80D Calculator

Financial Year
2023
The 80 D Tax Deduction is applicable only under Old Tax Regime.

Health Insurance for Self/Family

Value should not exceed 25000
0 25000

Health Insurance for Senior Citizens (Self/Family)

Value should not exceed 25000
0 50000

Medical Expenditure of Senior Citizens

Enter Value between 0 to 50000
0 50000

Self or Family's Health Insurance Premium Amount

Value should not exceed 25000
0 25000

Health Insurance for Parents ( Below 60 )

Value should not exceed 25000
0

Health Insurance for Senior Citizen Parents

Value should not exceed 50000
0 50000

Health Insurance for Self/Family ( Above 60 )

Value should not exceed 50000
0 50000

Preventative Healthcare Help

Self or Family(Excluding Parents)
Value should not exceed 5000
0 5000
Deduction Under Section 80 D
9,0000,0
Information relates to the law prevailing in financial year 2021-2022. This calculator is only to enable public to have easy access to basic tax calculation. For filing of returns the exact calculation must be made as per the provisions contained in the relevant Acts, Rules etc.

Section 80D Tax Deduction Calculator

What Deductions is Allowed Under Section 80D?

Scenario

Deduction under 80D

Self and Family (All members below 60 years)

Self and Family (All members below 60 years) ₹25,000

For Self and Family + Parents (All members below 60 years)

(₹25,000 + ₹25,000) = ₹50,000

For Self and Family (all members below 60 years) + Senior Citizen Parents

(₹25,000 + ₹50,000) = ₹75,000

For Self and Family (with eldest member above 60 years) + Senior Citizen Parents

(₹50,000 + ₹50,000) = ₹1,00,000

Preventive Healthcare (all members below and above 60 years)

₹5,000

Members of Hindu Undivided Family

₹25,000

Non-resident individuals

₹25,000

Let’s understand this better with an example:

Manoj is 36 years, and his father is 75 years old. If he pays medical premiums of ₹30,000 and ₹35,000 respectively, he can claim deductions under Section 80D of ₹25,000 for the premium paid under his policy and ₹50,000 for his father’s policy (senior citizen). The deduction allowed for the year will be (₹25,000+₹35,000) ₹60,000. 

Additionally, if he has opted for preventive healthcare, ₹5,000 claim can be made within the limit for any category, if the total insurance premium paid is less than the maximum limit for that category.  

He can also avail tax benefits under this section for contributions to any sort of schemes launched by the Government.

Deduction under Section 80D

How does Preventive Health Check-up Work?

How to Use 80D Tax Calculator?

Benefits of Using Digit's 80D Tax Deduction Calculator

Who is Eligible for Section 80D Deduction?

Things to Keep in Mind While Claiming Tax Deduction Under Section 80D

FAQs on 80D Tax Calculator