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Commercial Vehicle Package Policy for your Auto Rickshaw

To protect your Auto Rickshaw with a secure and customized insurance plan, email us at

Why should I Insure my Auto-Rickshaw?

  • If you or your organization owns auto rickshaws, it is mandatory by law to at least buy a Liability Only Policy in place. This will financially cover you and your business in case your rickshaw (s) causes damages and losses to a third-party property, person or vehicle.
  • If you use your auto rickshaw as a primary part of your business, it’s advised to purchase a standard or comprehensive package policy as it will protect your auto and the owner-driver from any losses caused due to natural calamities, accidents, terrorist activities, fires, thefts and malicious acts, among other unforeseen circumstances.
  • An auto rickshaw that comes with a valid insurance also assures your customers/passengers that you’re a responsible business and are serious about your work.
  • An insured auto rickshaw ensures your business doesn’t face any unplanned losses or downtime, which means you can instead spend your money and time towards other aspects of your business.

Why Digit’s Commercial Vehicle Package Policy for your Auto Rickshaw?

We treat our customers like VIPs, know how…

Super-Fast claims

90.4% claims settled in 30 days, with superfast claim process

24*7 Support

24*7 call facility even on National Holidays

Car With Amber Protective Cover

High IDV per rupee

With us, you can customize your IDV as per your choice!

What is Covered?



  • Damages caused to your rickshaw in case of an accident.


  • Loss or damage of your rickshaw due to theft.


  • Damages caused to your rickshaw due to a fire.
Natural Disasters

Natural Disasters

  • Damages caused to your rickshaw due to any natural calamity.
Personal Accident

Personal Accident

  • If your rickshaw meets with an accident, leading to an injury or death of you or the driver using it.
Third Party Losses

Third Party Losses

  • Any damages caused by your rickshaw to a third party or its passengers.
Towing Disabled Vehicles

Towing Disabled Vehicles

  • Any damages caused to your rickshaw in cases where its being towed.

What's Not Covered

If the owner-driver of the insured rickshaw is drunk or driving without a valid license
Any damage that is not a direct result of the accident/natural calamity etc.
Any damage caused due to a contributory negligence of the owner-driver (such as driving when there’s an existing flood) 

Types of Commercial Vehicle Package Plans for your Auto Rickshaw

Based on the requirement of your three-wheeler, we primarily offer two policies. However, considering the risk and frequent use of any commercial vehicle, it’s recommended to take a Standard Package Policy that will financially protect your rickshaw and the owner-driver as well.


Liability Only Policy

Standard Package Policy

Damages caused by your auto rickshaw to any third-party person or property



Damages caused by your auto rickshaw to a third-party vehicle



Loss or damages to your own auto rickshaw due to natural calamities, fire, theft or accidents

Not Covered


Injury/death of owner-driver

Covered (If the owner-driver doesn’t already have a Personal Accident cover in his name)


How to Claim?

Call us at 1800-103-4448 or drop us an email at

Keep your details such as policy number, location of the accident, date & time of the accident, and contact number of the insured/caller handy to make our process easier.

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

Know More About Auto Rickshaw Insurance