Engine and gearbox protection cover in car insurance is an add-on that provides enhanced coverage to the insured car’s engine and gearbox against damage occurred due to engine malfunction, lubricating oil leakage, ingression of water, hydrostatic lock, etc.
Since damage to the engine and gearbox is not covered in a standard car insurance policy, you need comprehensive policy or own damage car insurance with engine protection add-on. This is because any damage to the engine or gearbox usually gets classified under consequential damage, or a damage that is not directly a result of an unfortunate incident.
To repair or replace any of these components can cost enough to give you a heart attack! Well, not literally, but we guess you get the point😊! Basically, this car insurance add-on helps you get out of such situations without burning a hole in your pocket!
The engine protect cover in car insurance is especially useful for you if you live in areas prone to flooding or heavy rainfall.
Meaning of Engine Protection Car Insurance Add-On
Engine protect in car insurance means an add-on that covers the cost of repair or replacement of insured car’s engine and gearbox in case of damage caused due to waterlogging, oil leakage, and other damage.
Also, it is important to note that an engine secure cover is not available for cars older than 5 years.