Bajaj Pulsar Bike Insurance

Thinking of buying a Bajaj Pulsar bike? Before you make the purchase learn all about what makes the bike so popular and the features you should look for before you purchase a bike insurance policy for it!

Durability, affordability and quality are three characteristics that you do not need to worry about when purchasing a Bajaj vehicle. Amongst its line-up of affordable scooters and bikes is the popular Pulsar range, offering the perfect balance between style, sportiness and comfort.

Although more affordable than other sport bikes, owning a Pulsar means investing a considerable sum on the vehicle. Therefore, to protect your interest in the bike, opting for Bajaj Pulsar insurance plan is vital.

Buying Pulsar insurance will not only safeguard your finances against unplanned expenses but also help you avoid legal hassle. According to the Motor Vehicles Act, 1988, all motor vehicles plying on Indian roads need to possess valid insurance coverage. Failure to meet this requirement can lead to traffic fines of Rs. 2,000 and Rs. 4000 for a repeat offence.

But, hold on!

Before you start worrying about insurance policies for the bike, let’s learn a bit more about Bajaj Pulsar.

Choosing the right insurance for your Bajaj Pulsar isn’t just about price, it’s about getting reliable protection, easy access, and peace of mind. Digit Insurance offers a range of benefits that make it a top pick for Pulsar owners across India.

Quick, Paperless Claims with High Approval Rates

In emergencies, digging through paperwork to file a claim can be stressful. Digit simplifies this with a fully digital claim process. Their smartphone-enabled self-inspection feature lets you raise claims quickly and easily from home. Plus, Digit’s high claim settlement ratio means your claims are more likely to be approved without unnecessary delays.

Insurance Plans That Fit Your Needs

Digit offers three types of bike insurance policies for the Bajaj Pulsar:

• Third-Party Liability Insurance covers legal and financial responsibilities if your bike causes damage or injury to others.
• Comprehensive Insurance provides complete protection, covering both third-party liabilities and damages to your own bike from accidents, theft, or natural disasters.
• Own Damage Insurance is ideal for new bikes purchased after September 2018. It covers damage to your Pulsar but excludes third-party coverage, which you can add separately.

Easy Online Purchase and Renewal

Buying or renewing your Pulsar’s insurance is simple with Digit. Just visit their website, enter your bike details, pay online, and receive your policy instantly via email. No paperwork, no waiting.

Add-On Covers for Extra Protection

If you want more than basic coverage, Digit offers useful add-ons in bike insurance to enhance your policy. These include:

• Zero Depreciation Cover
• Engine and Gearbox Protection
• Consumables Cover
• Return-to-Invoice Cover
• Breakdown Assistance

These add-ons help you customize your insurance to match your riding habits and needs.

High Insured Declared Value (IDV)

Digit offers substantial IDVs, which is the amount you’ll receive if your bike is stolen or completely damaged. You can even customize your IDV in bike insurance for better financial protection, ensuring you’re not left short in case of a major loss.

Cashless Repairs Across India

With over 9,000+ network garages nationwide, Digit makes it easy to get your Pulsar repaired after an accident without paying upfront. Just visit a partner garage and get your bike fixed with cashless service.

No Claim Bonus Rewards

Digit rewards safe riding. If you complete a policy term without making a claim, you earn NCB in bike insurance. A discount on your next premium that can go up to 50%, making future coverage more affordable.

With all these benefits, Digit ensures your Bajaj Pulsar is well-protected against unexpected events, while keeping the process simple and stress-free.

The Bajaj Pulsar series has long been a game-changer in India’s motorcycle market. Developed in collaboration with Tokyo R&D and renowned motorcycle designer Glynn Kerr, the Pulsar was designed to break away from the traditional focus on fuel efficiency and introduce Indian riders to performance biking at affordable prices.

Revolutionising Indian Bike Market

Before the Pulsar’s debut, most motorcycles in India were built around smaller engines and mileage-focused designs. Bajaj disrupted this trend by launching the Pulsar 150 and 180, offering higher engine capacities without compromising affordability. This shift redefined consumer expectations, making performance and style accessible to the everyday rider.

Award-Winning Excellence

Over the years, the Pulsar lineup has expanded and evolved. Models like the Pulsar 200NS have earned prestigious accolades, including the NDTV Car and Bike “Bike of the Year” Award and the Economic Times ZigWheels “Bike of the Year” Award, making it one of the most celebrated motorcycles in India.

Latest Models in 2025

In 2025, Bajaj continues to innovate with models like the Pulsar N250, which features a powerful 249.07 cc engine, dual-channel ABS, and a sleek LED projector headlamp. It’s designed for riders who crave speed and control. For those seeking a balance between performance and practicality, the Pulsar N160 offers a 164.82 cc engine, muscular styling, and advanced safety features like dual-channel ABS.

Eco-Friendly Upgrades

In line with India’s push for cleaner transportation, Bajaj has introduced BS-VI compliant Pulsar models, reducing emissions while maintaining the performance Pulsar is known for.

Digit Insurance offers tailored policies for every Pulsar model from the budget-friendly Pulsar 125 to the high-performance Pulsar RS200. With features like:

• Paperless claims and fast settlements
• Customizable IDV and add-on covers
• Cashless repairs at 1,000+ network garages
• No Claim Bonus up to 50%

Digit ensures your bike is protected against accidents, theft, and natural disasters, giving you peace of mind every time you ride.