MG Car Insurance

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MG Car Insurance Price & Policy Renewal Online

A Chinese subsidiary of automobile manufacturer SAIC Motor, MG Motor India Private Limited is an Indian manufacturer of optimised vehicles set up in 2017. The company began its manufacturing and sales operations in 2019 and was owned by General Motors in the past. 

Additionally, the manufacturing plant at Halol, Gujarat, has a capacity of churning out 80,000 units every year, and it sold around 2,481 units in November 2021. 

If you plan to purchase an MG car model in the near future or already possess one, you might consider knowing everything about a car’s safety in times of an accident. During accidents, your car can go through severe damages and repairing them can result in a financial crisis. To avoid such a mishap, one should have their MG car insurance in place. 

The following segment illustrates the benefits of obtaining car insurance and other details, which might be useful to you.

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What’s Covered in MG Car Insurance

Hatchback Damaged Driving


Common damages to your own MG car like accidents & collisions

Getaway Car


If unfortunately your MG car gets stolen

Car Got Fire


Common damages due to Fire

Natural Disaster

Natural Disasters

Damages due to any natural calamities

Personal Accident

Personal Accident

If there is a car accident and unfortunately it leads to death or disability of the owner

Third Party Losses

Third Party Losses

Damage your car causes to someone else's car or any other property

What’s not Covered

It is equally important to know what’s not covered in your car insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered. 

Drunk Driving or without a Licence

You were driving drunk or without a valid driving licence.

Driving without a valid Driving Licence holder

You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)

Contributory Negligences

Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)

Add-ons not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Why Should You Buy Digit's MG Car Insurance?

We treat our customers like VIPs, know how…

Cashless Repairs

Cashless Repairs

6000+ Cashless Garages for you to choose from across India

Doorstep Pickup & Repair

Doorstep Pickup & Repair

Doorstep pickup, repair and drop with 6 months repair warranty - for repairs at our network garages

Smartphone-enabled Self Inspection

Smartphone-enabled Self Inspection

Just click the damages on your phone and you are done

Super-Fast claims

Super-Fast claims

We've settled 96% of all claims for private cars!

Customize your Vehicle IDV

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Car Insurance Plans for MG


Third party

A Third-party car insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.



A Comprehensive car insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.


Standalone Own Damage

The Own Damage Car Insurance covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.



Own Damage


How to File a Claim?

After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

Report Card

How Fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

More about MG Cars in India

Why Should You Purchase or Renew Your MG Car Insurance Policy?

Why Should You Opt for Digit’s MG Insurance Policy?

How Can You Reduce Your MG Car Insurance Premium?

FAQs about MG Car Insurance Renewal in India