Hero Electric Two Wheeler Insurance
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Cashless Garages

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24*7 Claims

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Buy/Renew Hero Electric Two Wheeler Insurance Online

Hero Electric is the pioneer in the Indian electric two-wheeler market, and it is recognised for offering ecological 2-wheelers at competitive rates. The company aims for ‘Zero Pollution’ transportation through its vast collection of electric bikes.

Do you ride an electric model, or planning to get your hands on one? Then, do not forget to obtain a Hero electric two-wheeler insurance policy to secure yourself from expected financial drains.

Besides, the Motor Vehicles Act has also mandated a two-wheeler insurance policy for electric bikes like that for fuel-based motorcycles.

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What’s Covered in Hero Electric Two Wheeler Insurance

Bike-insurance-damaged

Accidents

Common damages faced during accidents

Bike Theft

Theft

In case your bike or scooter is unfortunately stolen

Car Got Fire

Fire

Common damages faced due to a fire

Natural Disaster

Natural Disasters

Damages caused due to nature’s many furies

Personal Accident

Personal Accident

For times when you’ve hurt yourself too bad

Third Party Losses

Third Party Losses

When someone or something gets hurt for your bike’s actions

What’s not Covered

It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party or Liability Only Bike Policy, damages to own vehicle won’t be covered. 

Drunk Riding or without a Licence

Your bike insurance won’t cover for you in situations where you were riding drunk or without a valid two-wheeler licence.

Driving without a valid Driving Licence holder

If you hold a learner’s licence and were riding your two-wheeler without a valid licence-holder on the pillion seat- then your claim in those situations won’t be covered.

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged two-wheeler is being used incorrectly and the engine gets damaged, it will not be covered)

Contributory Negligences

Any contributory negligence(e.g. damage due to driving a two-wheeler in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)

Add-ons not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Why Should You Buy Digit's Hero Electric Two Wheeler Insurance?

Cashless Repairs

Cashless Repairs

4400+ Cashless Network Garages for you to choose from across India

Smartphone-enabled Self Inspection

Smartphone-enabled Self Inspection

Quick and Paperless claims process through a Smartphone-enabled self-inspection process

Super-fast Claims

Super-fast Claims

Average turn around time for two-wheeler claims is 11 days

Customize your Vehicle IDV

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Hero Electric Two Wheeler Insurance Plans that Fit Your Needs

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Third Party

A Third-party Bike Insurance is one of the most common types of bike insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.

Comprehensive

A Comprehensive Bike Insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.

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Standalone Own Damage

The Own Damage Bike Insurance covers loss and damage only to your own Bike in case of accidents and collisions, natural calamities, fires, and thefts.

Third Party

Comprehensive

Own Damage

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Add-ons Available for Hero Electric Two Wheeler Insurance

How to Buy/Renew Your Hero Electric Two Wheeler Insurance with Digit?

Step 1

On the Digit App or website, enter bike’s registration number, select the policy status and click on ‘View Prices’.

Step 2

Select the plan, add-ons and click on ‘Continue.’

Step 3

Enter your personal, nominee and vehicle details and click on ‘Pay Now.’

Step 4

Complete the payment and mandatory KYC verification process.

Step 5

You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

How to file a Claim?

After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled.

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

A Brief History of Hero Electric Two Wheeler

Why You Must Opt for Hero Electric Two Wheeler Insurance Policies

Why Must You Choose Digit for Your Hero Electric Two-Wheeler Insurance?

How Can You Reduce Your Hero Electric Two Wheeler Insurance Premium?

FAQs about Hero Electric Insurance Policy Online in India