Auto Rickshaw Insurance

Commercial Vehicle Package Policy for Auto Rickshaw

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What is an Auto Rickshaw Insurance?

As the name suggests, an auto rickshaw insurance is a type of commercial vehicle insurance policy designed to protect and suit the needs of a three-wheeler in India. It’s mandatory for all auto owners to at least have a third-party auto rickshaw insurance to financially protect them from third-party liabilities and even, better to have a comprehensive auto rickshaw policy to cover for own damages that can be caused due to accidents, collisions, natural calamities, fires and other such mishaps.

Digit Insurance provides auto owners with both such policies at, affordable and customized premium prices.

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Why should I buy Auto Rickshaw Insurance?

Why Choose Commercial Vehicle Package Policy for your Auto Rickshaw by Digit?

We treat our customers like VIPs, know how…

Widespread garages

Widespread garages

1400+ garages across India

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

High IDV per rupee

High IDV per rupee

With us, you can customize your IDV as per your choice!

What is Covered in Auto Rickshaw Insurance?

Accidents

Accidents

Damages caused to your auto rickshaw in case of an accident.

Theft

Theft

Loss or damage of your auto rickshaw due to theft.

Fire

Fire

Damages caused to your auto rickshaw due to a fire.

Natural Disasters

Natural Disasters

Damages caused to your auto rickshaw due to any natural calamity.

Personal Accident

Personal Accident

If your auto rickshaw meets with an accident, leading to an injury or death of you or the driver using it.

Third Party Losses

Third Party Losses

Any damages caused by your auto rickshaw to a third party or its passengers.

Towing Disabled Vehicles

Towing Disabled Vehicles

Any damages caused to your auto rickshaw in cases where it's being towed.

What’s not Covered

It is equally important to know what’s not covered in your auto rickshaw insurance policy so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party Liability Only Policy, damages to own vehicle won’t be covered.

Drunk Riding or without a Licence

If the owner-driver of the insured auto-rickshaw is drunk or driving without a valid license

Contributory Negligences

Any damage caused due to a contributory negligence of the owner-driver (such as driving when there’s an existing flood)

Consequential Damages

Any damage that is not a direct result of the accident/natural calamity etc.

Types of Auto Rickshaw Insurance Plans

Based on the requirement of your three-wheeler, we primarily offer two policies. However, considering the risk and frequent use of any commercial vehicle, it’s recommended to take a Standard Package Policy that will financially protect your rickshaw and the owner-driver as well.

Liability Only

Standard Package

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How to Claim?

Report Card

How fast are Digit Insurance Claims Settled?

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