Hero HF Deluxe Insurance

Hero’s HF Deluxe is one of the most dependable two-wheelers for regular travellers. If you are looking for a trustworthy vehicle for everyday use, HF Deluxe is the perfect bike for you.

Additionally, Hero has managed to keep the vehicle extremely affordable, making it a hassle-free purchase for average Indians.

Specification-wise, the bike sports:

• A 97.2cc engine, capable of delivering around 8.24 bhp power at 8000 rpm.
• Apart from this impressive power, owners of the bike can also look forward to a smooth 4-gear transition system through its single-cylinder engine. 
• Another aspect that consumers consider when picking a bike in India is its mileage. Fortunately, the HF Deluxe impresses in this regard as well, with an on-road fuel efficiency of around 83 Kmpl.

As is evident, HF Deluxe is a pretty powerful commuter bike from Hero. Thus, the chances of riders losing control when travelling on busy Indian roads is quite high.

Thus, to protect yourself from financial loss during such accidents, opting for an insurance plan is essential. Apart from being mandated by law, these policies can also help you seek immediate repairs on your beloved vehicle should it come to harm as a result of road mishaps.

One of the primary concerns when buying a Hero HF Deluxe insurance plan is whether you can pick the right provider.

Digit’s two-wheeler insurance plans are geared to help policyholders under all circumstances.

Are you still unsure? Well, read on to know why we ensure quality and safety.

Digit has managed to establish itself as one of the top insurance providers in India, especially when it comes to motor insurance policies.

Here are some areas where we excel, which have encouraged consumers to consider us as a viable option for insuring their two-wheelers:

Variety of Options in Insurance Products - Digit provides the freedom to consumers to choose plans according to their needs. Therefore, we offer the following types of two wheeler insurance policies, each catering to different needs:

• Third-party Liability Two-Wheeler Insurance Policies – This is by far the most common insurance policy that one can opt for. Keep in mind that even though such policies are cheaper than other options, it also severely restricts financial coverage in the event of accidents. You will need to pay for any damage that your vehicle sustains during an accident. However, the insurer will pay for any damages that the third party (individual, vehicle or property) suffers, limiting your legal and financial liability considerably.
• Comprehensive Two-Wheeler Insurance Policies – To ensure all round protection, you can look into the comprehensive HF Deluxe insurance policies. These plans offer third-party liability cover, along with own-damage protection. Additionally, you can also claim financial assistance in the event of vehicle theft or damage arising from fire, natural or man-made calamities.

Apart from these, you can also opt for an own damage for your HF Deluxe. This is an additional option that you can consider if you purchased the vehicle post September 2018.

Moreover, such a cover is only applicable on new two-wheelers and not on second-hand bikes. Under such a plan, you can avail all the benefits of a comprehensive coverage without the third-party liability portion of the policy. 

• A High No-Claim Bonus - Digit offers attractive benefits to Hero HF Deluxe insurance policyholders who enjoy a claim-free year. Using such a bonus, you can avail discounts on the premiums for the two-wheeler insurance policy upon renewal. Additionally, if you are transferring your insurance from another provider to Digit, you can take advantage of accumulated NCBs as well. This further reduces the price of the policy, ensuring affordability.
• Online Claim Settlement Benefits - Digit does not believe in increasing the policyholder’s hassle during claim settlement unnecessarily. This is why we support complete online claim filing and settlement. You can perform a self-inspection on the bike without needing to undergo an official verification while raising claims. The process is just as fast as your beloved bike! Also our high claim settlement ratio is an added bonus when it comes to reducing the chances of your claim getting rejected!
• Range of Network Garages across India - When purchasing motor insurance, you should always consider the provider’s network garages strength. Digit has thousands of such garages across the country, ensuring that you are never far away from availing cashless repairs for your bike after an accident. With no requirement of reimbursements, you can simply walk out of such service centres with the repaired vehicle, without spending a single dime on the same.
• 24x7, Reliable Customer Service - Digit understands the need for reliability when it comes to insurance plans. Therefore, we serve our customers 24 hours a day. Whether it is in the middle of the day or at night, you will always find quality assistance when you call our toll free number. 

Highly Customisable Plans with Add-Ons - Not everyone’s requirements are the same. This is why Digit allows you to customise policies as per your requirements with add-on covers. Some of the add-on options available with our HF Deluxe insurance policies include:

• Zero depreciation cover
• Engine and gearbox protection cover
• Return to invoice cover
• Breakdown assistance cover
• Consumable cover

• Prompt Online Renewal and Purchase - Digit allows online hassle-free renewal of your two-wheeler insurance policies. Additionally, new policy purchasers can also buy the selected plan online in a matter of minutes. 
• Customisable IDV - Policyholders can freely increase or decrease their insured declared value as per their wish. Doing so would affect a plan’s premium and the amount of financial support it provides in case the bike is stolen or totalled.