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Commercial Vehicle Package Policy for your Truck

To protect your Truck with a secure and customized insurance plan, email us at

Why should I Insure my Truck?

  • If you’re running a business, chances are you have at least one or more trucks as part of your operations. Given that it’s part of your company assets, it’s important that it is protected and covered for, so you or your business don’t face unplanned losses in the case of unforeseen and unfortunate situations.
  • Having a truck insurance in place means your business will be covered in the case of any financial losses faced due to and by your truck. This also means you’ll avoid any possible downtime, maintain a profit margin and can instead spend money on your business growth.
  • As a mandate by law, it is compulsory to at least have a Liability Only policy in place, that protects third-parties against any damages and losses that could be caused by your truck. However, given the risks trucks can be faced with, it’s always better to have a standard package policy that will protect your own truck and owner-driver as well.

Why Digit’s Commercial Vehicle Package Policy for your Truck?

We treat our customers like VIPs, know how…

Super-Fast claims

90.4% claims settled in 30 days, with superfast claim process

24*7 Support

24*7 call facility even on National Holidays

Car With Amber Protective Cover

High IDV per rupee

With us, you can customize your IDV as per your choice!

What is Covered in Truck Insurance?



  • Damages caused to the truck in case of an accident


  • Loss or damage to the truck due to theft


  • Damages caused to your truck due to a fire
Natural Disasters

Natural Disasters

  • Damages caused to your truck due to any natural calamity
Personal Accident

Personal Accident

  • If there is an accident of your truck, leading to an injury or death of the driver
Third Party Losses

Third Party Losses

  • Any damages caused by your truck to a third-party person, vehicle or property
Towing Disabled Vehicles

Towing Disabled Vehicles

  • Any damages caused by your truck during vehicle towing

What's Not Covered

If the owner/driver of the insured truck is drunk or driving without a valid license  
Any damage that is not a direct result of the accident/natural calamity etc.
Any damage caused due to a contributory negligence of the owner/driver (such as driving when there’s an existing flood) 

Types of Commercial Vehicle Package Plans for your Truck

Based on your type of truck and requirements, we primarily offer two policies. However, considering the risk and use of goods carrying vehicles, it’s recommended to take a Standard Package Policy that will financially protect your own truck, and the driver using it as well.


Liability Only Policy

Standard Package Policy

Damages caused by your truck to any third-party person or property.



Damages caused to any third-party person or property by the vehicle being towed by your insured truck.



Loss or damages to own truck due to natural calamities, fire, theft or accidents.

Not Covered


Injury/death of truck owner-driver

Covered (If the owner-driver doesn’t already have a Personal Accident Cover from before)


How to Claim?

Call us at 1800-103-4448 or drop us an email at

Keep your details such as policy number, location of the accident, date & time of the accident, and contact number of the insured/caller handy to make our process easier.

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

Know More About Truck Insurance