Trailer Insurance Online

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Disclaimer:Tata Capital Limited (“TCL”) registered with IRDAI (License No. CA0896, valid till 21-Jan-2027), acts as a Corporate Agent “Composite” for Go Digit General Insurance Limited. Please note that, TCL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms and conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary.

The Registered office of TCL is Tata Capital Limited, 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam, Marg, Lower Parel, Mumbai-400013.
The Registered Office of Go Digit: Go Digit General Insurance Limited, 1st Floor, Fairmont, Hiranandani Business Park, Powai, Mumbai – 400076.
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Check Trailer Insurance Renewal Price & Renew Policy Online 2025

What is Trailer Insurance?

Trailer Insurance

Why Do You Need Trailer Insurance?

Getting a trailer insurance is essential for several reasons, such as:

  • As per the Indian law, trailer owners must have at least a Liability Only policy that covers damage to third party caused due to the trailer.
  • Since trailers can be expensive to repair or replace, a trailer Insurance policy helps to minimise the financial burden in case of unforeseen situations.
  • Owners of trailers can work worry-free, as with trailer insurance they know that they are financially protected in situations leading to financial loss caused by or to the trailer.

Why Choose Trailer Insurance by Digit?

We treat our customers like VIPs, know how…

Customize Your Vehicle IDV

Customize Your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Super-Fast Claims

Smartphone enabled self-inspection processes takes minutes!

Key Features of Trailer Insurance by Digit

Key Features Digit Benefit
Claim Process Paperless Claims
Customer Support 24x7 Support
Additional Coverage PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc.
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages 

What's Covered in Trailer Insurance by Digit?

Accidents

Accidents

Damages and losses caused to the heavy-duty vehicle due to an accident.

Theft

Theft

Any damages and losses caused to the heavy-duty vehicle in the case of a theft.

Fire

Fire

Any damages or losses caused to the heavy-duty vehicle in an unfortunate case of fire.

Natural Disasters

Natural Disasters

Any damages and losses caused to your vehicle due to floods, earthquakes and other natural calamities.

Personal Accident

Personal Accident

Covers for any personal injuries or death of the owner-driver of the vehicle.

Third Party Losses

Third Party Losses

Covers for losses and damages caused to a third-party vehicle, property or person due to the insured heavy-duty vehicle, in the case of an accident or collision.

Towing Disabled Vehicles

Towing Disabled Vehicles

Covers for any damages caused to your vehicle in cases where it's being towed.

What’s Not Covered in Trailer Insurance by Digit?

It is equally important to know what’s not covered in your Trailer Insurance policy so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy Holder

If you’re only going to go for a Third-Party Commercial Insurance for your commercial vehicle, then own damages and losses won’t be covered. 

Drunk Driving, or Driving without a valid Licence

If during a claim, the driver-owner is found to be driving the insured vehicle without a valid driver’s licence or under the influence of alcohol then the claim can’t be approved.

Contributory Negligences

Any damages or losses caused to the heavy-duty vehicle due to contributory negligence won’t be covered for. For example, if there are existing floods in the city, and one still takes the tractor out. 

Consequential Damages

Any damages or losses that aren’t a direct result of an accident, natural calamity or fire can’t be covered for.

Trailer Insurance Plans by Digit that Fit Your Needs

Third-Party or Liability Only Plan

Third-party liability only commercial vehicle insurance for trailers protects your vehicle only against damage, loss or injury to third-party property or person due to your vehicle. It is mandatory to have at least a third-party insurance policy in India. Also, IRDAI fixes the trailer third-party insurance price and no add-ons are available with this plan. 

Comprehensive or Standard Package Plan

Comprehensive commercial vehicle insurance for trailer covers your own commercial vehicle against damage or loss in an unfortunate accident. It also covers damage, loss, or injury to third parties caused due to your trailer. Therefore, with a trailer comprehensive plan you are financially protected against injuries, damage, natural disasters, and theft. You can further enhance your insurance coverage with this plan by opting for suitable add-ons available with CV insurance.

Compare Coverages of Third Party vs Comprehensive Trailer Insurance

Based on the type of your heavy-duty vehicle and number of vehicles you want to insure, we offer two primary plans you can choose from.

Liability Only

Standard Package

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How to Buy/Renew Trailer Insurance Policy with Digit?

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Enter Vehicle Details

On the Digit App or website, enter the vehicle registration number and select the policy status.

Choose a Plan

Select the type of vehicle insurance plan and choose desired add-ons.

Enter Personal Details

Enter your personal, nominee and vehicle details, and move to the next step.

Make Payment

Complete the payment and mandatory KYC verification process.

That's It!

You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

FAQs about Trailer Insurance Price & Renewal Online