Heavy Vehicle Insurance
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A heavy vehicle insurance is a type of a commercial vehicle insurance policy specifically for the purpose of covering for heavy duty vehicles such as bulldozers, cranes, lorries, trailers, etc.
A basic, third-party heavy vehicle insurance covers for any damages and losses caused to a third-party due to the vehicle, whereas a comprehensive heavy vehicle insurance would also help cover for own damages along with additional covers for maximum protection.
In India, there are many different types of heavy-duty vehicles, here are some of the most common ones, all of which can be covered under our Commercial Vehicle Insurance, such as:
Heavy duty vehicles mainly used in the process of construction, to move soil and sand forward. The same can be covered under a heavy vehicle insurance.
Cranes are commonly used for construction as well and could be insured by a commercial vehicle insurance for heavy-duty vehicles.
Backhoe diggers are one of the most common types of heavy-duty vehicles used in India, especially in the process of construction.
Trailers of all kinds are commonly used in India to transport goods and materials across different industries. The same can be covered for under a heavy-duty commercial insurance.
Tipper trucks and lorries are frequently used in India, mainly for the purpose of transporting large number of goods from one place to another.
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It is equally important to know what’s not covered in your heavy vehicle insurance policy so that there are no surprises when you make a claim. Here are some such situations:
Key Features |
Digit Benefit |
Claim Process |
Paperless Claims |
Customer Support |
24x7 Support |
Additional Coverage |
PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc |
Damages to Third-Party |
Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages |
Based on the type of your heavy-duty vehicle and number of vehicles you want to insure, we offer two primary plans you can choose from.
Damages caused by your heavy vehicle to any third-party person or property. |
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✔
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Damages caused to any third-party person or property by the vehicle being towed by your insured heavy vehicle. |
✔
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✔
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Loss or damages to own heavy vehicle due to natural calamities, fire, theft or accidents. |
×
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✔
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Injury/death of heavy vehicle owner-driver If the owner-driver doesn’t already have a Personal Accident Cover from before |
✔
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✔
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Call us at 1800-258-5956 or drop us an email at hello@godigit.com
Keep your details such as policy number, location of the accident, date & time of the accident, and contact number of the insured/caller handy to make our process easier.
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
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