Royal Enfield Bike Insurance Online
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Purchasing a Royal Enfield? Before getting into know all about what make the bikes so coveted and how you can ensure maximum financial protection for them with a Royal Enfield two-wheeler insurance policy.
If you ask any bike enthusiast which bike they dream of owning one day, most will name Royal Enfield. This should help you gauge the popularity and reputation that the company enjoys in India. In August 2019, Royal Enfield sold more than 48,000 motorcycle units domestically. (1)
When it comes to the affordability of Royal Enfield, their price is set above most of the Indian brands available in the market. Thus, any damage befalling the vehicle after purchase can be devastating.
Especially, obtaining replacement parts or initiating repairs on the vehicle can be extremely expensive. Royal Enfield insurance plans are essential while curtailing some of the financial liability arising from accidents, involving the bike.
Further, the Motor Vehicles Act 1988 mandates a third-party liability policy for every motorised vehicle plying on Indian roads.
It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim. Here are some such situations:
Damages/Losses to own two-wheeler due to an accident
Damages/Losses to own two-wheeler in case of fire
Damages/Losses to own two-wheeler in case of a natural calamity
Damages to Third-Party Vehicle
Damages to Third-Party Property
Personal Accident Cover
Injuries/Death of a Third-Party Person
Theft of your scooter or bike
Customize your IDV
Extra protection with customized add-ons
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Just call on 1800-258-5956. No forms to be filled.
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!Read Digit’s Claims Report Card
Royal Enfield’s first bike was developed in 1901. At that time, the company operated under
The Enfield Cycle Company Limited of Worcestershire. Apart from motorcycles, it manufactured lawnmowers, bicycles as well as stationary engines.
The Enfield Cycle Company produced the Royal Enfield Bullet, which became the longest-lived motorcycle concept in history. Between October and December 2018, Royal Enfield earned around Rs. 2,300 Crore in India.
While all of the company’s bikes are popular, listed below are some models that are in highest demand across India.
Keep in mind that these are high-valued two-wheelers. Even a small dent on the body of such bikes can lead you to incur immense repair expenses. Therefore, to avoid such liabilities, Royal Enfield bike insurance plans are vital.
Royal Enfield is one of the oldest motorcycle brands in the world. Apart from its rich heritage and reliability, the following reasons are responsible for making these bikes popular amongst the masses:
For some people, Royal Enfield bikes are equivalent to an emotion. They do not require any other grounds to invest in this vehicle.
Do you think you are a safe rider and do not require insurance cover for your bike? Think again.
Even the safest rider is susceptible to accidents on the road. Therefore, an insurance cover is not just an option but a necessity for all Royal Enfield riders.
Take a look at the reasons why two-wheeler insurance policies are important for your bike:
Now, if you are looking to purchase a Royal Enfield bike insurance policy or considering changing your existing insurance provider, you must look for a company that offers maximum benefits under their policies.
With Royal Enfield bike insurance online availability, picking a provider is simple. Further, the presence of several key players in the market has enhanced the competitiveness amongst two-wheeler insurance companies.
Digit, for instance, is one of the few dependable choices available to Royal Enfield consumers. If you are looking for an insurance provider, read on to know why Digit is the right choice.
Royal Enfield owners tend to seek the best protection for their expensive vehicles. Digit provides quality coverage, ensuring your finances remain unharmed regardless of accidental or natural damage to the bike.
Consider the reasons listed below to understand why Digit’s protection is suitable for you.
Digit also offers standalone Own Damage Bike Insurance Cover to Royal Enfield owners who have purchased their bikes after September 2018. If you already possess a third-party cover and, are simply seeking additional protection for any damage sustained by your bike in accidents, opting for own damage can significantly reduce your hassle.
With such benefits, Digit offers one of the more well-rounded insurance policies for your Royal Enfield motorcycle.
Now that you know where to buy your two-wheeler insurance cover from, you need to resolve another common issue – substantial premiums payable.
If you follow the pointers mentioned below, the premiums for your bike insurance policy would never be a problem for you:
While following the guide would lead to lower premiums, ensure you prioritise the protection over the policy price. Plans with the lowest premiums offer minimal financial assistance to policyholders after an accident.
Owning a Royal Enfield is a matter of great pride. Don’t let it go to waste. Buy an insurance policy that can provide maximum coverage for your bike.