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96% Claims Settled (FY 23-24)

Maruti Car Insurance Price & Policy Renewal Online

Maruti Suzuki, ever since its inception, has been an automobile manufacturer, which has noted the highest sales in its vehicles year after year. Owing to the high demand for Maruti cars, the need for Maruti insurance policies is also quite pronounced in the country.

Apart from being mandatory under the Motor Vehicles Act, 1988, availing a Maruti car insurance policy is paramount for every owner owing to a number of reasons.

For example, the legally mandated third-party liability car insurance policy can protect you against any financial liability arising due to accidental damage to a third party caused by your Maruti car.

On the other hand, a comprehensive car insurance policy can safeguard you against the financial liabilities arising due to damages to your vehicle as well.

Thus, getting a Maruti Suzuki car insurance policy not only saves you from being penalised with a traffic fine amounting up to Rs.2000 (Rs.4000 for repeated offence) but also ensures that your financial burden is minimised in case of any accidents involving your car.

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What’s Covered in Maruti Car Insurance

Hatchback Damaged Driving

Accidents

Common damages to your own Maruti car like accidents & collisions

Getaway Car

Theft

If unfortunately your Maruti car gets stolen

Fire

Common damages due to Fire

Natural Disasters

Damages due to any natural calamities

Personal Accident

If there is a car accident and unfortunately it leads to death or disability of the owner

Third Party Losses

Damage your car causes to someone else's car or any other property

What’s not Covered

It is equally important to know what’s not covered in your car insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered. 

Drunk Driving or without a Licence

You were driving drunk or without a valid driving licence.

Driving without a valid Driving Licence holder

You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)

Contributory Negligences

Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)

Add-ons not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Why Should You Buy Digit's Maruti Car Insurance?

We treat our customers like VIPs, know how…

Cashless Repairs

Cashless Repairs

9000+ Cashless Garages for you to choose from across India

Smartphone-enabled Self Inspection

Smartphone-enabled Self Inspection

Just click the damages on your phone and you are done

Super-Fast claims

Super-Fast claims

We've settled 96% of all claims for private cars!

Customize your Vehicle IDV

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Car Insurance Plans for Maruti Suzuki

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Third Party

A Third-party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
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Comprehensive

A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
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Own Damage

The Own Damage Car Insurance covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.

Third-Party

Comprehensive

Own Damage

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Key Features of Digit's Car Insurance Policy

Key Features

Digit Benefit

Premium

Starting from ₹2094

No Claim Bonus

Up to 50% Discount

Customizable Add-Ons

11 Add-ons available

Cashless Repairs

Available at 9000+ Garages with Doorstep Pickup & Drop

Claim Process

Smartphone-enabled Claim process. Can be done online within 7 minutes!

Own Damage Cover

Available

Damages to Third-Party

Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

How to Buy/Renew Maruti Suzuki Insurance with Digit?

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Enter Car Details

On the Digit App or website, enter car registration number and select the policy status.

Choose a Plan

Select the type of car insurance plan and choose desired add-ons.

Enter Personal Details

Enter your personal, nominee and vehicle details, and move to the next step.

Make Payment

Complete the payment and mandatory KYC verification process.

That's It!

You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

Disclaimer: The total number of claims settled, amount paid in claims and the total policies sold count is for private car policies since inception till 31st December-2024. 96% claims settled for Overall Motor line of business of Digit. CSR Is calculated for FY 24-25. CSR Ratio is count of (Claims paid + Claims Closed) / (Claims O/S at Start + Claims Reported - Claims O/S at End). 9000+ cashless garage network count as of 31st March-2025.

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more about maruti suzuki cars in india

More about Maruti Suzuki Cars in India

There are several reasons that contribute to the popularity of Maruti Suzuki vehicles. These are:

  • Diversity in Models: As of now, Maruti Suzuki offers 14 car model options to choose from. You can easily take your pick between 8 hatchbacks, 3 SUV/MUVs, 1 sedan and 1 compact sedan and 1 minivan! Among the handful of choices you have, the Alto, Baleno, Swift, Wagon R, as well as, Vitara Brezza are some of the top-selling cars in India in their respective categories.
  • Top Performance and Reliability: Whether it is dealing with unsuitable road-conditions or efficiency in holding its cargo, few vehicles can compare to Maruti cars. Since most people in India look for reliable vehicles that can clock kilometres without hassle, their requirements are met by Maruti with élan.
  • Affordable: Maruti Suzuki accounts for more than 50% of the total number of vehicles sold in India, owing to the fact that it produces sensible and pocket-friendly cars that suit the budget of India’s general populace.
  • Abundance in Spare Parts and Service Network: When it comes to seeking repairs, Maruti car owners have it much easier than others do. This is mostly because most Indian service centres stock up on spare parts and accessories that fit these vehicles, making them easily accessible for owners.

Nonetheless, while Maruti cars score the highest when it comes to durability, an owner is obligated to ensure that their car is protected against unforeseen circumstances that can arise in the future. Thus, availing or renewing a Maruti Suzuki car insurance policy is extremely important before you take your car to the road!

why should you purchase or renew your maruti car insurance policy

Why Should You Purchase or Renew Your Maruti Car Insurance Policy?

Apart from the fact that having a valid Maruti car insurance policy is mandatory under the Motor Vehicles Act, there are several reasons that necessitate you to avail an insurance policy for your car. For instance,

  • Protection Against Damages to Third-Party: The third party liability insurance policy for your Maruti Suzuki vehicle offers financial protection against accidental damages caused by your car to a third-party vehicle, property or individual. Furthermore, any litigation issues arising in due course are also covered by this insurance policy.
  • Protection Against Damages to Own Car: Your own Maruti car can be subject to severe damages in an accident or due to any natural or man-made calamities. Under such circumstances, a comprehensive car insurance policy provides coverage for the financial liabilities you might incur. For instance, you can avail financial protection against common damages to your Maruti car due to a fire, or due to instances like a flood, lightning, etc.
  • Personal Accident Cover: This cover has been mandated by IRADAI for every car owner since 2019. As its name suggests, it covers the financial liabilities arising due to death or disablement of the Maruti Suzuki car’s owner-driver during an accident.
  • Compensation for Theft or Total Destruction of Car: In case your Maruti car is stolen or damaged beyond repair due to an accident, your Maruti insurance policy will compensate your losses. In this case, the compensation will be made in accordance with the current IDV of your Maruti car.

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why should you opt for digit’s maruti insurance

Why Should You Opt for Digit’s Maruti Insurance Policy?

There are several reasons why you should choose Digit for Maruti Suzuki car insurance renewal or purchase. These include:

  • Online Claim Process: With Digit, you can enjoy the Maruti Suzuki online claim process complete with a smartphone-enabled self-inspection process. This helps to do away with the hassle of undergoing physical inspection conducted by the representative from your insurance provider before settling claims.
  • IDV Customisation: Our Maruti insurance policy allows you to customise the IDV of your car and helps you to avail a higher compensation in case of the total loss of your vehicle.
  • Variety of Add-Ons: With Digit, you can choose from 7 add-on policies to make your insurance better rounded. Few of these add-ons include – zero depreciation cover, engine and gearbox protection cover, consumable over, roadside assistance, return to invoice cover, etc.
  • Superior Customer Care Services: Our customer support is available 24x7, even on national holidays, and is present to assist you round the clock.
  • Instant Claim Settlements: We offer superfast claim settlements and thereby ensure that you do not have to wait for your compensation.
  • Wide Range of Network Garages: We have more than 9000+ network garages across India from where you can avail cashless repairs for your Maruti car. During accidents, help is never far away!
  • Pick-Up and Drop Facilities: If you seek accidental repair at any of our network garages, we also offer doorstep pick up and drop off facilities for your Maruti car.

With such benefits and more, Digit offers out-and-out protection for your Maruti car!

how can you reduce your maruti car insurance

How Can You Reduce Your Maruti Car Insurance Premium?

Looking to reduce the premium paid towards your Maruti’s insurance?

Following are a few ways to do so!

  • Choose a Higher Deductible: With your Maruti insurance, you will be required to pay a compulsory deductible as per IRADAI directives. Alongside this, you can choose to pay voluntary deductibles during a claim, by virtue of which you can reduce the premium paid towards the policy.
  • Avoid Making Small Claims: If you make claims for small damages, you miss your NCB and consequently do not enjoy any discounts on your premium. Therefore, if your car’s repair is not costing you much, it is better to avoid making claims.
  • Compare Premiums: Make sure you conduct proper research and choose the most affordable policy in the market. In this respect, Digit’s Maruti insurance policy (starting at Rs.2702) is cost-effective and offers maximum benefits. 

These are, thus, a few ways through which you can lower the premium for your Maruti insurance purchase or renewal.

However, make sure you do not compromise on your policy benefits while seeking lower premiums payable!

Happy driving!

FAQ's about Maruti Car Insurance Online in India