Property Insurance for your Home, Building, Shop and Business
Buy Property Insurance Online for Home, Shop, Building, Office Space
What is Property Insurance?
Be it one’s home, apartment, business, café or hospital; a property insurance is an insurance policy to protect the building and its contents from risks such as fires, burglaries, natural disasters, and other unfortunate incidents.
Chances are that you’re here because you’ve just bought your dream home and are looking for ways to protect it. After all, apna naya ghar hai, you’re going to want to do all that it takes to keep it safe and sound.
Or perhaps you’ve been running your own business and are looking to protect your shop or office premises from anything that could harm it. After all, any business is sensitive, and you’d want to do everything in your capacity to ensure there are no great losses.
So, whether it’s a store you’re looking to protect or your beautiful home, a property insurance by Digit comes with two primary benefits; protection against fire and natural calamities (Standard Fire & Perils) and burglary as well since all properties are prone to the risk of the same.
This helps keep potential damages and losses at bay, by being there for you and covering you through all unfortunate circumstances such as fires, natural calamities, burglaries, and explosions amongst other unforeseen events that may come your way.
Not sure whether a Property Insurance makes sense?
What’s great about a Property Insurance by Digit?
What’s Covered in Property Insurance by Digit?
Our Property Insurance Offerings
Types of Property Insurance Plans
At Digit, our insurance covers your property for fire and natural calamities such as floods and earthquakes through our Digit Standard Fire & Special Perils policy. Since properties are always at a risk of burglary, we also cover burglary. This way, your property is not only protected from damages and losses due to fires and natural calamities but also from burglary. For easy understanding, we have differentiated coverage options as below:
Covers only the contents of your home or business.
Covers both your building and the contents of your home or business.
Covers your building, contents of your home or business and, valuables such as cash in safe or shop counter.
Things to know about Property Insurance
- Content - If you’re confused as to what ‘contents’ refers to in Property Insurance, it refers to your personal belongings in your house. For example; if there’s a burglary in your house and your laptop is stolen; your property insurance will cover for the contents; i.e. your laptop too.
- Building/Structure - As the name suggests, a ‘Building’ or ‘Structure’ in your Property Insurance refers to the entire property you’re covering. For instance, if you’re looking to protect your home or a standalone villa, your entire villa is what would be referred to as the ‘building’ covered for.
Who needs a Property Insurance?
Ideally, anyone who owns any type of property whether it’s the house you’re living in or the offices that are part of your business; a property insurance ensures one is protected from a large amount of damages and losses that could arise due to unforeseen circumstances such as any natural calamity, explosion, fire, or even a burglary!