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Truck Insurance

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Why should I buy Commercial Truck Insurance?

Why Choose Commercial Vehicle Package Policy for your Truck by Digit?

We treat our customers like VIPs, know how…

Widespread garages

Widespread garages

1400+ garages across India

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

High IDV per rupee

High IDV per rupee

With us, you can customize your IDV as per your choice!

What is Covered in Commercial Truck Insurance?

Accidents

Accidents

  • Damages caused to the truck in case of an accident
Theft

Theft

  • Loss or damage to the truck due to theft
Fire

Fire

  • Damages caused to your truck due to a fire
Natural Disasters

Natural Disasters

  • Damages caused to your truck due to any natural calamity
Personal Accident

Personal Accident

  • If there is an accident of your truck, leading to an injury or death of the driver
Third Party Losses

Third Party Losses

  • Any damages caused by your truck to a third-party person, vehicle or property
Towing Disabled Vehicles

Towing Disabled Vehicles

  • Any damages caused by your truck during vehicle towing

What’s not Covered

It is equally important to know what’s not covered in your commercial truck insurance policy so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party Liability Only Policy, damages to own vehicle won’t be covered.

Drunk Riding or without a Licence

If the owner-driver of the claimed for truck is drunk or driving without a valid licence.

Contributory Negligences

Any damage caused due to a contributory negligence of the owner-driver (such as driving when there’s an existing flood) 

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged truck is being used incorrectly and the engine gets damaged, it will not be covered)

Types of Commercial Truck Insurance Plans

Based on your type of truck and requirements, we primarily offer two policies. However, considering the risk and use of goods carrying vehicles, it’s recommended to take a Standard Package Policy that will financially protect your own truck, and the driver using it as well.

Liability Only

Standard Package

How to Claim?

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

Know more about Truck Insurance in India