NPS Calculator

Investment per month

Enter Value between 500 and 1.5 Lakhs
500 1.5 Lakhs

Your age (Years)

Enter Value between 18 and 60
18 60

Expected return (% P.A)

Enter Value between 8 and 15
%
8 15
Principal Amount
16,00,000
Interest Amount
₹ 9,57,568
Total Amount
₹25,57,568
Annuity Investment
₹25,57,568

NPS Calculator: Calculate National Pension Scheme Returns Online

What is an NPS calculator?

Factors to understand for NPS Pension Calculator

How is Pension Calculated?

How does the NPS Calculator work?

As mentioned above, the NPS calculator works based on compound interest. The formula used by National Pension Scheme is given below:

A=P(1+r/n)nt

As the traditional calculation in compound interest goes, a principal is multiplied by the overall rate divided by time.

The exact terms denoted by these letters in the formula are shown in the table below.

Letter

Meaning

A

Amount on maturation

P

Principal sum

r

Expected rate of interest per annum

t

Total tenure

Example: National Pension Scheme Calculator

An example of the inputs for an NPS calculator is as shown below:

Inputs

Values (You can change these as per your requirement)

Date of birth

28/02/1994 (27 years as of 2021)

Monthly contribution amount

₹3000

Total years of contribution

33 years (up to 60 years)

Expectation of ROI

14%

I would like to purchase an annuity for % of the total investment

40%

Your expectation of annuity rate

6%

Output for the NPS Return Calculator

Outputs

Values for the Above Inputs

Total investment

₹11,88,000

Total corpus

₹2,54,46,089

Lump sum value (taxable)

₹1,52,67,653

Annuity value

₹1,01,78,436

Expected monthly pension

₹50,892

How to Calculate Pension?

Advantages of using NPS Calculator

Frequently Asked Questions