What is a Heavy Vehicle Insurance?
What's covered in a Heavy Vehicle Insurance?
What’s not covered?
It is equally important to know what’s not covered in your heavy vehicle insurance policy so that there are no surprises when you make a claim. Here are some such situations:
Key Features of Heavy Vehicle Insurance by Digit
PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc
Damages to Third-Party
Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages
Types of Heavy Vehicle Insurance Plans
Based on the type of your heavy-duty vehicle and number of vehicles you want to insure, we offer two primary plans you can choose from.
Damages caused by your heavy vehicle to any third-party person or property.
Damages caused to any third-party person or property by the vehicle being towed by your insured heavy vehicle.
Loss or damages to own heavy vehicle due to natural calamities, fire, theft or accidents.
Injury/death of heavy vehicle owner-driver
If the owner-driver doesn’t already have a Personal Accident Cover from before
How to claim?
Call us at 1800-258-5956 or drop us an email at firstname.lastname@example.org
Keep your details such as policy number, location of the accident, date & time of the accident, and contact number of the insured/caller handy to make our process easier.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!Read Digit’s Claims Report Card
Why should I buy a Heavy Vehicle Insurance?
- Heavy duty vehicles are a large part of an operational investment for any business. The least a business should do is protect it with an insurance, that will help compensate for losses in times of need.
- As per the Motor Vehicle Act, it is mandatory for all vehicles, including commercial vehicles to at least have a third-party commercial vehicle insurance in place. Without the same, you may be liable to pay heavy fines and other consequences.
- Insuring your heavy-duty vehicle won’t only ensure your business is safeguarded from losses, but also helps you maintain your vehicle better in the case of unforeseen circumstances such as natural calamities, fires, accidents and collisions.