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Mahindra Car Insurance Price & Policy Renewal Online

Mahindra is a pronounced brand in the niche of hardy utility vehicles. There’s no doubting the sturdiness of Mahindra’s car models, which has contributed tremendously to their popularity. However, no matter how robustly built the cars are, they can still cause and suffer accidental damage; which is partially why adjoining Mahindra car insurance policies in India have also been among the top-selling ones in the vehicular insurance sector.

Also, per the Motor Vehicles Act 1988, cars cannot ply the road without the safety net of a third-party insurance policy. It provides for monetary compensation when your Mahindra car accidentally causes damage to a third-party individual, vehicle or property. Without this insurance policy in place, you can be penalised with a traffic fine of Rs.2000, and Rs.4000 for repeated offence. Beyond this, there’s also a comprehensive insurance policy which provides financial assistance against an array of damages, both to third-parties and your own Mahindra.

So, by opting for a Mahindra car insurance renewal or purchase, not only will you abide the law but also save yourself a great deal of financial stress when unprecedented and unfortunate incidents occur. 

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What’s Covered in Mahindra Car Insurance

Hatchback Damaged Driving


Common damages to your own Mahindra car like accidents & collisions

Getaway Car


If unfortunately your Mahindra car gets stolen


Common damages due to Fire

Natural Disasters

Damages due to any natural calamities

Personal Accident

If there is a car accident and unfortunately it leads to death or disability of the owner

Third Party Losses

Damage your car causes to someone else's car or any other property

What’s not Covered

It is equally important to know what’s not covered in your car insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered. 

Drunk Driving or without a Licence

You were driving drunk or without a valid driving licence.

Driving without a valid Driving Licence holder

You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)

Contributory Negligences

Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)

Add-ons not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Why Should You Buy Digit's Mahindra Car Insurance?

We treat our customers like VIPs, know how…

Cashless Repairs

Cashless Repairs

6000+ Cashless Garages for you to choose from across India

Smartphone-enabled Self Inspection

Smartphone-enabled Self Inspection

Just click the damages on your phone and you are done

Super-Fast claims

Super-Fast claims

We've settled 96% of all claims for private cars!

Customize your Vehicle IDV

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Car Insurance Plans for Mahindra


Third party

A Third-party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.



A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.


Standalone Own Damage

The Own Damage Car Insurance covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.



Own Damage


How to File a Claim?

After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

Report Card

How Fast are Digit Insurance Claims Settled?

This is the first question that should come to the mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

More about Mahindra Cars in India

Why Should You Purchase or Renew Your Mahindra Car Insurance Policy?

Why Should You Opt for Digit’s Mahindra Insurance Policy?

How Can You Reduce Your Mahindra Car Insurance Premium?

FAQs about Mahindra Car Insurance Policy in India