• Step 6: If you qualify, your name will appear on the website's right side
• Step 7: Choose the 'Family Members' option to see the beneficiary information.

Yes, you can use your Aadhaar card as proof of identity to buy a government health insurance scheme. However, you might need additional important documents for the scheme, such as address proof, income certificate, PAN card, age certificate, medical reports, etc.

Yes, you can use your Aadhaar card as proof of identity to buy a government health insurance scheme. However, you might need additional important documents for the scheme, such as address proof, income certificate, PAN card, age certificate, medical reports, etc.

Yes, there are certain limitations to the government health insurance schemes. It is based on age, income, type of healthcare needs, location, hospital you choose, etc. However, policy exclusions may differ among plans. As a result, it is advised to evaluate various medical plans and carefully review the policy wording to ensure that you are aware of all limitations and benefits.

Yes, there are certain limitations to the government health insurance schemes. It is based on age, income, type of healthcare needs, location, hospital you choose, etc.

However, policy exclusions may differ among plans. As a result, it is advised to evaluate various medical plans and carefully review the policy wording to ensure that you are aware of all limitations and benefits.

The Indian government established public health insurance programs to promote the well-being of its citizens. These programs make it affordable for people to access standard healthcare and provide financial support to cover healthcare expenses.

The Indian government established public health insurance programs to promote the well-being of its citizens. These programs make it affordable for people to access standard healthcare and provide financial support to cover healthcare expenses.