Electric Bike Insurance

Get an instant bike insurance quote online

I agree to the  Terms & Conditions

It's a brand new bike

Bike Insurance for Electric Vehicles/e-Bikes & Two Wheelers

Why should you buy an Electric Bike Insurance?

What is covered in an Electric Bike Insurance by Digit?

Bike Accident


Damages and losses that may arise due to an accident or collision

Bike Theft


Covers for your losses in case your electric two-wheeler is unfortunately stolen!

Bike got fire


Damages and losses to your electric two-wheeler in case of an accidental fire!

Natural Disaster

Natural Disasters

Damages caused to your electric two-wheeler due to nature’s many furies, such as due to floods, cyclones, etc.

Personal Accident

Personal Accident

Covers for your expenses in cases where you’ve hurt yourself too bad!

Third Party Losses

Third Party Losses

When a person, a vehicle or a property is hurt or damaged due to your bike's actions.

Electric Two Wheeler Insurance Premium Calculator

Two-wheeler insurance premiums are based on many factors, like kilowatt capacity, make, model, and age.

Two-wheelers with kilowatt capacity (KW)

Premium rate for one-year policy

Premium* rate for long-term policy

Not exceeding 3 KW



Exceeding 3 KW but not exceeding 7 KW



Exceeding 7 KW but not exceeding 16 KW



Exceeding 16 KW



* Long term policy means 5-year policy for new private two-wheelers.

What's not covered?

It is equally important to know what’s not covered in your electric two-wheeler insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party Bike Insurance or Liability Only Bike Policy, damages to own vehicle won’t be covered. 

Drunk Riding or without a Licence

Your electric bike insurance won’t cover for you in situations where you were riding drunk or without a valid two-wheeler licence.

Driving without a valid Driving Licence holder

If you hold a learner’s licence and were riding your two-wheeler without a valid licence-holder on the pillion seat- then your claim in those situations won’t be covered.

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged two-wheeler is being used incorrectly and the engine gets damaged, it is considered as consequential damage and it will not be covered)

Contributory Negligences

Any contributory negligence(e.g. damage due to driving a two-wheeler in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)

Add-ons not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Why choose an Electric Bike Insurance by Digit?

Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement

Cashless Repairs

Cashless Repairs

4400+ Cashless Network Garages for you to choose from across India

Smartphone-enabled Self Inspection

Smartphone-enabled Self Inspection

Quick and Paperless claims process through a Smartphone-enabled self-inspection process

Super-fast Claims

Super-fast Claims

Average turn around time for two-wheeler claims is 11 days

Customize your Vehicle IDV

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

How to file a Claim?

After you buy or renew your electric two-wheeler insurance plan with us, you can forget about complicated processes as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled.

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

FAQs about Electric Bike Insurance in India