Car Insurance Renewal Online
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Car insurance Online, Up to 90% Discount
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9000+
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96% Claim
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1.2 Cr+
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Car Insurance Policy Renewal Online
A car insurance policy may offer protection against damage, theft, riots and strikes, terrorism, and other natural calamities. Continuing the insurance cover of your bike beyond the date of expiry of the policy is defined as Bike Insurance Renewal.
Now, here is when you get a window for thinking. For a certain period, when you know that the insurance company will not be adjusting your rate when it's time for renewal, you can look for new options.
Should I Do Car Insurance Renewal with the Same Insurer or a New One?
You actually have both the options here, either go with the same insurer if you are satisfied with the experience, claim procedures, transparency, customer support or go for a new one. Which one to choose entirely depends on your experience and insurance needs.
Why Should You Renew Car Insurance Policy on Time?
Renewing your car insurance policy on time is crucial for several reasons:
- Compliance with Law: Driving without valid car insurance policy is illegal in India and can result in penalties.
- Ensures Continued Coverage: Not doing car insurance renewal on time will result in policy lapse, meaning you won’t be covered financially in case of any mishap.
- Prevents Financial Liability: Without an active insurance policy, you would have to cover all the repair expenses out of your pocket.
- Hassle-Free Renewal: Renewing on time also ensures a smooth process as you don’t need additional inspections or paperwork.
Why Choose Digit for your Car Insurance Policy Renewal?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Digit has settled 96% of motor claims, with most processed in just a few hours. The digital-first approach ensures minimal paperwork and quick turnaround, so you can get back on the road sooner.
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
Key Features of Digit's Car Insurance Policy
How to Renew Car Insurance Policy Online?
Confirm the Details
Select the IDV, add-ons and confirm the details, then click on ‘Pay Now.’
Select the Policy Pending
Select the policy pending for renewal and click on ‘Renew Policy.’
Confirm the Details
Next, select the IDV, add-ons and confirm the details, then click on ‘Pay Now.’
After Completion
You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Things to Consider Before Renewing Car Insurance Policy
There are several factors to keep in mind when going for a car insurance renewal. Paying attention to them will ensure that yearly renewals fetch you an ideal level of cover. Some of these factors have been given below:
1. Policy type
Know the policy types, it is very important to know the options you have to make an appropriate decision. If you had only third-party car insurance, at the time of renewal you can opt for a comprehensive car insurance plan depending on your changing insurance needs.
2. Review your insurer
Research about your insurer, check everything possible to avoid any regrets in the future.
3. Add-Ons
Choosing the right add-ons along with your policy can give you maximum benefits. Some of these are, Zero Depreciation cover, NCB cover, Invoice Protection cover and Engine Protect cover. Learn about car insurance add-ons and choose the right ones.
4. Claim procedure
This is very important; this process should be super-fast and hassle-free. Check the claim history of the insurer from all the sources possible.
5. Compare rates online
Go online to compare the rates, you can also renew your policy online, there are varied options available. The best part of buying/renewing policy online especially with us is there is no paperwork involved, just put your details online and you are sorted.
6. Right IDV
Right IDV plays an important role in choosing or renewing the policy. Higher the IDV, higher is the compensation at the time of unforeseen situations.
7. Make sure your car insurance doesn’t lapse
Always renew your car insurance well in advance to avoid paying hefty penalties. Also, it’s a big risk to take your car out without a valid insurance policy, so to avoid all this make sure to renew your policy before time.
8. No Claim Bonus
If you had a claim-free year, you will get a ncb in car insurance discount from your insurer. This discount amount is deducted from the total premium to be paid by you. Now the cherry on the cake here is, this bonus if you plan to change your insurer gets transferred to the new insurer.
9. Network of Garages
You must check the network of Garages the insurer has to ensure you have a protection in case of any unexpected roadside mishap.
10. Customer support
24/7 customer support is important, check if the insurer provides that.
FAQs about Car Insurance Policy Renewal
Content Writer
Storyteller at heart, Manasvi brings 4 years of content and marketing experience to Digit. Whether it's writing SEO-optimised articles or a researched and insightful blog, she strives to transform ideas into creating impactful and engaging content.
Product Head - Motor
Mayur specializes in motor insurance and is responsible for overseeing the development and management of motor insurance products. With expertise in product strategy and market analysis, he focuses on developing customer-centric insurance solutions.