Buying your bike insurance online has never been easier!

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Why Choose Digit Two Wheeler Insurance

Your bike insurance not only comes with a super easy claim process, but also with the option to choose advance cash for repairs or a cashless settlement

Paperless claims

Quick and Paperless claims process through a Smartphone-enabled self-inspection process

Advance Cash for Repair

Get cash upfront to repair your bike at a garage of your choice, wherever, whenever!

Cashless settlement

Cashless settlement at Digit network service centres with a 6-months repair warranty

Doorstep Pickup & Repair

Doorstep pickup, repair and drop with 6 months repair warranty

24*7 Support

24*7 call facility even on National Holidays

High IDV per rupee

With us, you can customize your IDV as per your choice!

Two Wheeler Insurance Plans that fit your needs

Third Party

Covers third-party losses and Personal Accident for the owner driver

People who generally do not use their two-wheeler too much but still want to have a protection shield around it, usually opt for a Third-Party Liability Policy. So, let’s see what it covers and what it doesn’t:


  • Damage to someone else's property or vehicle
  • Injury or death of third party
  • Option of unlimited personal damage cover for owner driver, if you don't have one already

Not Covered

  • Damage to own vehicle due to accident, theft, fire etc
  • Add-ons like Parts Depreciation, Breakdown Assistance etc.

Note: We recommend a Comprehensive or Standard Package policy to most customers. But, in some cases the Third-Party Liability only may not be a bad idea either. Especially in case you rarely ride your bike or its too old already.

Standard Package

Covers third-party losses, damages caused by accidents to your bike and Personal Accident for the owner driver

To ride a two-wheeler in India, it is mandatory to have a motor insurance, at least a Third-Party Liability policy. However, only having a Third-Party Liability Policy is not enough and can leave you and your bike vulnerable. To have complete protection for your two-wheeler, it is wise to take a Comprehensive or Standard package two-wheeler insurance policy. Let’s see what it covers:


  • All the benefits of Third Party Insurance i.e. damage to a third-party’s property or vehicle and also any personal damages to a third-party like hospitalization, death or disability.
  • Plus, damage to own vehicle due to accidents, fire, theft
  • Option of unlimited personal damage cover for owner driver, if you don't have one already
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Certified & Licensed by IRDAI (Reg.No.158) Indian Insurance Regulator
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Trusted by 25 Lakh Indians for their insurance needs
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Avail Pan India Cashless Facility at our Garages

With us, get access to VIP claims

After you buy our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled.

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Advance Cash or Cashless through our network of garages.

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

What our customers have to say about us


Excellent service. Everything is digitized and recently I had to change the insurance from the previous seller post changing the RC. The whole transaction was handled seamslessly without me visiting their office. I will recommend them for anyone going for two wheeler insurance.

Read on facebook
Via Facebook, Jan 9
Gaurav Yadhav

It was very good experience purchasing a two wheeler insurance policy from Digit. Very polite and prompt service by Poonam Devi. She took extra care in getting the policy issued as soon as possible.

Read on facebook
Via Facebook, Jan 14
Sandeep Chowdhury

Awesome experience with Digit Insurance. Got a call from settlement agent with in 5 mins. after uploading all the required Pictures and documents. The claim got settlled over the call itself. Received the claim amount very next working day after providing the final invoice.

Read on facebook
Via Facebook, Dec 26

Know more about Two Wheeler Insurance

FAQ's related to buying Two Wheeler Insurance