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- Bajaj Pulsar
- Suzuki Access
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- Yamaha Fazer
- Bajaj Avenger
- Royal Enfield Classic
- TVS Apache
- Honda Cb Shine
- Honda Activa
- Bajaj Avenger
- Bajaj Pulsar
- Yamaha Alpha
- Yamaha Fazer
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How to use Bike Insurance Premium Calculator?
Here’s a step by step explanation on how to use our premium calculator and get the right bike insurance for your bike!
Step 1
Enter your Bike’s Make, Model, Variant, Registration Date & the city you ride your bike in.
Step 2
Press ‘Get Quote’ and choose your choice of Plan
Step 3
You can choose between a Third Party Liability Only or a Standard Package (Comprehensive Insurance)
Step 4
Tell us about your last bike insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned, etc.
Step 5
You will now see your policy premium on the bottom right of the page.
Step 6
If you’ve chosen a Standard Plan, you can set your IDV and customize your plan further by selecting add-ons like Zero Depreciation, Return to Invoice, Engine Protector, etc.
Step 7
You will now see your final premium calculated on the right side of the page.
Why Choose Digit's Two Wheeler Insurance
Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Smartphone-enabled Self Inspection
Quick and Paperless claims process through a Smartphone-enabled self-inspection process
Cashless Repairs
1000+ Cashless Network Garages for you to choose from across India
Super-fast Claims
Average turn around time for two-wheeler claims is 11 days
24*7 Support
24*7 call facility even on National Holidays
High IDV per rupee
With us, you can customize your IDV as per your choice!
Types of Bike Insurance Policies
Third-party
Comprehensive
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report CardKnow more about Bike Insurance Calculator
What is Bike Insurance Calculator?
Using a bike insurance calculator you can customize your premium and buy a plan that exactly suits your needs. You can set the right IDV and opt for the right addons, to buy a plan that protects your 2 Wheeler from all situations.
Benefits for using a Bike Insurance Calculator
1. You can opt for the Right IDV (Insured Declared Value)
Having the Right IDV makes sure that in case of total loss or theft of your bike, you get the market value of your bike. Using the bike insurance calculator lets you set the right IDV based on your bike’s specifications.
2. You can opt for the Right addons
Choosing the right addons to your bike insurance policy lets you have a complete package, where you and your bike are ready for every situation that might come.
3. You get the Right premium suited to your needs
Using a calculator, you can compare different bike insurance premium quotes, which will help you land on the best priced plan, something that will be tailor made to suit your needs.
FAQs related to Bike Insurance Premium Calculator
What is voluntary deductible in two wheeler insurance and how is it beneficial?
Firstly, when you make a bike insurance claim, and it is cleared, there are two parts to the total claim payment made. One part is paid by us and other by you, your part is called an excess or a deductible. It can be a combination of compulsory (which is compulsory of course) and voluntary. Voluntary one is the additional amount you choose to pay during a bike insurance claim, over and above the amount that we have set for you to pay (the compulsory one). Why do people choose voluntary deductible? People use it to bring down their two wheeler insurance premium.
Tip: Don’t get greedy and use this feature just to lower your two wheeler insurance premium. The best case to use it is only when you are at a good 50% No Claim Bonus level (i.e. not claimed since 5 years). This means you have a lesser probability to make a claim and you can reduce your two wheeler insurance premium.
What is compulsory excess in two wheeler insurance?
Compulsory excess is another word for deductible – the amount you pay as your part of the claim.
What do I need to consider before switching my insurance company online?
Important aspects to be considered before purchasing any policy are:
- Speed of claim settlement- You don’t want to wait for your money, right?
- Approachability- Again, hours of waiting to talk to the customer care is not done!
- Cashless option for your two wheeler repairs
- Network connectivity- Not your phone one but the service center network.
- Claim settlement history of the company.
Do I need to submit any hardcopies during the purchase of a two wheeler insurance policy online?
We are as document averse as you are. For a new policy, you don’t have to do any documentation.
How soon will the two wheeler insurance policy reach me if I buy it online?
Once the payment is done, the soft-copy of the policy will reach your mail box. Zip, zap, zoom! We believe in going green so we don’t send a hard-copy but if you want it you can just let us know, we’ll send it to you.
What happens to my No Claim Bonus if I switch my insurance company?
Your NCB (No Claim Bonus) is for your good driving record. So, even if you change your two wheeler insurance company, it stays with you.
Does buying online have any disadvantages?
No, it does not have any disadvantages. Rather it is a smarter way to compare and buy the right two wheeler insurance for yourself.
