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What is the Cost of Living in Mumbai in 2025?

What is the Average Cost of Living in Mumbai?

Mumbai has the highest living costs among all the major metropolitan cities in India. However, the average living expenses in this city will tend to differ based on factors like accommodation, lifestyle choices, and personal expenses. 

Find the average cost of living in Mumbai in the table below:

Area of Expense Cost
Rent ₹6,000 - ₹40,000
Entertainment ₹1,500 - ₹7,000
Groceries ₹1,500 - ₹25,000
Transport ₹1,000 - ₹3,000
Utilities ₹2,000 - ₹3,000
Schooling of children ₹3,000 - ₹12,000

Cost of Living in Mumbai for Bachelors

The living expenses in Mumbai for a bachelor are based on components like rent, transportation, groceries, utilities, entertainment, and more. Moreover, it tends to differ across individuals based on location and personal spending habits. 

Check out the cost of living in Mumbai for a single person in the table below:

Area of Expense Price Range
Accommodation ₹6,000 - ₹9,000
Groceries ₹1,500 - ₹3,000
Transportation ₹1,000 - ₹1,500
Utilities ₹2,000 - ₹3,000
Entertainment and Shopping ₹4,000 - ₹7,000
Housemaid Starts from ₹2,500
Wi-Fi Starts from ₹499
Bus Pass/Metro Pass Starts from ₹300
Miscellaneous ₹ 5,000

Cost of Living in Mumbai for Students

The living costs for students in Mumbai depend upon the accommodation, location, transportation costs, utilities, and food expenses. Also, the individual’s personal spending habits and lifestyle choices come into play in this regard. 

Listed below are the key expenses for students in Mumbai: 

Area of Expense Price Range
Rent (shared apartment) ₹8,000 to ₹12,000
Rent (single room PG) ₹12,000 to ₹46,000
Food (monthly) ₹1,500 to ₹3,000
Transportation (monthly) ₹1,000 to ₹1,500
Utilities (monthly) ₹2,000 to ₹3,000
Wi-Fi Starts from ₹499
Miscellaneous ₹ 5,000
Bus Pass/Metro Pass Starts from ₹300

Cost of Living in Mumbai for a Family

Regarding families, the cost of living in Mumbai depends upon factors like the number of members, type of accommodation, child’s education costs, groceries, utilities, and more. 

Check out the key expenses for families living in Mumbai:

Area of Expense Price Range
Accommodation ₹15,000 - ₹40,000
Groceries & Food ₹10,000 - ₹25,000
Transport ₹1,500 - ₹3,000
Utilities ₹2,200 - ₹3,000
Entertainment & Shopping ₹2,000 - ₹5,000
Education & Daycare ₹5,000 - ₹10,000
Housemaid ₹2,500 onwards
Wi-Fi Starts from ₹499
Miscellaneous ₹5,000 - ₹ 8,000

Cost of Living in Mumbai for Couples

For couples, the cost of living in Mumbai includes accommodation, groceries, food expenses, utilities, transportation, etc.  

Find all the details listed below:

Area of Expense Price Range
1 BHK apartment for rent ₹30,000 onwards
2 BHK apartments for rent ₹45,000 onwards
Electricity bill ₹ 2,200 onwards
Bus pass ₹600 onwards
Wi-Fi Starts from ₹499
Groceries ₹4,000 onwards
Meal for two ₹1,800 onwards
Housemaid ₹2,500 onwards
Miscellaneous ₹5,000 - ₹8,000

Factors That Determine the Cost of Living in Mumbai

1. Accommodation

The major chunk of the monthly budget gets spent on paying the rent of living space. The cost of land is high, and so is the price for rent. However, the rent varies from area to area. The table below shows the approximate price to buy or rent a property in Mumbai.

Classification of Rentals Rent per Month Property Prices
1 BHK ₹30,000 - ₹60,000 monthly ₹65.5 Lakh
2 BHK ₹45,000 - ₹1,20,000 monthly ₹1.5 Crore
3 BHK ₹70,000 - ₹2,80,000 monthly ₹3 Crore

Furthermore, the table below shows the approximate cost of rent per month in the most affordable and posh areas in Mumbai –

 

Price for Rent in Affordable Areas:

Locality 1 BHK 2 BHK 3 BHK
Goregaon ₹19,000 - ₹45,000 ₹25,000 - ₹1,00,000 ₹35,000 - ₹2,10,000
Thane ₹9,000 - ₹35,000 ₹30,000 - ₹77,000 ₹35,000 - ₹70,000
Navi Mumbai ₹6,000 - ₹35,000 ₹10,000 - ₹60,000 ₹25,000 - ₹86,600
Kurla ₹17,000 - ₹75,000 ₹43,000 - ₹75,000 ₹60,000 - ₹1,10,000
Sion ₹5,000 – ₹75,000 ₹70,000 - ₹1,30,000 ₹2,00,000 - ₹2,75,000

Price for Rent in Posh Areas:

Locality 1 BHK 2 BHK 3 BHK
Goregaon ₹19,000 - ₹45,000 ₹25,000 - ₹1,00,000 ₹35,000 - ₹2,10,000
Thane ₹9,000 - ₹35,000 ₹30,000 - ₹77,000 ₹35,000 - ₹70,000
Navi Mumbai ₹6,000 - ₹35,000 ₹10,000 - ₹60,000 ₹25,000 - ₹86,600
Kurla ₹17,000 - ₹75,000 ₹43,000 - ₹75,000 ₹60,000 - ₹1,10,000
Sion ₹5,000 – ₹75,000 ₹70,000 - ₹1,30,000 ₹2,00,000 - ₹2,75,000

Affordable Paying Guest

Locality Approximate Rent Per Month
Sion ₹5,000 - ₹19,000
Jogeshwari East ₹3,500 - ₹19,000
Ghatkopar ₹3,500 - ₹16,000
Kurla ₹5,000 - ₹40,000
Chembur ₹2,600 - ₹29,000
Parel ₹5,000 - ₹35,200

2. Transport

Mumbai offers its residents a wide range of transport facilities. It is a fact that Mumbai has the largest network of local trains and buses which help the people avoid traffic and cut down the travelling costs, respectively.

Category Approximate Cost
One-way ticket for local transport ₹ 20
Monthly pass for local transport ₹ 300
Taxi 1 km (normal tariff) ₹ 29
Price of petrol (as of 2nd July 2024) ₹103.49 per litre
Price of diesel (as of 2nd July 2024) ₹89.97 per litre
Cabs (base fare) ₹40 per km

3. Groceries

All the things of daily need like rice, bread, milk, fruits, poultry products, etc., are easily available in nearby 'Kirana stores' and supermarkets. Furthermore, several online grocery delivery apps provide groceries to your doorstep.

Grocery Items Approximate Cost
Regular milk (1 litre) ₹ 64.85
White bread (1 loaf) ₹ 46.26
Rice (1 kg) ₹ 71.51
Regular eggs (1 dozen) ₹ 90.81
Local cheese (1 kg) ₹ 525.36
Chicken fillets (1 kg) ₹ 329.95
Apples (1 kg) ₹ 199.44
Bananas (1 kg) ₹ 62.62
Oranges (1 kg) ₹ 94.89
Tomato (1 kg) ₹ 43.38
Potato (1 kg) ₹ 34.45
Onion (1 kg) ₹ 35.79
Lettuce (1 head) ₹ 47.41

4. Utilities

The money spent on utilities such as electricity, internet, gas, TV, DTH, cable, etc., adds up a significant amount to your monthly budget. However, this amount depends on the areas where you live and the usage.

Type of Utilities Approximate Cost
Electricity, cooling, heating, water, garbage ₹ 4,882.44
Local prepaid mobile tariff (1 min) ₹ 0.35
Unlimited internet package ₹700.48

5. Entertainment

Every individual needs some time to relax and unwind after a long day of studies or work. Mumbai offers numerous choices in this regard. Starting from taking a walk around the Marina drive to bar hopping to a number of pubs and bars, Mumbai has it all.

Area of Expense Approximate Cost
1 month gym membership ₹ 1,848.52
1 hour rent for a tennis court ₹ 913.64
1 seat at a cinema hall ₹ 450
Meal in an affordable restaurant (1 person) ₹ 400
Three-course meal in a mid-range restaurant ₹ 1,750
McMeal at McDonald's ₹ 400

6. Childcare

For families living in Mumbai, there are a number of well-known first-class schools for the schooling of kids. The money spent on the tuition fees of the schools plays an important role in deciding the cost of living in Mumbai for a family.

Schools and Childcare Approximate Cost
Preschool, private, full-day ₹10,500 per month
International primary school ₹2.32 Lakh yearly

Tips on Reducing the Cost of Living in Mumbai

Cost of Living in Mumbai vs Other Metro Cities

Compared to other major metropolitan cities in India, the cost of living in Mumbai is the highest. cost of living in Delhi and living expenses in Bangalore are cheaper in comparison, while Chennai has the lowest overall living costs

Find more details in the table below:

Area of Expense Mumbai (₹) Delhi (₹) Bangalore (₹) Chennai (₹)
Accommodation ₹25,000 - ₹60,000 ₹15,000 - ₹45,000 ₹15,000 - ₹40,000 ₹12,000 - ₹35,000
Utilities ₹4,000 - ₹7,000 ₹3,500 - ₹6,000 ₹3,000 - ₹5,000 ₹3,000 - ₹5,000
Groceries ₹6,000 - ₹12,000 ₹5,500 - ₹11,000 ₹5,000 - ₹10,000 ₹4,500 - ₹9,000
Transportation ₹3,000 - ₹5,500 ₹2,000 - ₹4,000 ₹1,500 - ₹3,000 ₹1,500 - ₹3,000
Dining Out ₹4,500 - ₹9,000 ₹4,000 - ₹8,000 ₹3,000 - ₹6,000 ₹3,000 - ₹6,000
Entertainment ₹3,500 - ₹7,000 ₹3,000 - ₹6,000 ₹2,000 - ₹5,000 ₹2,000 - ₹5,000
Education ₹8,000 - ₹25,000 ₹6,000 - ₹20,000 ₹5,000 - ₹15,000 ₹5,000 - ₹15,000
Healthcare ₹4,000 - ₹8,000 ₹3,000 - ₹6,000 ₹2,000 - ₹5,000 ₹2,500 - ₹5,500
Overall Cost ₹58,000 - ₹134,500 ₹42,000 - ₹106,000 ₹36,500 - ₹89,000 ₹33,500 - ₹83,500
Overall Verdict Very High High Moderate Moderate

Important Things to Know Before Moving to Mumbai

Frequently Asked Questions