# NPS Calculator

### Investment per month

Enter Value between 500 and 1.5 Lakhs
500 1.5 Lakhs

Enter Value between 18 and 60
18 60

### Expected return (% P.A)

Enter Value between 8 and 15
%
8 15
Principal Amount
16,00,000
Interest Amount
₹ 9,57,568
Total Amount
₹25,57,568
Annuity Investment
₹25,57,568

# NPS Calculator: Calculate National Pension Scheme Returns Online

## How does the NPS Calculator work?

As mentioned above, the NPS calculator works based on compound interest. The formula used by National Pension Scheme is given below:

A=P(1+r/n)nt

As the traditional calculation in compound interest goes, a principal is multiplied by the overall rate divided by time.

The exact terms denoted by these letters in the formula are shown in the table below.

 Letter Meaning A Amount on maturation P Principal sum r Expected rate of interest per annum t Total tenure

## Example: National Pension Scheme Calculator

An example of the inputs for an NPS calculator is as shown below:

 Inputs Values (You can change these as per your requirement) Date of birth 28/02/1994 (27 years as of 2021) Monthly contribution amount ₹3000 Total years of contribution 33 years (up to 60 years) Expectation of ROI 14% I would like to purchase an annuity for % of the total investment 40% Your expectation of annuity rate 6%

## Output for the NPS Return Calculator

 Outputs Values for the Above Inputs Total investment ₹11,88,000 Total corpus ₹2,54,46,089 Lump sum value (taxable) ₹1,52,67,653 Annuity value ₹1,01,78,436 Expected monthly pension ₹50,892