Car Insurance Renewal Online

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9000+ Cashless

Network Garages

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96% Claim

Settlement (FY24-25)

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24*7 Claims

Support

Up to 90% Off with PAYD Add-On
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Disclaimer:Tata Capital Limited (“TCL”) registered with IRDAI (License No. CA0896, valid till 21-Jan-2027), acts as a Corporate Agent “Composite” for Go Digit General Insurance Limited. Please note that, TCL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms and conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary.

The Registered office of TCL is Tata Capital Limited, 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam, Marg, Lower Parel, Mumbai-400013.
The Registered Office of Go Digit: Go Digit General Insurance Limited, 1st Floor, Fairmont, Hiranandani Business Park, Powai, Mumbai – 400076.
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9000+ Cashless

Network Garages

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96% Claim

Settlement (FY24-25)

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24*7 Claims

Support

Car Insurance Policy Renewal Online

renew car insurance policy on time

Why Should You Renew Car Insurance Policy on Time?

Renewing your car insurance policy on time is crucial for several reasons:

  1. Compliance with Law: Driving without valid car insurance policy is illegal in India and can result in penalties. 
  2. Ensures Continued Coverage: Not doing car insurance renewal on time will result in policy lapse, meaning you won’t be covered financially in case of any mishap.
  3. Prevents Financial Liability: Without an active insurance policy, you would have to cover all the repair expenses out of your pocket.
  4. Hassle-Free Renewal: Renewing on time also ensures a smooth process as you don’t need additional inspections or paperwork.

Why Choose Digit for your Car Insurance Policy Renewal?

We treat our customers like VIPs, know how…

Cashless Repairs

With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.

Smartphone-Enabled Self Inspection

Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.

Super-Fast Claims

Digit has settled 96% of motor claims, with most processed in just a few hours. The digital-first approach ensures minimal paperwork and quick turnaround, so you can get back on the road sooner.

24*7 Support

Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.

Customize your Vehicle IDV

Customize Your Vehicle IDV

You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.

Complimentary Wellness Benefits

As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.

Disclaimer: The total number of claims settled, amount paid in claims and the total policies sold count is for private car policies since inception till 31st December-2024. 96% claims settled for Overall Motor line of business of Digit. CSR Is calculated for FY 24-25. CSR Ratio is count of (Claims paid + Claims Closed) / (Claims O/S at Start + Claims Reported - Claims O/S at End). 9000+ cashless garage network count as of 31st March-2025.

Key Features of Digit's Car Insurance Policy

Key Features Digit Benefit
Premium Discount Up to 90% Off with PAYD Add-on
Premium Starting from ₹2094
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 10+ Add-ons available
Cashless Repairs Available at 9000+ Garages
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

How to Renew Car Insurance Policy Online?

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Confirm the Details

Select the IDV, add-ons and confirm the details, then click on ‘Pay Now.’

Select the Policy Pending

Select the policy pending for renewal and click on ‘Renew Policy.’

Confirm the Details

Next, select the IDV, add-ons and confirm the details, then click on ‘Pay Now.’

After Completion

You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

Things to Consider Before Renewing Car Insurance Policy

FAQs about Car Insurance Policy Renewal

Manasvi Gupta

Written By

Manasvi Gupta

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Reviewed by:

Mayur Kacholiya