Bike Insurance Premium Calculator

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How to use Bike Insurance Premium Calculator?

Here’s a step by step explanation on how to use our premium calculator and get the right bike insurance for your bike!

Step 1

Enter your Bike’s Make, Model, Variant, Registration Date & the city you ride your bike in.

Step 2

Press ‘Get Quote’ and choose your choice of Plan

Step 3

You can choose between a Third Party Liability Only or a Standard Package (Comprehensive Insurance)

Step 4

Tell us about your last bike insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned, etc.

Step 5

You will now see your policy premium on the bottom right of the page.

Step 6

If you’ve chosen a Standard Plan, you can set your IDV and customize your plan further by selecting add-ons like Zero Depreciation, Return to Invoice, Engine Protector, etc.

Step 7

You will now see your final premium calculated on the right side of the page.

Why Choose Digit's Two Wheeler Insurance

Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement

Smartphone-enabled Self Inspection

Quick and Paperless claims process through a Smartphone-enabled self-inspection process

Cashless Repairs 

1000+ Cashless Network Garages for you to choose from across India

Super-fast Claims

Average turn around time for two-wheeler claims is 11 days

24*7 Support

24*7 call facility even on National Holidays

High IDV per rupee

With us, you can customize your IDV as per your choice!

Types of Bike Insurance Policies


A minimum mandate by law, that covers only third-party losses and personal accident cover for the owner/rider of the bike. The premium for the same is calculated and set by the IRDAI.


Covers not only third-party losses and personal accident cover but, also covers damages and losses to your own bike in case of an unfortunate situation, including theft, fire and natural calamities, amongst others. Additionally, one can also customize this plan further by adding covers such as the zero-depreciation cover, engine and gear protection, etc. The premium for the same can be customized and calculated on the basis of your IDV, add-ons opted for, deductibles chosen, and no claim bonus earned.
Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

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